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Durme

Active
Non-profit associationfounded 196957 yrs activeMolsbergenstraat 1, 9160 Lokeren, BelgiumKBO/BCE: BE 0409.336.931
Summary

Durme has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.9m and a net result of €90,867. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 4528 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Cafés and bars
NACE 56301NACE 55401NACE 91042
#1 company by total assets in Lokeren, Accommodation and food service sector1 site
Size
€8.2mtotal assets 2025
Staff
11.1 FTE
Equity
€7.9m
Profit
€90,867
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
6 members
Accounts 81 d early2 of 24 deeds read
Why 96- Sector Food and beverage service activities (NACE 56)+ Legal form Non-profit association+ Founded in 1969+ Equity €7.9m (95.9% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 64% of its sector peers (NACE 56, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.9% of total assets
Liquidity 60+5
short-term debt 1.4% · cash 8.1%
Profitability 70-10
return on assets 1.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (1,625 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +6.3% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +17.6% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -5.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +5.3% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▲ +5.0% vs 04-2026highest value 06-2026: < 0.1%● 0.0% vs 05-2026highest value 07-2026: < 0.1%● 0.0% vs 06-2026highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Legal form Non-profit association lowers the probability
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Founded in 1969 lowers the probability for this profile
  • Equity €7.9m (95.9% of total assets) lowers the probability
Credit up to €750,000 at 30 days acceptable
Liquidity ample (current ratio 8.53 against 9.28 in 2024; short-term debt: 1.4% and cash: 8.1% of total assets), and 4.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, small). Better than this share of them on solvency 97%, liquidity 69%, profitability 47%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1969
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €7.9m (95.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
81 d early
2024
84 d early
2023
78 d early
2022
97 d early
2021
97 d early
2020
88 d early
2019
33 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 70 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Hans Masuy (bestuurder,voorzitter en lid…State Gazette act
  2. Resignation: Berlo Simon (director)Reappointments: Braem Geert, d'Haese Franki…
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Caution: Result fell in 2025from €740,503 to €90,867 ▼ 87.7% View
  • Positive: Company by total assets in Lokeren, Accommodation and…in the Checked rankings #1 View
  • Board changedlatest change 13-06-2026 · 6 in office 6 joined · 2 left View
  • Positive: 8 profitable years in a rowprofit 2025: €90,867 8 years View
  • Flemish supportawarded 2022 - 2025 €5.0m View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Active since 1969founded 27-01-1969 57 years View

By topic

Financials

Fiscal year
2025
Total assets
€8.2m
Profit
€90,867
Solvency
95.9%
Total assets▲ 1.5%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 01-07-2026Resignation: Hans Masuy (bestuurder,voorzitter en lid dagelijks…
  2. 03-06-2026Resignation: Berlo Simon (director)
  3. 11-05-2026Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Cafés and barsNACE 56301
Founded
27-01-1969
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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