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De Moestuin

Active
Private limited companyfounded 2023active for 3 yearsLaarhofstraat 61, 2627 Schelle, BelgiumKBO/BCE: BE 0797.443.631
Summary

The computed 12-month bankruptcy probability of De Moestuin is 2.7% (moderate). The 2025 annual accounts show equity of €63,796 and a net result of -€13,965. Its solvency ranks better than 58% of 16,853 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
≈ €480,000turnover 2025, estimated
Staff
3.1 FTE
Equity
€63,796
Loss
-€13,965
Turnover estimated from the gross margin
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Structure
2025 accounts 16 days early
Why 52raises riskSector: Food and beverage service activities (NACE 56)Founded in 20231 of the last 3 latelowers riskLiquidity: current ratio 0.75, cash €32,197Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 47% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 64-5
equity 38.8% of total assets
Liquidity 61+6
short-term debt 30.9% · cash 19.6%
Profitability 58-42
return on assets -8.5%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,766 companies, NACE 56, micro)
Last 24 months 11-2024: 5.1% 12-2024: 5.5%▲ +0.4 percentage points vs 11-2024 01-2025: 5.6%▲ +0.1 percentage points vs 12-2024 02-2025: 5.6%● unchanged vs 01-2025 03-2025: 5.6%● unchanged vs 02-2025 04-2025: 5.6%● unchanged vs 03-2025 05-2025: 5.6%● unchanged vs 04-2025 06-2025: 5.6%● unchanged vs 05-2025 07-2025: 5.6%● unchanged vs 06-2025 08-2025: 8.8%▲ +3.2 percentage points vs 07-2025 09-2025: 8.9%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 8.9%● unchanged vs 09-2025highest value 11-2025: 8.9%● unchanged vs 10-2025highest value 12-2025: 8.9%● unchanged vs 11-2025highest value 01-2026: 5.1%▼ -3.8 percentage points vs 12-2025 02-2026: 5.1%● unchanged vs 01-2026 03-2026: 5.1%● unchanged vs 02-2026 04-2026: 5.2%▲ +0.1 percentage points vs 03-2026 05-2026: 5.2%● unchanged vs 04-2026 06-2026: 5.1%▼ -0.1 percentage points vs 05-2026 07-2026: 5.0%▼ -0.1 percentage points vs 06-2026 08-2026: 3.1%▼ -1.9 percentage points vs 07-2026 09-2026: 3.1%● unchanged vs 08-2026 10-2026: 2.7%▼ -0.4 percentage points vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.75, compared with 0.61 in 2024, below 1; short-term debt: 30.9% and cash: 19.6% of total assets), and 61.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 58% on solvency, 66% on liquidity, 40% on profitability and 26% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.75, cash €32,197
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
16 days early
2024
131 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 58 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: VAN DEN WYNGAERT Lodewijk…

Financials · financial year 2025, micro format

Turnover
≈ €480,000
Estimated: probably between €400,000 and €590,000
Total assets
€164,598▼ 5.9%
2024 · €174,910
Net result
-€13,965
2024 · €62,762
Working capital
-€12,686▲ 30.7%
2024 · -€18,317
Trend over the years

