De Klusmobiel
ActiveDe Klusmobiel has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109k and a net result of €24k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-2
Solvency54▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 4.05 in 2023; short-term debt: 22.8% and cash: 0.6% of total assets), but 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.7%
Return on assets
6.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
84 d late
2022
241 d late
2021
113 d late
2020
152 d late
2019
146 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€109k▲ 27.9%
2023 · €85k
2018: €44k
2019: €46k
2020: €55k
2021: €58k
2022: €58k
2023: €85k
2018 → 2024
Total assets
€380k▲ 17.7%
2023 · €323k
2018: €197k
2019: €366k
2020: €376k
2021: €373k
2022: €292k
2023: €323k
2018 → 2024
Net result
€24k▼ 11.6%
2023 · €27k
2018: €13k
2019: €1k
2020: €10k
2021: €2k
2022: €822
2023: €27k
2018 → 2024
Working capital
€71k▼ 54.0%
2023 · €154k
2018: €-5k
2019: €111k
2020: €91k
2021: €147k
2022: €148k
2023: €154k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€55k-€58k▲ 4.1%€58k▲ 1.4%€85k▲ 46.2%€109k▲ 27.9%
Operating result€16k-€11k▼ 33.1%€10k▼ 10.3%€52k▲ 448%€52k▼ 0.3%
Net result€10k-€2k▼ 76.6%€822▼ 63.8%€27k▲ 3,175%€24k▼ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 0% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €380k
Fixed assets
€223k▲ 88.6%
Current assets
€157k▼ 23.1%
Equity and liabilities €380k
Equity
€109k▲ 27.9%
Debt
€271k▲ 14.1%
The debt ratio falls from 73.6% to 71.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€87k▲
2023 · €68k
Cash flow
€58k▲
2023 · €42k
Solvency
28.7%▲
2023 · 26.4%
Current ratio
1.82▼
2023 · 4.05
Quick ratio
1.71▼
2023 · 3.63
Debt / equity
2.48▼
2023 · 2.78
ROE
21.8%▼
2023 · 31.6%
ROA
6.3%▼
2023 · 8.3%
Interest coverage
10.52▲
2023 · 8.95
Debt
€271k▲
2023 · €237k
Debt ≤ 1 year
€87k▲
2023 · €51k
Debt > 1 year
€184k▼
2023 · €187k
Income taxes
€23k▲
2023 · €19k
Staff costs
€16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€323k€380k▲
Fixed assets21/28€118k€223k▲
Tangible fixed assets22/27€117k€221k▲
Land and buildings22€101k€90k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€8k€126k▲
Financial fixed assets28€1k€2k▲
Current assets29/58€205k€157k▼
Stocks and contracts in progress3€21k€10k▼
Stocks30/36€10k€10k▼
Contracts in progress37€11k-
Amounts receivable within one year40/41€111k€96k▼
Trade receivables40€75k€91k▲
Other amounts receivable41€36k€5k▼
Cash at bank and in hand54/58€45k€2k▼
Deferred charges and accrued income490/1€28k€49k▲
Equity and liabilities
Total equity and liabilities10/49€323k€380k▲
Equity10/15€85k€109k▲
Contributions10/11€19k€19k=
Reserves13€67k€91k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€65k€89k▲
Amounts payable17/49€237k€271k▲
Amounts payable after more than one year17€187k€184k▼
Financial debts170/4€187k€184k▼
Amounts payable within one year42/48€51k€87k▲
Current portion of amounts payable after more than one year42€27k€34k▲
Trade debts44€5k€17k▲
Suppliers440/4€5k€17k▲
Taxes, remuneration and social security45€18k€25k▲
Taxes450/3€18k€23k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48-€11k
Accrued charges and deferred income492/3-€387
Income statement
Code20232024
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€35k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€277-
Gross operating margin9900€70k€104k▲
Operating profit (loss)9901€52k€52k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€46k€47k▲
Income taxes67/77€19k€23k▲
Profit (loss) for the period9904€27k€24k▼
Profit (loss) for the period to be appropriated9905€27k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€24k▼
Profit (loss) brought forward from the previous period14P€14k-
Transfer to equity691/2€41k€24k▼
To other reserves6921€41k€24k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Equity above €100kEq €109k ▲27.9%
7 profitable years in a row build equity to €109k.
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 84 days late
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 241 days late
2023
31-12
Financial
Highest result since 2018net €27k ▲3175%
Operating result €52k, net result €27k, both a record.
2022
31-12
Financial
Weakest financial yearnet €822 ▼63.8%
Net result drops to €822, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.98
Current ratio from 3.25 to 6.98; short-term debt falls from €65k to €25k.
21-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 113 days late
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 146 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 2.01
Current ratio from 0.96 to 2.01; short-term debt falls from €129k to €110k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toutefais 249840 Nazareth-De PinteGround area
791 m²
Building footprint
339 m²
Volume, LiDAR
740 m³
Parcel 44012C0390/00G003, Flanders · tallest building 9.2 m. Linked by address, not a title deed.
1 establishment unit
Toutefais 24, 9840 Nazareth-De Pinte
since 20112.366.886.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012C0390/00G003 | Flanders | 791 m² | 1 · 339 m² | 9.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,219 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2011
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
16230Manufacture of other builders' carpentry and joinery
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.deklusmobiel.be
E-mail:info@deklusmobiel.be