De Munck Peter
ActiveSummary
The computed 12-month bankruptcy probability of De Munck Peter is 2.4% (moderate). The 2025 annual accounts show equity of €25,227 and a net result of -€11,009. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 4665 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Landscape service activities
NACE 81300
1 site
How big
€157,690total assets 2025
- Equity
- €25,227
- Loss
- -€11,009
Turnover not published (abridged schema)
Who decides
Accounts on time0 of 1 deed read
Why 50- Limited track record- Higher-failure-rate sector- Annual accounts: weaker financial profile- Weak solvency vs sectorLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-37
Solvency41▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.59 in 2024; short-term debt: 43.5% of total assets), and 84% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16%
Return on assets
-7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 4665 sector peers (2025).
NBB · sector comparisonPosition among 4665 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
29 d late
2022
30 d late
2021
29 d late
2020
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €157,690Loss -€11,009Solvency 16.0%Liquidity 0.46
Total assets
€157,690▲ 25.1%
2020 - 2025
Net result
-€11,009
2020 - 2025
Equity
€25,227▼ 30.4%
2020 - 2025
Solvency
16.0%▼ 12.7pp
2020 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€18,218€14,990€10,696▼ 28.6%€25,724▲ 141%-€5,686
Net result-€20,837below the sector's middle half€12,313within the sector's middle half€6,020within the sector's middle half▼ 51.1%€14,683within the sector's middle half▲ 144%-€11,009below the sector's middle half
Equity€3,220below the sector's middle half▼ 86.6%€15,533within the sector's middle half▲ 382%€21,553within the sector's middle half▲ 38.8%€36,236within the sector's middle half▲ 68.1%€25,227within the sector's middle half▼ 30.4%
Total assets€197,307within the sector's middle half▼ 21.2%€149,045within the sector's middle half▼ 24.5%€121,850within the sector's middle half▼ 18.2%€126,079within the sector's middle half▲ 3.5%€157,690within the sector's middle half▲ 25.1%
Debt€194,086▼ 14.3%€133,512▼ 31.2%€100,296▼ 24.9%€89,843▼ 10.4%€132,463▲ 47.4%
Working capital-€74,748below the sector's middle half▼ 42.4%-€54,830below the sector's middle half▲ 26.6%-€41,328below the sector's middle half▲ 24.6%-€17,826below the sector's middle half▲ 56.9%-€36,991below the sector's middle half▼ 108%
Solvency1.6%below the sector's middle half▼ 8.0pp10.4%below the sector's middle half▲ 8.8pp17.7%within the sector's middle half▲ 7.3pp28.7%within the sector's middle half▲ 11.1pp16.0%below the sector's middle half▼ 12.7pp
Current ratio0.28below the sector's middle half▼ 0.260.29below the sector's middle half▲ 0.010.45below the sector's middle half▲ 0.160.59below the sector's middle half▲ 0.140.46below the sector's middle half▼ 0.13
Return on assets (ROA)-10.6%below the sector's middle half▼ 18.2pp8.3%within the sector's middle half▲ 18.8pp4.9%within the sector's middle half▼ 3.3pp11.6%within the sector's middle half▲ 6.7pp-7.0%below the sector's middle half▼ 18.6pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,686 after €25,724 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157,690
Fixed assets
€126,020 ▲ 25.4%
Current assets
€31,671 ▲ 23.9%
Equity and liabilities €157,690
Equity
€25,227 ▼ 30.4%
Debt
€132,463 ▲ 47.4%
Debt's share of the balance-sheet total rises from 71.3% to 84.0%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€22,861▼
2024 · €52,730
Cash flow
€17,538▼
2024 · €41,689
Quick ratio
0.37▼
2024 · 0.49
Debt to equity
5.25▲
2024 · 2.48
ROE
-43.6%▼
2024 · 40.5%
Interest coverage
4.29▼
2024 · 11.53
Debt ≤ 1 year
€68,662▲
2024 · €43,381
Debt > 1 year
€63,801▲
2024 · €46,462
Income taxes
€0▼
2024 · €6,466
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
4.3%
went bankrupt
3.9%
stopped otherwise
91%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €87 | €2,825 | €0 | €30,995 | €19,082 | ▼ 38.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,305 | €40,085 | €40,203 | €27,006 | €28,547 | ▲ 5.7% |
| Other operating charges640/8 | €950 | €2,863 | €977 | €1,769 | €891 | ▼ 49.6% |
| Gross operating margin9900 | €22,037 | €57,939 | €51,875 | €54,499 | €23,752 | ▼ 56.4% |
| Operating profit (loss)9901 | -€18,218 | €14,990 | €10,696 | €25,724 | -€5,686 | ▼ 122% |
| Financial income75/76B | €8 | €4 | €0 | €0 | €2 | ▲ 21,700% |
| Recurring financial income75 | €8 | €4 | €0 | €0 | €2 | ▲ 21,700% |
| Financial charges65/66B | €2,626 | €2,681 | €3,629 | €4,575 | €5,325 | ▲ 16.4% |
| Recurring financial charges65 | €2,626 | €2,681 | €3,629 | €4,575 | €5,325 | ▲ 16.4% |
| Profit (loss) for the period before taxes9903 | -€20,837 | €12,313 | €7,066 | €21,149 | -€11,009 | ▼ 152% |
| Income taxes67/77 | - | - | €1,046 | €6,466 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€20,837 | €12,313 | €6,020 | €14,683 | -€11,009 | ▼ 175% |
