ACACIA
ActiveACACIA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €4k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-19
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 8.32 against 3.29 in 2024), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
3.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
72 d early
2023
103 d early
2022
60 d early
2021
59 d early
2020
44 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▲ 3.3%
2024 · €129k
2018: €68k
2019: €74k
2020: €84k
2021: €98k
2022: €115k
2023: €120k
2024: €129k
2018 → 2025
Total assets
€138k▼ 2.3%
2024 · €141k
2018: €135k
2019: €129k
2020: €126k
2021: €128k
2022: €136k
2023: €144k
2024: €141k
2018 → 2025
Net result
€4k▼ 52.5%
2024 · €9k
2018: €7k
2019: €6k
2020: €10k
2021: €14k
2022: €17k
2023: €5k
2024: €9k
2018 → 2025
Working capital
€31k▲ 25.2%
2024 · €25k
2018: €-15k
2019: €-14k
2020: €-5k
2021: €7k
2022: €29k
2023: €25k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€115k▲ 16.9%€120k▲ 4.7%€129k▲ 7.5%€134k▲ 3.3%
Operating result€21k-€25k▲ 20.3%€18k▼ 29.4%€16k▼ 10.0%€9k▼ 42.5%
Net result€14k-€17k▲ 16.9%€5k▼ 67.3%€9k▲ 65.9%€4k▼ 52.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 43% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€103k▼ 2.7%
Current assets
€35k▼ 1.0%
Equity and liabilities €138k
Equity
€134k▲ 3.3%
Debt
€4k▼ 64.0%
The debt ratio falls from 8.3% to 3.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▼
2024 · €26k
Cash flow
€16k▼
2024 · €19k
Solvency
96.9%▲
2024 · 91.7%
Current ratio
8.32▲
2024 · 3.29
Quick ratio
6.44▲
2024 · 2.62
Debt / equity
0.03▼
2024 · 0.09
ROE
3.2%▼
2024 · 7.0%
ROA
3.1%▼
2024 · 6.4%
Interest coverage
9.17▼
2024 · 9.71
Debt
€4k▼
2024 · €12k
Debt ≤ 1 year
€4k▼
2024 · €11k
Debt > 1 year
€0▼
2024 · €946
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€138k▼
Fixed assets21/28€106k€103k▼
Tangible fixed assets22/27€105k€103k▼
Land and buildings22€79k€71k▼
Plant, machinery and equipment23€2k€7k▲
Furniture and vehicles24€0€2k▲
Other tangible fixed assets26€24k€23k▼
Financial fixed assets28€300€300=
Current assets29/58€35k€35k▼
Stocks and contracts in progress3€7k€8k▲
Stocks30/36€7k€8k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€61€2k▲
Cash at bank and in hand54/58€18k€17k▼
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€141k€138k▼
Equity10/15€129k€134k▲
Contributions10/11€68k€68k=
Reserves13€61k€65k▲
Distributable reserves133€61k€65k▲
Amounts payable17/49€12k€4k▼
Amounts payable after more than one year17€946€0▼
Financial debts170/4€946€0▼
Amounts payable within one year42/48€11k€4k▼
Current portion of amounts payable after more than one year42€3k€946▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€913▼
Taxes450/3€2k€913▼
Other amounts payable47/48€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€85€0▼
Gross operating margin9900€29k€24k▼
Operating profit (loss)9901€16k€9k▼
Financial income75/76B€18€7▼
Recurring financial income75€18€7▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€13k€7k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€9k€4k▼
Profit (loss) for the period to be appropriated9905€9k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€4k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€9k€4k▼
To other reserves6921€9k€4k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €4k ▼52.5%
Net result drops to €4k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 8.32
Current ratio from 3.29 to 8.32; short-term debt falls from €11k to €4k.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €17k ▲16.9%
Operating result €25k, net result €17k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.91
Current ratio from 1.39 to 2.91; short-term debt falls from €19k to €15k.
31-12
Financial
Equity above €100kEq €115k ▲16.9%
5 profitable years in a row build equity to €115k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emanuel Hielstraat 169050 GentGround area
363 m²
Building footprint
226 m²
Volume, LiDAR
1,142 m³
Parcel 44362B0063/00L000, Flanders · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ACACIA
since 19902.047.233.795
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0063/00L000 | Flanders | 363 m² | 1 · 226 m² | 11.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Pépinières GABRIEL
BE 0766.922.283
Malmedy · Eq €134k
LANDSCAPE SUPPLY
BE 0692.672.149
Evergem · Eq €133k
MENO MARLEENTJE
BE 0455.620.777
Gent · Eq €133k
PEPINIERE DU STOQUOIS
BE 0453.190.631
Rebecq · Eq €134k
HOBBYSHOP LINDELAUF
BE 0898.325.908
Bilzen-Hoeselt · Eq €133k
Of 3,377 companies in sector 47761 we hold annual accounts for 1,153. 935 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-1990
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.