De Luifel
ActiveDe Luifel has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €684k and a net result of €20k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 463 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-2
Solvency69▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.07 in 2024; short-term debt: 17.8% and cash: 34.3% of total assets), but 56.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.8%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
14 d early
2023
34 d early
2022
13 d early
2021
54 d early
2020
35 d early
2019
96 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€71k▲ 11.0%
2024 · €64k
2020: €905k
2022: €59k
2023: €67k
2024: €64k
2020 → 2025
EBIT margin
37.1%▼ 142.7pp
2024 · 179.8%
2020: 2.3%
2022: -62.6%
2023: 231.0%
2024: 179.8%
2020 → 2025
Net result
€20k▼ 58.7%
2024 · €47k
2018: €673
2019: €7k
2020: €16k
2021: €76k
2022: €-48k
2023: €241k
2024: €47k
2018 → 2025
Working capital
€267k▼ 1.3%
2024 · €270k
2018: €193k
2019: €230k
2020: €241k
2021: €305k
2022: €8k
2023: €225k
2024: €270k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€59k€67k▲ 12.1%€64k▼ 3.5%€71k▲ 11.0%
Equity€324k-€376k▲ 16.2%€617k▲ 64.0%€664k▲ 7.7%€684k▲ 2.9%
Operating result€79k-€-37k€154k€115k▼ 24.9%€26k▼ 77.1%
Net result€76k-€-48k€241k€47k▼ 80.4%€20k▼ 58.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.56M
Fixed assets
€1.02M▼ 0.9%
Current assets
€545k▲ 4.2%
Equity and liabilities €1.56M
Equity
€684k▲ 2.9%
Debt
€878k▼ 0.8%
The debt ratio falls from 57.1% to 56.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▼
2024 · €176k
Cash flow
€73k▼
2024 · €108k
Solvency
43.8%▲
2024 · 42.9%
Current ratio
1.96▼
2024 · 2.07
Quick ratio
1.96▼
2024 · 2.07
Debt / equity
1.28▼
2024 · 1.33
ROE
2.9%▼
2024 · 7.1%
ROA
1.3%▼
2024 · 3.1%
Interest coverage
5.94▼
2024 · 11.97
Debt
€878k▼
2024 · €885k
Debt ≤ 1 year
€278k▲
2024 · €253k
Debt > 1 year
€597k▼
2024 · €631k
Staff costs
€1.59M▲
2024 · €1.38M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.55M€1.56M▲
Fixed assets21/28€1.03M€1.02M▼
Tangible fixed assets22/27€1.03M€1.02M▼
Land and buildings22€1.00M€961k▼
Plant, machinery and equipment23€16k€45k▲
Furniture and vehicles24€9k€10k▲
Current assets29/58€523k€545k▲
Amounts receivable within one year40/41€11k€9k▼
Trade receivables40€8k€5k▼
Other amounts receivable41€3k€5k▲
Current investments50/53€200k-
Cash at bank and in hand54/58€312k€536k▲
Deferred charges and accrued income490/1-€10
Equity and liabilities
Total equity and liabilities10/49€1.55M€1.56M▲
Equity10/15€664k€684k▲
Profit (loss) carried forward14€664k€684k▲
Amounts payable17/49€885k€878k▼
Amounts payable after more than one year17€631k€597k▼
Financial debts170/4€631k€597k▼
Amounts payable within one year42/48€253k€278k▲
Current portion of amounts payable after more than one year42€47k€36k▼
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Taxes, remuneration and social security45€195k€230k▲
Remuneration and social security454/9€195k€230k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Turnover70€64k€71k▲
Goods, raw materials, services and sundry goods60/61€156k€147k▼
Remuneration, social security and pensions62€1.38M€1.59M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€54k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€87€4k▲
Other operating charges640/8€13k€6k▼
Gross operating margin9900€1.57M€1.68M▲
Operating profit (loss)9901€115k€26k▼
Financial income75/76B€8k€8k▲
Recurring financial income75€8k€6k▼
Non-recurring financial income76B-€2k
Financial charges65/66B€76k€15k▼
Recurring financial charges65€15k€14k▼
Non-recurring financial charges66B€62k€2k▼
Profit (loss) for the period before taxes9903€47k€20k▼