2024 to 2025, 2 financial years

The operating result turns negative in 2025: a loss of €12,478 after €79,962 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€12,478 2025 Net result-€13,965 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€79,962--€12,478
Net result€62,762above the sector's middle half--€13,965below the sector's middle half
Equity€77,762within the sector's middle half-€63,796within the sector's middle half▼ 18.0%
Total assets€174,910within the sector's middle half-€164,598within the sector's middle half▼ 5.9%
Debt€97,149-€100,802▲ 3.8%
Working capital-€18,317within the sector's middle half--€12,686within the sector's middle half▲ 30.7%
Solvency44.5%within the sector's middle half-38.8%within the sector's middle half▼ 5.7pp
Current ratio0.61within the sector's middle half-0.75within the sector's middle half▲ 0.14
Return on assets (ROA)35.9%above the sector's middle half--8.5%below the sector's middle half▼ 44.4pp
Staff (FTE)1.8-3.1▲ 72.2%
above within below the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164,598
Fixed assets €126,482 ▼ 13.4%
Current assets €38,116 ▲ 32.2%
Equity and liabilities €164,598
Equity €63,796 ▼ 18.0%
Debt €100,802 ▲ 3.8%
Debt's share of the balance-sheet total rises from 55.5% to 61.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€15,197▼
2024 · €117,767
Cash flow
€13,710▼
2024 · €100,567
Quick ratio
0.69▲
2024 · 0.58
Debt to equity
1.58▲
2024 · 1.25
ROE
-21.9%▼
2024 · 80.7%
Interest coverage
9.73▼
2024 · 27.06
Debt ≤ 1 year
€50,802▲
2024 · €47,149
Debt > 1 year
€50,000=
2024 · €50,000
Staff costs
€149,548▲
2024 · €115,738
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,145 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.7% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.2% went bankrupt
5.9% stopped otherwise
91.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,145 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€174,910€164,598▼
Fixed assets21/28€146,078€126,482▼
Tangible fixed assets22/27€146,078€126,482▼
Land and buildings22€82,241€75,791▼
Plant, machinery and equipment23€27,232€19,367▼
Furniture and vehicles24€17,407€17,851▲
Other tangible fixed assets26€19,199€13,473▼
Current assets29/58€28,832€38,116▲
Stocks and contracts in progress3€1,250€3,272▲
Stocks30/36€1,250€3,272▲
Amounts receivable within one year40/41€5,951€1,186▼
Trade receivables40€994€1,112▲
Other amounts receivable41€4,957€74▼
Cash at bank and in hand54/58€21,630€32,197▲
Deferred charges and accrued income490/1-€1,461
Equity and liabilities
Total equity and liabilities10/49€174,910€164,598▼
Equity10/15€77,762€63,796▼
Contributions10/11€15,000€15,000=
Profit (loss) carried forward14€62,762€48,796▼
Amounts payable17/49€97,149€100,802▲
Amounts payable after more than one year17€50,000€50,000=
Financial debts170/4€50,000€50,000=
Amounts payable within one year42/48€47,149€50,802▲
Trade debts44€3,779€12,830▲
Suppliers440/4€3,779€12,830▲
Taxes, remuneration and social security45€39,373€37,961▼
Taxes450/3€28,583€24,165▼
Remuneration and social security454/9€10,790€13,796▲
Other amounts payable47/48€3,996€11▼
Income statement Code20242025
Remuneration, social security and pensions62€115,738€149,548▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,805€27,675▼
Other operating charges640/8€1,074€835▼
Gross operating margin9900€234,579€165,580▼
Operating profit (loss)9901€79,962-€12,478▼
Financial income75/76B€51€75▲
Recurring financial income75€51€75▲
Financial charges65/66B€4,352€1,562▼
Recurring financial charges65€4,352€1,562▼
Profit (loss) for the period before taxes9903€75,661-€13,965▼
Income taxes67/77€12,900-
Profit (loss) for the period9904€62,762-€13,965▼
Profit (loss) for the period to be appropriated9905€62,762-€13,965▼
Appropriation of the result
Profit (loss) to be appropriated9906€62,762€48,796▼
Profit (loss) brought forward from the previous period14P-€62,762

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€115,738€149,548▲ 29.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,805€27,675▼ 26.8%
Other operating charges640/8€1,074€835▼ 22.3%
Gross operating margin9900€234,579€165,580▼ 29.4%
Operating profit (loss)9901€79,962-€12,478-
Financial income75/76B€51€75▲ 46.3%
Recurring financial income75€51€75▲ 46.3%
Financial charges65/66B€4,352€1,562▼ 64.1%
Recurring financial charges65€4,352€1,562▼ 64.1%
Profit (loss) for the period before taxes9903€75,661-€13,965-
Income taxes67/77€12,900--
Profit (loss) for the period9904€62,762-€13,965-
Profit (loss) for the period to be appropriated9905€62,762-€13,965-
Line20242025Change
Assets
Total assets20/58€174,910€164,598▼ 5.9%
Fixed assets21/28€146,078€126,482▼ 13.4%
Tangible fixed assets22/27€146,078€126,482▼ 13.4%
Land and buildings22€82,241€75,791▼ 7.8%
Plant, machinery and equipment23€27,232€19,367▼ 28.9%
Furniture and vehicles24€17,407€17,851▲ 2.6%
Other tangible fixed assets26€19,199€13,473▼ 29.8%
Current assets29/58€28,832€38,116▲ 32.2%
Stocks and contracts in progress3€1,250€3,272▲ 162%
Stocks30/36€1,250€3,272▲ 162%
Amounts receivable within one year40/41€5,951€1,186▼ 80.1%
Trade receivables40€994€1,112▲ 11.9%
Other amounts receivable41€4,957€74▼ 98.5%
Cash at bank and in hand54/58€21,630€32,197▲ 48.8%
Deferred charges and accrued income490/1-€1,461-
Equity and liabilities
Total equity and liabilities10/49€174,910€164,598▼ 5.9%
Equity10/15€77,762€63,796▼ 18.0%
Contributions10/11€15,000€15,000=
Profit (loss) carried forward14€62,762€48,796▼ 22.3%
Amounts payable17/49€97,149€100,802▲ 3.8%
Amounts payable after more than one year17€50,000€50,000=
Financial debts170/4€50,000€50,000=
Amounts payable within one year42/48€47,149€50,802▲ 7.7%
Trade debts44€3,779€12,830▲ 239%
Suppliers440/4€3,779€12,830▲ 239%
Taxes, remuneration and social security45€39,373€37,961▼ 3.6%
Taxes450/3€28,583€24,165▼ 15.5%
Remuneration and social security454/9€10,790€13,796▲ 27.9%
Other amounts payable47/48€3,996€11▼ 99.7%
Line20242025Change
Profit (loss) for the period9904€62,762-€13,965-
+ Depreciation and write-downs630€37,805€27,675▼ 26.8%
Operating cash flow (approximation)€100,567€13,710▼ 86.4%
Investment in fixed assets (approximation)--€8,079-
Change in cash-€10,566-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 15-07-2026 2026-00295130
31-12-2024 micro format 09-12-2025 2025-00578335

