b-Tree Boomverzorging
ActiveThe computed 12-month bankruptcy probability of b-Tree Boomverzorging is 2.3% (moderate). The 2025 annual accounts show equity of €33k and a net result of €-3k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 29% of 4477 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-3
Solvency46▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.95 in 2024; short-term debt: 57.4% and cash: 3.7% of total assets), and 79.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.9%
Return on assets
-2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
11 d late
2024
45 d early
2023
41 d early
2022
115 d late
2021
30 d late
2020
25 d late
2019
145 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 8.6%
2024 · €36k
2019: €15k
2020: €65k
2021: €23k
2022: €34k
2023: €36k
2024: €36k
2019 → 2025
Total assets
€157k▼ 2.0%
2024 · €160k
2019: €271k
2020: €348k
2021: €264k
2022: €220k
2023: €187k
2024: €160k
2019 → 2025
Net result
€-3k
2024 · €324
2019: €3k
2020: €50k
2021: €-42k
2022: €5k
2023: €1k
2024: €324
2019 → 2025
Working capital
€-2k▲ 58.3%
2024 · €-4k
2019: €-51k
2020: €-16k
2021: €-52k
2022: €-38k
2023: €-16k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€34k▲ 48.9%€36k▲ 3.0%€36k▲ 0.9%€33k▼ 8.6%
Operating result€-39k-€8k€3k▼ 63.0%€2k▼ 24.5%€-939
Net result€-42k-€5k€1k▼ 80.1%€324▼ 68.2%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €939 after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€69k▼ 15.9%
Current assets
€88k▲ 12.5%
Equity and liabilities €157k
Equity
€33k▼ 8.6%
Debt
€124k=
The debt ratio rises from 77.6% to 79.1%. Equity is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €29k
Cash flow
€23k▼
2024 · €27k
Solvency
20.9%▼
2024 · 22.4%
Current ratio
0.98▲
2024 · 0.95
Quick ratio
0.11▼
2024 · 0.42
Debt / equity
3.79▲
2024 · 3.46
ROE
-9.4%▼
2024 · 0.9%
ROA
-2.0%▼
2024 · 0.2%
Interest coverage
11.73▼
2024 · 15.39
Debt
€124k=
2024 · €124k
Debt ≤ 1 year
€90k▲
2024 · €83k
Debt > 1 year
€34k▼
2024 · €41k
Income taxes
€-2▼
2024 · €3
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€157k▼
Fixed assets21/28€82k€69k▼
Tangible fixed assets22/27€82k€69k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€77k€62k▼
Furniture and vehicles24€2k€5k▲
Current assets29/58€78k€88k▲
Stocks and contracts in progress3€44k€79k▲
Stocks30/36€193€224▲
Contracts in progress37€43k€78k▲
Amounts receivable within one year40/41€30k-
Trade receivables40€28k-
Other amounts receivable41€2k-
Current investments50/53-€250
Cash at bank and in hand54/58€2k€6k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€160k€157k▼
Equity10/15€36k€33k▼
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€6k€3k▼
Amounts payable17/49€124k€124k=
Amounts payable after more than one year17€41k€34k▼
Financial debts170/4€41k€34k▼
Amounts payable within one year42/48€83k€90k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€8k€41k▲
Suppliers440/4€8k€41k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€55k€29k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€26k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€32k€26k▼
Operating profit (loss)9901€2k€-939▼
Financial income75/76B€36€16▼
Recurring financial income75€36€16▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€327€-3k▼
Income taxes67/77€3€-2▼
Profit (loss) for the period9904€324€-3k▼
Profit (loss) for the period to be appropriated9905€324€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€3k▼
Profit (loss) brought forward from the previous period14P€6k€6k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 115 days late
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-42k ▼184%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Highest result since 2019net €50k ▲1726%
Operating result €64k, net result €50k, both a record.
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 145 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bareelstraat 76A2580 PutteGround area
1.0 ha
Building footprint
426 m²
Volume, LiDAR
1,453 m³
Parcel 12001C0060/00P000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
b-Tree Boomverzorging
since 20192.284.033.957
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12001C0060/00P000 | Flanders | 1.0 ha | 1 · 426 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,871 EUR awarded · 5,872 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 1,214 EUR |
| 2024 | 1 | 4,980 EUR | 3,767 EUR |
| 2023 | 1 | 375 EUR | 375 EUR |
| 2022 | 1 | 516 EUR | 516 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2018
Fiscal year end31-12
Abbreviation NL
b-Tree
Activities, NACEBEL
81300Landscape service activities
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.