De Paddock Invest

Active

Private limited companyfounded 20224 yrs activeKBO/BCE: BE 0784.586.973

Summary

The computed 12-month bankruptcy probability of De Paddock Invest is 5.2% (elevated). The 2025 annual accounts show negative equity (€-10k) and a net result of €-16k. Equity is shrinking by ~276.9% per year across the filed fiscal years. Its solvency ranks better than 21% of 3674 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

28 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability35▲+21

Solvency22▼-5

Growth32=

Track record94

Bankruptcy probability, 12 months

5.2% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.5 against 0.35 in 2024; short-term debt: 97% and cash: 9.2% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-2.7%

Return on assets

-4.4%

Age of the figures

12 mo

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

232425

2023 to 2025 · latest year €-10k

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

on the day

2024

1 d early

2023

on the day

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€-10k

2024 · €6k

2023: €45k 2024: €6k

2023 → 2025

Total assets

€361k▲ 23.8%

2024 · €292k

2023: €475k 2024: €292k

2023 → 2025

Net result

€-16k▲ 58.9%

2024 · €-39k

2023: €40k 2024: €-39k

2023 → 2025

Working capital

€-175k▼ 13.8%

2024 · €-154k

2023: €-140k 2024: €-154k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€45k-€6k▼ 86.5%€-10k

Operating result€56k-€-31k€-11k▲ 64.1%

Net result€40k-€-39k€-16k▲ 58.9%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €11k in 2025 against €31k in 2024; the loss shrinks.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €361k

51.4%

48.6%

Fixed assets €186k ▼ 10.7%

Current assets €175k ▲ 109%

Key figures and ratios

2025 value · change against 2024

EBITDA

€36k▲

2024 · €12k

Cash flow

€31k▲

2024 · €5k

Solvency

-2.7%▼

2024 · 2.1%

Current ratio

0.50▲

2024 · 0.35

Quick ratio

0.42▲

2024 · 0.23

Debt to equity

-37.47▼

2024 · 47.01

ROA

-4.4%▲

2024 · -13.3%

Interest coverage

2.60▲

2024 · 1.40

Debt

€371k▲

2024 · €285k

Debt ≤ 1 year

€350k▲

2024 · €237k

Debt > 1 year

€21k▼

2024 · €48k

Staff costs

€123k▼

2024 · €161k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines

Balance sheet Code20242025

Assets

Total assets20/58€292k€361k▲

Fixed assets21/28€208k€186k▼

Intangible fixed assets21-€9k

Tangible fixed assets22/27€208k€176k▼

Land and buildings22€92k€80k▼

Plant, machinery and equipment23€94k€79k▼

Furniture and vehicles24€22k€17k▼

Current assets29/58€84k€175k▲

Stocks and contracts in progress3€30k€27k▼

Stocks30/36€30k€27k▼

Amounts receivable within one year40/41€33k€113k▲

Trade receivables40€8k€77k▲

Other amounts receivable41€25k€36k▲

Cash at bank and in hand54/58€19k€33k▲

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€292k€361k▲

Equity10/15€6k€-10k▼

Contributions10/11€5k€5k=

Reserves13€1k€1k=

Distributable reserves133€1k€1k=

Profit (loss) carried forward14-€-16k

Amounts payable17/49€285k€371k▲

Amounts payable after more than one year17€48k€21k▼

Financial debts170/4€48k€21k▼

Amounts payable within one year42/48€237k€350k▲

Current portion of amounts payable after more than one year42€35k€29k▼

Trade debts44€115k€196k▲

Suppliers440/4€115k€196k▲

Taxes, remuneration and social security45€25k€20k▼

Taxes450/3€3k€4k▲

Remuneration and social security454/9€22k€16k▼

Other amounts payable47/48€62k€104k▲

Accrued charges and deferred income492/3€302€178▼

Income statement Code20242025

Non-recurring operating income76A-€1k

Remuneration, social security and pensions62€161k€123k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€47k▲

Other operating charges640/8€10k€7k▼

Gross operating margin9900€184k€166k▼

Operating profit (loss)9901€-31k€-11k▲

Financial income75/76B€1k€9k▲

Recurring financial income75€1k€9k▲

Financial charges65/66B€9k€14k▲

Recurring financial charges65€9k€14k▲

Profit (loss) for the period before taxes9903€-39k€-16k▲

Profit (loss) for the period9904€-39k€-16k▲

Profit (loss) for the period to be appropriated9905€-39k€-16k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-39k€-16k▲

Transfer from equity791/2€39k-

Social balance

Average headcount (FTE)90873.22.1▼

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 30-04-2027

2026

30-04

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

29-04

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

30-09

Financial Weakest financial yearnet €-39k ▼197%

Net result drops to €-39k, the lowest in the series; recovery starts the following year.

30-04

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ground area

3.4 ha

Building footprint

5,727 m²

Volume, LiDAR

55,485 m³

2 parcels, Flanders · tallest building 25.3 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

De Paddock Invest

Groenhovestraat 30, 8820 TorhoutFull-service restaurants

since 20222.334.116.146

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36502B1000/00N002 ProtectedMonumentBrouwerij Rodenbach: ast, poortgebouw, westelijke vleugelSource ↗	Flanders	2.2 ha	1 · 5,379 m²	25.3 m · 3 fl.
31522D0246/00B000	Flanders	1.2 ha	1 · 347 m²	6.8 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

MB PRO SPORTS

BE 0707.682.504

Blankenberge · Eq €6,079

Heist-op-den-Berg · Eq €6,080

Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 5,709 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-04-2022

Fiscal year end30-09

Activities, NACEBEL 2025

56111Full-service restaurants

56112Limited-service restaurants, excluding mobile food services

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.