Bouwwerken Deruytere
ActiveBouwwerken Deruytere has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €10k. Equity is growing by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-13
Solvency58▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.44 in 2024; short-term debt: 22.8% and cash: 21.7% of total assets), but 67% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
5 d early
2024
28 d late
2023
31 d early
2022
18 d early
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▲ 8.9%
2024 · €116k
2021: €26k
2022: €54k
2023: €89k
2024: €116k
2021 → 2025
Total assets
€384k▲ 53.3%
2024 · €250k
2021: €103k
2022: €225k
2023: €263k
2024: €250k
2021 → 2025
Net result
€10k▼ 64.5%
2024 · €29k
2021: €3k
2022: €30k
2023: €41k
2024: €29k
2021 → 2025
Working capital
€107k▲ 12.6%
2024 · €95k
2021: €11k
2022: €30k
2023: €72k
2024: €95k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€54k▲ 110%€89k▲ 63.4%€116k▲ 31.1%€127k▲ 8.9%
Operating result€7k-€39k▲ 449%€56k▲ 42.6%€43k▼ 21.8%€25k▼ 43.0%
Net result€3k-€30k▲ 820%€41k▲ 36.3%€29k▼ 28.6%€10k▼ 64.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €384k
Fixed assets
€189k▲ 112%
Current assets
€195k▲ 20.9%
Equity and liabilities €384k
Equity
€127k▲ 8.9%
Debt
€257k▲ 91.7%
The debt ratio rises from 53.6% to 67.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▲
2024 · €71k
Cash flow
€58k▲
2024 · €57k
Solvency
33.0%▼
2024 · 46.4%
Current ratio
2.23▼
2024 · 2.44
Quick ratio
2.11▲
2024 · 2.04
Debt / equity
2.03▲
2024 · 1.15
ROE
8.2%▼
2024 · 25.1%
ROA
2.7%▼
2024 · 11.7%
Interest coverage
5.78▼
2024 · 14.22
Debt
€257k▲
2024 · €134k
Debt ≤ 1 year
€88k▲
2024 · €66k
Debt > 1 year
€170k▲
2024 · €68k
Income taxes
€4k▼
2024 · €10k
Staff costs
€50k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€384k▲
Fixed assets21/28€89k€189k▲
Tangible fixed assets22/27€89k€189k▲
Land and buildings22-€129k
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€34k€25k▼
Leasing and similar rights25€42k€25k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€161k€195k▲
Stocks and contracts in progress3€26k€10k▼
Stocks30/36€6k€10k▲
Contracts in progress37€20k€0▼
Amounts receivable within one year40/41€97k€97k=
Trade receivables40€96k€46k▼
Other amounts receivable41€1k€51k▲
Cash at bank and in hand54/58€33k€83k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€250k€384k▲
Equity10/15€116k€127k▲
Contributions10/11€19k€19k=
Reserves13€98k€108k▲
Distributable reserves133€98k€108k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€134k€257k▲
Amounts payable after more than one year17€68k€170k▲
Financial debts170/4€68k€170k▲
Amounts payable within one year42/48€66k€88k▲
Current portion of amounts payable after more than one year42€19k€26k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€30k€54k▲
Suppliers440/4€30k€54k▲
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€11k€5k▼
Remuneration and social security454/9€968€3k▲
Other amounts payable47/48€5k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€53k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€48k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€126k€126k▼
Operating profit (loss)9901€43k€25k▼
Financial income75/76B€587€2k▲
Recurring financial income75€587€2k▲
Financial charges65/66B€5k€13k▲
Recurring financial charges65€5k€13k▲
Profit (loss) for the period before taxes9903€39k€15k▼
Income taxes67/77€10k€4k▼
Profit (loss) for the period9904€29k€10k▼
Profit (loss) for the period to be appropriated9905€29k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€10k▼
Transfer from equity791/2€0-
Transfer to equity691/2€28k€10k▼
To other reserves6921€28k€10k▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Equity above €100kEq €116k ▲31.1%
4 profitable years in a row build equity to €116k.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €41k ▲36.3%
Operating result €56k, net result €41k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksestraat(Heu) 1098501 KortrijkGround area
496 m²
Building footprint
48 m²
Volume, LiDAR
368 m³
Parcel 34016C0294/00Y002, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kortrijksestraat(Heu) 109, 8501 Kortrijk
since 20102.192.331.444
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C0294/00Y002 | Flanders | 496 m² | 1 · 48 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 34,669 EUR awarded · 34,669 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 8,099 EUR | 8,099 EUR |
| 2024 | 1 | 10,682 EUR | 10,682 EUR |
| 2023 | 1 | 13,907 EUR | 13,907 EUR |
| 2022 | 1 | 1,981 EUR | 1,981 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Dual-learning approval
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.