Similar companies · same sector, comparable size

Of the 20,107 active companies whose main activity is full-service restaurants (NACE 56111), figures are known for 11,742. 10,054 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
VAN DEN WYNGAERT Lodewijk
Director · since 24-01-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VAN DEN WYNGAERT Lodewijk
  • Director, from 24-01-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 20 January 2023, De Moestuin was incorporated as a private limited company.1 VAN DEN WYNGAERT Lodewijk has served as director of the company since 2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-01-2023
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
09-12
NBB filing Annual accounts filed
financial year 2024 · micro format · 131 days late
2023
24-01
Gazette deed Incorporation
Appointment: VAN DEN WYNGAERT Lodewijk (director) · Founder · Founding capital5 facts ▸
  • Incorporation, “De Moestuin” (deed in Dutch)
  • Founder, VAN DEN WYNGAERT Lodewijk
  • Founding capital, €15,000
  • Director appointment, VAN DEN WYNGAERT Lodewijk (director)
  • Other provision, “uittreksel neergelegd voor registratie overeenkomstig artikel 173 1°bis Wetboek Registratie-,Hypotheek- en Griffierechten en 3.12.3.0.5,§2,2° Vlaamse Codex Fisc…” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded20-01-2023
Financial year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Contact
E-mail villavini@telenet.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0797443631
Also 9925:BE0797443631
Registered 25-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Schelleunit no. 2.340.653.352
1 permission
Authorisation · Eetgelegenheid · since 13-02-2023

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,364 m²
Building footprint
418 m²
Building volume
2,368 m³
Parcel 11038A0286/00C000, Flanders · tallest building 23.4 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
De Moestuin
Laarhofstraat 61, 2627 SchelleFull-service restaurants
since 2023unit no. 2.340.653.352
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11038A0286/00C000 Flanders 1,364 m² 1 · 418 m² 23.4 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Alle aankopen,verkopen en herstelling alsook voorbereidings-werken en alles wat nodig is voor het uitbaten van een restaurant van het…” (deed in Dutch)
7 activities (deed in Dutch)
  1. Alle aankopen,verkopen en herstelling alsook voorbereidings-werken en alles wat nodig is voor het uitbaten van een restaurant van het traditionele type en in het bijzonder
  2. De inrichting,het beheer,de verwerving en het uitbaten een van restaurant.
  3. De inrichting,organisatie en beheer van traiteur- en cateringdiensten.
  4. Het ter beschikking stellen van ruimtes en zalen voor allerhande evenementen en festiviteiten met horeca en vrijetijdsbestemming alsook de verhuur van materieel in dit verband
  5. Het inrichten en organiseren van feesten,banketten,buffetten,salons of evenementen.
  6. De aan- en verkoop,de handel,import of export,groot-en kleinhandel,huur of verhuur,installatie en distributieonderhoud en herstelling van alle gebruiksvoorwerpen,uit-rustingsgoederen en accessoires,materieel,toestellen en benodigdheden direct of indirect gerelateerd aan bovenstaand voorwerp
  7. Klaarmaken,thuis bezorgen en eventueel serveren van maaltijden en bereide schotels.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
De Moestuin
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, 2627 Schelle,Laarhofstraat 61” (deed in Dutch)

deed of 24-01-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Hij kan bijzondere machten…”
Board ruleHow the board is made up, meets and takes decisions.
“Natuurlijke personen of rechtspersonen, een of meer bestuurders” (deed in Dutch)
“Onbepaalde termijn tenzij algemene vergadering anders beslist, geheel van bevoegdheden aan hem toegekend met mogelijkheid deel te delegeren” (deed in Dutch)

deed of 24-01-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 18:00

deed of 24-01-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Elk aandeel deelt op gelijke wijze in winst en vereffeningssaldo, winstverdeling” (deed in Dutch)
Other provision: “Bestemming van winst en vaststelling van uitkeringen, instandhouding van het vermogen” (deed in Dutch)
2 more provisions in the deed, see the deed of 24-01-2023

deed of 24-01-2023