De Flexperts
ActiveSummary
The computed 12-month bankruptcy probability of De Flexperts is 1.6% (moderate). The 2025 annual accounts show equity of €6k and a net result of €666. Equity is growing by ~136.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 788 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability38▼-62
Solvency27=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
0.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 788 sector peers (2025).
NBB · sector comparisonPosition among 788 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
34 d early
2023
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 13.3%
2024 · €5k
2023: €-10klowest in 3 years
2024: €5k▲ +151% vs 2023
2025: €6k▲ +13.3% vs 2024highest in 3 years
2023 → 2025
Total assets
€286k▲ 25.0%
2024 · €229k
2023: €79klowest in 3 years
2024: €229k▲ +189% vs 2023
2025: €286k▲ +25.0% vs 2024highest in 3 years
2023 → 2025
Net result
€666▼ 99.6%
2024 · €185k
2023: €-15klowest in 3 years
2024: €185k▲ +1346% vs 2023highest in 3 years
2025: €666▼ -99.6% vs 2024
2023 → 2025
Working capital
€11k▲ 6.7%
2024 · €10k
2023: €-5klowest in 3 years
2024: €10k▲ +307% vs 2023
2025: €11k▲ +6.7% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-10k-€5k€6k▲ 13.3%
2023: €-10klowest in 3 years
2024: €5k▲ +151% vs 2023
2025: €6k▲ +13.3% vs 2024highest in 3 years
Operating result€-15k-€190k€9k▼ 95.5%
2023: €-15klowest in 3 years
2024: €190k▲ +1391% vs 2023highest in 3 years
2025: €9k▼ -95.5% vs 2024
Net result€-15k-€185k€666▼ 99.6%
2023: €-15klowest in 3 years
2024: €185k▲ +1346% vs 2023highest in 3 years
2025: €666▼ -99.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€75k =
Current assets
€211k ▲ 37.2%
Equity and liabilities €286k
Equity
€6k ▲ 13.3%
Debt
€281k ▲ 25.3%
Debt's share of the balance-sheet total rises from 97.8% to 98.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.05▼
2024 · 1.07
Debt to equity
49.54▲
2024 · 44.81
ROE
11.8%
ROA
0.2%▼
2024 · 80.7%
Debt ≤ 1 year
€201k▲
2024 · €144k
Debt > 1 year
€80k=
2024 · €80k
Income taxes
€3k▲
2024 · €353
Staff costs
€764k▲
2024 · €293k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€229k€286k▲
Fixed assets21/28€75k€75k=
Financial fixed assets28€75k€75k=
Current assets29/58€154k€211k▲
Amounts receivable within one year40/41€50k€103k▲
Trade receivables40€50k€102k▲
Other amounts receivable41€92€688▲
Cash at bank and in hand54/58€102k€108k▲
Deferred charges and accrued income490/1€2k€61▼
Equity and liabilities
Total equity and liabilities10/49€229k€286k▲
Equity10/15€5k€6k▲
Contributions10/11€5k€5k=
Reserves13-€666
Distributable reserves133-€666
Profit (loss) carried forward14-€0
Amounts payable17/49€224k€281k▲
Amounts payable after more than one year17€80k€80k=
Financial debts170/4€80k€80k=
Amounts payable within one year42/48€144k€201k▲
Trade debts44€62k€32k▼
Suppliers440/4€62k€32k▼
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€82k€164k▲
Taxes450/3€23k€62k▲
Remuneration and social security454/9€59k€103k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€293k€764k▲
Other operating charges640/8€7€150▲
Gross operating margin9900€483k€773k▲
Operating profit (loss)9901€190k€9k▼
Financial income75/76B€131€0▼
Recurring financial income75€131€0▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€185k€3k▼
Income taxes67/77€353€3k▲
Profit (loss) for the period9904€185k€666▼
Profit (loss) for the period to be appropriated9905€185k€666▼
Appropriation of the result
Profit (loss) to be appropriated9906€170k€666▼
Profit (loss) brought forward from the previous period14P€-15k€0▲
Transfer to equity691/2-€666
To other reserves6921-€666
Profit to be distributed694/7€170k€0▼
Directors or managers695€170k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2k | €293k | €764k | ▲ 161% |
