Checked.be
Active
BE 1001.732.757Public limited company
De Koopman
Kloosterstraat 58 ·2275 Lille, Belgium· 2 yrs active
Sector: Real estate activities
(68321)
Conclusion
The computed 12-month bankruptcy probability of De Koopman is 0.7% (low). The 2025 annual accounts show equity of €187k and a net result of €-63k. Its solvency ranks better than 37% of 528 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €187k |
| Net result | €-63k |
| Better than sector | 37% |
| Active | 2 yrs |
Snowflake analysis
27
/ 100
Fragile profile, watch profitability in particular.
Health
15
Profitability
0
Solvency
5
Growth
50
Stability
67
Bankruptcy probability (12 mo)
0.7%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Health barometer
15
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 7.9% | 16.2% | |
| Net result | €-63k | €6k | |
| Equity | €187k | €152k | |
| Gross operating margin | €-24k | €78k | |
| Total assets | €2.36M | €1.34M |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €-63k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €2.36M |
| Equity | €187k |
| Debt | €2.17M |
| of which ≤ 1y | €53k |
| of which > 1y | €2.12M |
| Working capital | €-46k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.14 |
| Quick ratio | 0.14 |
| Working capital ratio | -1.9% |
| Solvency | 7.9% |
| Debt / equity | 11.60 |
| Long-term debt ratio | 11.31 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -2.6% |
| ROE | -33.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.36M |
| Fixed assets | 21/28 | €2.35M |
| Tangible fixed assets | 22/27 | €2.35M |
| Current assets | 29/58 | €8k |
| Amounts receivable within one year | 40/41 | €1k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.36M |
| Equity | 10/15 | €187k |
| Contributions / capital | 10/11 | €250k |
| Accumulated profits (losses) | 14 | €-63k |
| Amounts payable | 17/49 | €2.17M |
| Amounts payable after one year | 17 | €2.12M |
| Amounts payable within one year | 42/48 | €53k |
| Trade debts payable within one year | 44 | €53k |
| Income statement | ||
| Gross operating margin | 9900 | €-24k |
| Operating result | 9901 | €-25k |
| Financial charges | 65 | €38k |
| Result before taxes | 9903 | €-63k |
| Net result for the period | 9904 | €-63k |
| Result to be appropriated | 9905 | €-63k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Real estate activities(68321) |
| Legal form | Public limited company(014) |
| Incorporation | 27-10-2023 |
| Status | Active |
| Postal code | 2275 |
Establishment units
De Koopman
since 20232.351.258.818
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13009C0717/00X006 | Flanders | 1.9 ha | 1 · 8,638 m² | 9.6 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
14-07-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
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Company registry (CBE)
Activities
Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Activiteiten van syndici van onroerend goed68321
Primary activity highlighted.
Names & trade names
| Legal nameNL | De Koopman |
Registered office
Kloosterstraat 58
2275 Lille, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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