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de grazer

Active
Non-profit associationfounded 2013active for 13 yearsVerbindingsweg 66, 9920 Lievegem, BelgiumKBO/BCE: BE 0521.961.354
Summary

de grazer has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€11,546) and a net result of €21,978. Equity remains stable across the filed financial years (±1.7% per year). Its solvency ranks better than 14% of 77 sector peers (NACE 91, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
de grazerActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Libraries, archives, museums and other cultural activities
NACE 91420
1 site
Size
€111,567turnover 2025
Equity
-€11,546
Surplus
€21,978
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 12 days late1 of 2 deeds summarised
Why 56raises riskCapped at 59: negative equityNegative equity -€11,546Liquidity: current ratio 0.87lowers riskLegal form: non-profit associationSize: turnover €111,567, total assets €79,721Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 51% of its sector peers (NACE 91, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 11+11
equity -14.5% of total assets
Liquidity 0=
short-term debt 114.5%
Profitability 100+94
return on assets 27.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (148 companies, NACE 91, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.87, compared with 0.73 in 2024, below 1; short-term debt: 114.5% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 91, micro): better than 13% on solvency, 1% on liquidity, 96% on profitability and 96% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: turnover €111,567, total assets €79,721
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€11,546
NBB · annual accounts
raises risk · Liquidity: current ratio 0.87
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 77 sector peers (2025).
NBB · sector comparison
Position among 77 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
12 days late
2024
31 days early
2023
65 days early
2022
125 days early
2021
71 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 28 days before the deadline; the sector median (NACE 91) for financial year 2024 is 22 days before the deadline, and 29% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 94 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €21,978
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€11,546 View
  • Caution: Among the weakest 15% on solvencysector median 54.0% · 77 companies -14.5% View
  • Turnover 20252 financial years filed €111,567 View

By topic

Financials

Financial year
2025
Turnover
€111,567
Profit
€21,978
Solvency
-14.5%
Turnover▲ 11.3%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-07-2027
  1. 15-04-2025Amendment of the articles · Name
  2. 31-12-2024Weakest financial year
  3. 27-05-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Libraries, archives, museums and other cultural activitiesNACE 91420
Founded
01-03-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Purpose
“Natuurbeheerders ondersteunen door het uitlenen van materiaal,het vereenvoudigen van de…” (deed in Dutch)
Go to Articles of association

Key facts about de grazer

What is the company number of de grazer?
0521.961.354. In Belgium the VAT number is the company number with BE in front: BE 0521.961.354.
Where is de grazer based?
The registered office is at Verbindingsweg 66, 9920 Lievegem.Company details
What does de grazer do?
According to the KBO register, the main activity is libraries, archives, museums and other cultural activities (NACE 91420).
What is the legal form of de grazer?
Non-profit association (VZW).
When was de grazer founded?
On 01-03-2013.
Is de grazer still active?
Yes, de grazer is an active enterprise in the KBO register.
How many employees does de grazer have?
On average 2.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of de grazer?
€111,567 in financial year 2025, according to the filed annual accounts.
Is de grazer profitable?
In financial year 2025, de grazer made a profit of €21,978.
Where can I find the annual accounts of de grazer?
de grazer filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of de grazer due?
By 31-07-2027, for financial year 2026.Timeline

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