DE MULDER
ActiveDE MULDER has been active since 1958 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €3k. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 41% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-29
Solvency49▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.22 in 2024; short-term debt: 76.1% and cash: 6.9% of total assets), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.9%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
118 d late
2023
49 d late
2022
30 d late
2021
17 d late
2020
30 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 13.7%
2024 · €25k
2018: €5k
2019: €10k
2020: €12k
2021: €9k
2022: €10k
2023: €12k
2024: €25k
2018 → 2025
Total assets
€119k▲ 2.3%
2024 · €117k
2018: €185k
2019: €171k
2020: €152k
2021: €153k
2022: €135k
2023: €113k
2024: €117k
2018 → 2025
Net result
€3k▼ 74.0%
2024 · €13k
2018: €-3k
2019: €5k
2020: €2k
2021: €-3k
2022: €996
2023: €1k
2024: €13k
2018 → 2025
Working capital
€24k▲ 20.8%
2024 · €20k
2018: €43k
2019: €32k
2020: €44k
2021: €-2k
2022: €2k
2023: €5k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€10k▲ 10.5%€12k▲ 13.7%€25k▲ 111%€28k▲ 13.7%
Operating result€-1k-€3k€5k▲ 62.9%€18k▲ 242%€6k▼ 67.4%
Net result€-3k-€996€1k▲ 43.8%€13k▲ 819%€3k▼ 74.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€4k▼ 14.7%
Current assets
€115k▲ 3.1%
Equity and liabilities €119k
Equity
€28k▲ 13.7%
Debt
€91k▼ 0.8%
The debt ratio falls from 78.5% to 76.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €19k
Cash flow
€5k▼
2024 · €15k
Solvency
23.9%▲
2024 · 21.5%
Current ratio
1.27▲
2024 · 1.22
Quick ratio
0.10▲
2024 · 0.07
Debt / equity
3.19▼
2024 · 3.65
ROE
12.0%▼
2024 · 52.5%
ROA
2.9%▼
2024 · 11.3%
Interest coverage
2.39▼
2024 · 4.58
Debt
€91k▼
2024 · €92k
Debt ≤ 1 year
€91k▼
2024 · €92k
Income taxes
€0▼
2024 · €257
Staff costs
€17k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€119k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24-€966
Current assets29/58€112k€115k▲
Stocks and contracts in progress3€105k€106k▲
Stocks30/36€105k€106k▲
Amounts receivable within one year40/41€0€822▲
Trade receivables40€0€718▲
Other amounts receivable41€0€105▲
Cash at bank and in hand54/58€7k€8k▲
Deferred charges and accrued income490/1-€95
Equity and liabilities
Total equity and liabilities10/49€117k€119k▲
Equity10/15€25k€28k▲
Contributions10/11€19k€19k=
Reserves13€80k€80k=
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€72k€72k=
Profit (loss) carried forward14€-73k€-70k▲
Amounts payable17/49€92k€91k▼
Amounts payable within one year42/48€92k€91k▼
Current portion of amounts payable after more than one year42€50k€50k=
Trade debts44€13k€22k▲
Suppliers440/4€13k€22k▲
Advances received on contracts in progress46-€542
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€2k€2k▲
Remuneration and social security454/9€11k€7k▼
Other amounts payable47/48€16k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€13k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€956
Other operating charges640/8€3k€4k▲
Gross operating margin9900€35k€30k▼
Operating profit (loss)9901€18k€6k▼
Financial income75/76B-€880
Recurring financial income75-€880
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€13k€3k▼
Income taxes67/77€257€0▼
Profit (loss) for the period9904€13k€3k▼
Profit (loss) for the period to be appropriated9905€13k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-73k€-70k▲
Profit (loss) brought forward from the previous period14P€-87k€-73k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
2024
31-12
Financial
Highest result since 2018net €13k ▲819%
Operating result €18k, net result €13k, both a record.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €996
Net result €996 after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 1958
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heilaarstraat 592340 BeerseGround area
497 m²
Building footprint
354 m²
Volume, LiDAR
2,747 m³
Parcel 13004A0451/04_000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Heilaarstraat 59, 2340 Beerse
since 19582.004.012.476
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004A0451/04_000 | Flanders | 497 m² | 1 · 354 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeerse2.004.012.476
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-01-1958
Fiscal year end31-12
Activities, NACEBEL
46216Wholesale of agricultural produce and animal feed, general range
47761Retail sale of flowers, plants, seeds and fertilisers
51210
52483
47271Retail trade
47291Retail trade
47521Retail sale of hardware, building materials, paint and glass (general range)
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
52461
52481
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.