Profit (loss) for the period9904€47k€20k▼
Profit (loss) for the period to be appropriated9905€47k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€664k€684k▲
Profit (loss) brought forward from the previous period14P€617k€664k▲
Social balance
Average headcount (FTE)908718.721.4▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Director reappointment16 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Director reappointment16 facts ▸
- General meeting, 2026-06-17
- Director appointment, Godelieve Van Den Bosch (bestuurder)
- Director reappointment, Jeff Meeus (bestuurder)
- Director reappointment, Stefaan De Schryver (bestuurder)
- Director reappointment, Rik D'Haene (bestuurder)
- Director reappointment, Johanna Dekoninck (bestuurder)
- Director reappointment, Rosa Van Nieuwenhuyse (bestuurder)
- Director reappointment, Hendrik Libeert (bestuurder)
- Board composition, bestuurder, 2026-06-17
- Board composition, bestuurder, 2026-06-17
- Board composition, bestuurder, 2026-06-17
- Board composition, bestuurder, 2026-06-17
- +4 further facts in this act
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €241k
Net result €241k after one loss-making year.
31-12
Financial
Equity above €500kEq €617k ▲64%
Equity rises from €376k to €617k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-48k ▼163%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 96 days late
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26355947). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Godelieve Van Den Bosch
CurrentDirector · since 17-08-2026
Hendrik Libeert
CurrentChair · since 25-03-2026
Jeff Meeus
CurrentDirector
Johanna Dekoninck
CurrentDirector
Rik D'Haene
CurrentDirector
Rosa Van Nieuwenhuyse
CurrentDirector
+ 1 not shown in this overview
17-08-2026
Godelieve Van Den Bosch: Appointed as Director
25-03-2026
Hendrik Libeert: Mandate renewed as Chair
Location & real-estate footprint
Registered office, Tielt · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tramstraat 428700 TieltGround area
1,627 m²
Building footprint
281 m²
Volume, LiDAR
1,727 m³
2 parcels, Flanders · tallest building 14.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
De Luifel
since 20062.155.776.597
De Luifel 2
since 20222.360.459.762
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37015K0420/00Y002 | Flanders | 936 m² | 1 · 191 m² | 14.3 m · 2 fl. |
| 37015K1193/02E000 | Flanders | 691 m² | 1 · 90 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 12 entries · 1,311,502 EUR awarded · 1,311,502 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 79,006 EUR | 79,006 EUR |
| 2024 | 2 | 20,442 EUR | 20,442 EUR |
| 2023 | 3 | 212,687 EUR | 212,687 EUR |
| 2022 | 4 | 999,367 EUR | 999,367 EUR |
Schemes
Persoonsvolgend budget voor personen met een handicap (PVB)
Subsidies aan begeleiders van arbeidsmatige activiteiten
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidies aan casemanagers zorg
Recognitions · licences · registrations
Care and welfare
2 services · 1 liveDe Luifel
Begeleid Wonen De Luifel
Similar companies · same sector, comparable size
Vzw DC De Companie
BE 0772.364.478
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Au Détour du Possible
BE 0453.814.993
Tournai · Eq €903k
CONFLUENCE
BE 0458.637.180
Ciney · Eq €470k
LA BRAISE
BE 0433.198.733
Anderlecht · Eq €1.06M
Cap Idéal
BE 0479.458.330
Sint-Lambrechts-Woluwe · Eq €1.57M
Of 36 companies in sector 88104 we hold annual accounts for 16. 13 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded24-09-1987
Fiscal year end31-12
Activities, NACEBEL
88104Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@deluifel.be