| Profit (loss) for the period to be appropriated9905 | -€20,837 | €12,313 | €6,020 | €14,683 | -€11,009 | ▼ 175% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €197,307 | €149,045 | €121,850 | €126,079 | €157,690 | ▲ 25.1% |
| Fixed assets21/28 | €168,239 | €126,743 | €87,756 | €100,524 | €126,020 | ▲ 25.4% |
| Tangible fixed assets22/27 | €166,439 | €124,943 | €85,956 | €98,724 | €124,220 | ▲ 25.8% |
| Plant, machinery and equipment23 | €114,045 | €88,889 | €66,244 | €26,535 | €22,949 | ▼ 13.5% |
| Furniture and vehicles24 | €28,774 | €20,193 | €11,613 | €71,849 | €101,271 | ▲ 41.0% |
| Leasing and similar rights25 | €23,620 | €15,860 | €8,100 | €340 | €0 | ▼ 100% |
| Financial fixed assets28 | €1,800 | €1,800 | €1,800 | €1,800 | €1,800 | = |
| Current assets29/58 | €29,068 | €22,302 | €34,093 | €25,555 | €31,671 | ▲ 23.9% |
| Stocks and contracts in progress3 | €8,146 | €8,715 | €6,000 | €4,500 | €6,000 | ▲ 33.3% |
| Stocks30/36 | - | €5,120 | €6,000 | €4,500 | €6,000 | ▲ 33.3% |
| Contracts in progress37 | €8,146 | €3,595 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €12,217 | €9,770 | €26,923 | €19,377 | €23,890 | ▲ 23.3% |
| Trade receivables40 | €8,937 | €8,648 | €24,900 | €16,911 | €23,828 | ▲ 40.9% |
| Other amounts receivable41 | €3,280 | €1,122 | €2,024 | €2,466 | €62 | ▼ 97.5% |
| Cash at bank and in hand54/58 | €8,665 | €3,817 | €0 | - | - | - |
| Deferred charges and accrued income490/1 | €40 | - | €1,170 | €1,678 | €1,781 | ▲ 6.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €197,307 | €149,045 | €121,850 | €126,079 | €157,690 | ▲ 25.1% |
| Equity10/15 | €3,220 | €15,533 | €21,553 | €36,236 | €25,227 | ▼ 30.4% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €19,058 | €19,058 | €19,058 | €31,236 | €31,236 | = |
| Distributable reserves133 | €19,058 | €19,058 | €19,058 | €31,236 | €31,236 | = |
| Profit (loss) carried forward14 | -€20,837 | -€8,525 | -€2,505 | €0 | -€11,009 | - |
| Amounts payable17/49 | €194,086 | €133,512 | €100,296 | €89,843 | €132,463 | ▲ 47.4% |
| Amounts payable after more than one year17 | €90,270 | €56,380 | €24,875 | €46,462 | €63,801 | ▲ 37.3% |
| Financial debts170/4 | €90,270 | €56,380 | €24,875 | €46,462 | €63,801 | ▲ 37.3% |
| Amounts payable within one year42/48 | €103,816 | €77,132 | €75,422 | €43,381 | €68,662 | ▲ 58.3% |
| Current portion of amounts payable after more than one year42 | €36,747 | €33,891 | €31,505 | €19,059 | €26,434 | ▲ 38.7% |
| Financial debts43 | - | - | €8,747 | €4,452 | €2,602 | ▼ 41.5% |
| Credit institutions430/8 | - | - | €8,747 | €4,452 | €2,602 | ▼ 41.5% |
| Trade debts44 | €10,559 | €12,531 | €18,895 | €14,171 | €17,690 | ▲ 24.8% |
| Suppliers440/4 | €10,559 | €12,531 | €18,895 | €14,171 | €17,690 | ▲ 24.8% |
| Taxes, remuneration and social security45 | €7,309 | €737 | €1,900 | €2,702 | €2,804 | ▲ 3.8% |
| Taxes450/3 | €7,309 | €737 | €1,806 | €2,702 | €2,804 | ▲ 3.8% |
| Remuneration and social security454/9 | - | - | €94 | €0 | - | - |
| Other amounts payable47/48 | €49,201 | €29,974 | €14,375 | €2,997 | €19,132 | ▲ 538% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,837 | €12,313 | €6,020 | €14,683 | -€11,009 | ▼ 175% |
| + Depreciation and write-downs630 | €39,305 | €40,085 | €40,203 | €27,006 | €28,547 | ▲ 5.7% |
| Operating cash flow (approximation) | €18,468 | €52,398 | €46,223 | €41,689 | €17,538 | ▼ 57.9% |
| Investment in fixed assets (approximation) | - | €1,411 | -€1,216 | -€39,774 | -€54,043 | ▼ 35.9% |
| Change in cash | - | -€4,848 | -€3,817 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Similar companies · same sector, comparable size
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Of 21,212 companies in this sector we hold annual accounts for 4,372. 3,286 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
8 eventsLatest 31-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €12,313
Net result €12,313 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet -€20,837
Net result drops to -€20,837, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 01-10-2019Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded01-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
43990Other specialised construction activities
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
E-invoicing
Reachable via Peppol
Peppol ID
0208:0735468450
Also
9925:BE0735468450
Registered
19-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2019
Ground area
1,352 m²
Building footprint
169 m²
Volume, LiDAR
968 m³
Parcel 23024C0197/00C002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Terlostraat 87, 1755 Pajottegem
since 2019unit no. 2.294.249.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23024C0197/00C002 | Flanders | 1,352 m² | 1 · 169 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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