| Other operating charges640/8 | - | €7 | €150 | ▲ 2,046% |
| Gross operating margin9900 | €-13k | €483k | €773k | ▲ 59.9% |
| Operating profit (loss)9901 | €-15k | €190k | €9k | ▼ 95.5% |
| Financial income75/76B | €15 | €131 | €0 | ▼ 100.0% |
| Recurring financial income75 | €15 | €131 | €0 | ▼ 100.0% |
| Financial charges65/66B | €114 | €5k | €5k | ▲ 3.3% |
| Recurring financial charges65 | €114 | €5k | €5k | ▲ 3.3% |
| Profit (loss) for the period before taxes9903 | €-15k | €185k | €3k | ▼ 98.3% |
| Income taxes67/77 | - | €353 | €3k | ▲ 617% |
| Profit (loss) for the period9904 | €-15k | €185k | €666 | ▼ 99.6% |
| Profit (loss) for the period to be appropriated9905 | €-15k | €185k | €666 | ▼ 99.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €79k | €229k | €286k | ▲ 25.0% |
| Fixed assets21/28 | €75k | €75k | €75k | = |
| Financial fixed assets28 | €75k | €75k | €75k | = |
| Current assets29/58 | €4k | €154k | €211k | ▲ 37.2% |
| Amounts receivable within one year40/41 | €4k | €50k | €103k | ▲ 104% |
| Trade receivables40 | €2k | €50k | €102k | ▲ 103% |
| Other amounts receivable41 | €2k | €92 | €688 | ▲ 650% |
| Cash at bank and in hand54/58 | €250 | €102k | €108k | ▲ 6.2% |
| Deferred charges and accrued income490/1 | - | €2k | €61 | ▼ 96.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €79k | €229k | €286k | ▲ 25.0% |
| Equity10/15 | €-10k | €5k | €6k | ▲ 13.3% |
| Contributions10/11 | €5k | €5k | €5k | = |
| Reserves13 | - | - | €666 | - |
| Distributable reserves133 | - | - | €666 | - |
| Profit (loss) carried forward14 | €-15k | - | €0 | - |
| Amounts payable17/49 | €89k | €224k | €281k | ▲ 25.3% |
| Amounts payable after more than one year17 | €80k | €80k | €80k | = |
| Financial debts170/4 | €80k | €80k | €80k | = |
| Amounts payable within one year42/48 | €9k | €144k | €201k | ▲ 39.3% |
| Trade debts44 | €7k | €62k | €32k | ▼ 48.5% |
| Suppliers440/4 | €7k | €62k | €32k | ▼ 48.5% |
| Advances received on contracts in progress46 | - | - | €3k | - |
| Taxes, remuneration and social security45 | €2k | €82k | €164k | ▲ 101% |
| Taxes450/3 | - | €23k | €62k | ▲ 173% |
| Remuneration and social security454/9 | €2k | €59k | €103k | ▲ 73.2% |
| Other amounts payable47/48 | - | - | €1k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-15k | €185k | €666 | ▼ 99.6% |
| Operating cash flow (approximation) | €-15k | €185k | €666 | ▼ 99.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €102k | €6k | ▼ 93.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €185k
Net result €185k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.07
Current ratio from 0.47 to 1.07.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 2 establishment units since 2023
Ground area
1,074 m²
Building footprint
304 m²
Volume, LiDAR
1,550 m³
2 parcels, Flanders · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
De Flexperts
since 20232.345.683.593
Brusselsesteenweg 106, 1980 Zemst
since 20242.356.378.933
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096B0438/00C000 | Flanders | 661 m² | 1 · 167 m² | 10.8 m · 2 fl. |
| 23096C0607/00B004 | Flanders | 413 m² | 1 · 136 m² | 14.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 630 EUR awarded · 630 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 630 EUR | 630 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
JobJets
BE 0797.062.064
Gent · Eq €5,571
ButterflyEffect
BE 0732.581.711
Lier · Eq €5,556
ABALONE TT LIEGE
BE 0650.888.509
Liège · Eq €6,075
ALLIANCE EVENT
BE 0739.521.466
Liège · Eq €5,131
THE BOZZ BUILDING EXPERTS
BE 0782.220.965
Nivelles · Eq €6,322
Of 1,013 companies in sector 78200 we hold annual accounts for 644. 183 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
78200Temporary employment agencies and other provision of personnel
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.