VARIOS
ActiveVARIOS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €3k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability21▲+20
Solvency11▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.53 against 0.57 in 2024), and 84.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.7%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
29 d early
2023
26 d early
2022
21 d early
2021
48 d early
2020
11 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 4.4%
2024 · €61k
2018: €-57k
2019: €-42k
2020: €-20k
2021: €26k
2022: €54k
2023: €61k
2024: €61k
2018 → 2025
Total assets
€407k▲ 12.8%
2024 · €361k
2018: €83k
2019: €108k
2020: €148k
2021: €199k
2022: €278k
2023: €346k
2024: €361k
2018 → 2025
Net result
€3k▲ 2,875%
2024 · €90
2018: €14k
2019: €15k
2020: €21k
2021: €46k
2022: €28k
2023: €7k
2024: €90
2018 → 2025
Working capital
€-99k▼ 27.6%
2024 · €-77k
2018: €-21k
2019: €-5k
2020: €3k
2021: €58k
2022: €-37k
2023: €-55k
2024: €-77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€54k▲ 110%€61k▲ 13.2%€61k▲ 0.1%€64k▲ 4.4%
Operating result€56k-€42k▼ 25.5%€24k▼ 42.0%€14k▼ 43.4%€18k▲ 28.3%
Net result€46k-€28k▼ 38.4%€7k▼ 74.7%€90▼ 98.7%€3k▲ 2,875%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €407k
Fixed assets
€297k▲ 15.6%
Current assets
€110k▲ 5.8%
Equity and liabilities €407k
Equity
€64k▲ 4.4%
Debt
€343k▲ 14.5%
The debt ratio rises from 83.1% to 84.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€60k▲
2024 · €53k
Cash flow
€45k▲
2024 · €40k
Solvency
15.7%▼
2024 · 16.9%
Current ratio
0.53▼
2024 · 0.57
Quick ratio
0.46▼
2024 · 0.50
Debt / equity
5.38▲
2024 · 4.90
ROE
4.2%▲
2024 · 0.1%
ROA
0.7%▲
2024 · 0.0%
Interest coverage
4.09▲
2024 · 3.86
Debt
€343k▲
2024 · €300k
Debt ≤ 1 year
€209k▲
2024 · €181k
Debt > 1 year
€134k▲
2024 · €118k
Income taxes
€1k▲
2024 · €841
Staff costs
€240k▲
2024 · €220k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€361k€407k▲
Fixed assets21/28€257k€297k▲
Tangible fixed assets22/27€256k€296k▲
Land and buildings22€19k€30k▲
Plant, machinery and equipment23€101k€91k▼
Furniture and vehicles24€39k€47k▲
Leasing and similar rights25€73k€97k▲
Other tangible fixed assets26€24k€31k▲
Financial fixed assets28€279€279=
Current assets29/58€104k€110k▲
Stocks and contracts in progress3€14k€14k=
Stocks30/36€14k€14k=
Amounts receivable within one year40/41€74k€80k▲
Trade receivables40€63k€68k▲
Other amounts receivable41€11k€11k▲
Cash at bank and in hand54/58€15k€9k▼
Deferred charges and accrued income490/1€1k€8k▲
Equity and liabilities
Total equity and liabilities10/49€361k€407k▲
Equity10/15€61k€64k▲
Contributions10/11€32k€32k=
Reserves13€29k€32k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€26k€28k▲
Amounts payable17/49€300k€343k▲
Amounts payable after more than one year17€118k€134k▲
Financial debts170/4€118k€134k▲
Amounts payable within one year42/48€181k€209k▲
Current portion of amounts payable after more than one year42€50k€72k▲
Financial debts43€15k€20k▲
Credit institutions430/8€15k€20k▲
Trade debts44€81k€84k▲
Suppliers440/4€81k€84k▲
Taxes, remuneration and social security45€25k€29k▲
Taxes450/3€759€5k▲
Remuneration and social security454/9€25k€24k▼
Other amounts payable47/48€10k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€220k€240k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€43k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€276k€303k▲
Operating profit (loss)9901€14k€18k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€14k€15k▲
Recurring financial charges65€14k€15k▲
Profit (loss) for the period before taxes9903€930€4k▲
Income taxes67/77€841€1k▲
Profit (loss) for the period9904€90€3k▲
Profit (loss) for the period to be appropriated9905€90€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90€3k▲
Transfer to equity691/2€90€3k▲
To other reserves6921€90€3k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €90 ▼98.7%
Net result drops to €90, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €46k ▲114%
Operating result €56k, net result €46k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellestraat 239240 ZeleGround area
291 m²
Building footprint
125 m²
Volume, LiDAR
664 m³
Parcel 42402C2051/00Z000, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Service Coupé
since 20152.247.847.019
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402C2051/00Z000 | Flanders | 291 m² | 1 · 125 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 776 EUR awarded · 776 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 118 EUR | 118 EUR |
| 2024 | 1 | 118 EUR | 118 EUR |
| 2023 | 1 | 540 EUR | 540 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteZele2.247.847.019
Similar companies · same sector, comparable size
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LOCA-DEL
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GLOBAL ADVISORY MARKET ANTICIPATION
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Of 955 companies in sector 46319 we hold annual accounts for 608. 338 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-1996
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.