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Generated 04-09-2026
Active BE 0798.174.396Private limited company

DE DREEF

Wouwerstraat 15 ·2300 Turnhout, Belgium· 3 yrs active
Sector: Cafés and bars (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of DE DREEF is 3.9% (moderate). The 2025 annual accounts show equity of €27k and a net result of €11k. Its solvency ranks better than 77% of 1106 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €27k
Net result €11k
Staff (FTE) 0.1
Better than sector 77%
Financial profile 5 of 5 axes measured · computed by Checked
Health88Profitability100Solvency83Growth52Stability94
83 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 88
Profitability 100
Solvency 83
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.9% Moderate
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
88 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€3k
estimate, not credit advice
Score history
81 2024
88 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 1.39 (≥ 1.0) +5
Quick ratio Quick ratio 1.33 (≥ 1.0) +5
Leverage Debt/equity 0.80 (< 1.0) +10
Profitability ROE 40% (≥ 10%) +10
Interest coverage Interest coverage 185.9× (≥ 3×) +8
Profit trend Net profit down YoY -3
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 22-04-2026 with the NBB · fiscal year 2025 · micro schema
€0€5k€10k€15k€20kOperating result 2024: €19k€19kNet result 2024: €13k€13kOperating result 2025: €15k€15kNet result 2025: €11k€11k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 56, Food and beverage service activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 55.5% 25.6%
better than 77% of 1106 sector peers
Net result €11k €7k
better than 57% of 1108 sector peers
Equity €27k €22k
better than 54% of 1110 sector peers
Gross operating margin €22k €63k
better than 27% of 1104 sector peers
Staff costs €3k €51k
higher than 12% of 808 sector peers
EBITDA
€18k
-11.7% 24-25
Net profit
€11k
-18.2% 24-25
Cash flow
€14k
-7.1% 24-25
Total assets
€49k
+18.3% 24-25
Equity
€27k
+66.7% 24-25
Working capital
€8k
+25.6% 24-25
Employees (FTE)
0
-66.7% 24-25
Staff costs
€3k
-75.6% 24-25
Income taxes
€4k
-19.9% 24-25
Debt
€22k
-13.1% 24-25
Debt ≤ 1y
€22k
-7.4% 24-25
Current ratio
1.39
+7.9% 24-25
Quick ratio
1.33
+8.5% 24-25
Solvency
55.5%
+40.9% 24-25
Debt / equity
0.80
-47.9% 24-25
ROE
40.0%
-50.9% 24-25
ROA
22.2%
-30.8% 24-25
Interest coverage
185.85
+23.7% 24-25
Figures by fiscal year and ratios
Fiscal year20252024
Depositmicro schemamicro schema
Revenue--
EBITDA€18k€21k
Net profit€11k€13k
Cash flow€14k€15k
Staff costs€3k€12k
Income taxes€4k€6k
Dividends--
Total assets€49k€41k
Equity€27k€16k
Debt€22k€25k
of which ≤ 1y€22k€23k
of which > 1y--
Working capital€8k€7k
Employees (FTE)0.10.3
Ratios (computed)
20252024
Current ratio1.391.29
Quick ratio1.331.22
Working capital ratio17.2%16.2%
Solvency55.5%39.3%
Debt / equity0.801.54
Long-term debt ratio--
Interest coverage185.85150.30
Gross margin--
Net margin--
ROA22.2%32.1%
ROE40.0%81.5%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€49k€41k
Fixed assets 21/28€19k€11k
Tangible fixed assets 22/27€15k€8k
Financial fixed assets 28€3k€3k
Current assets 29/58€30k€30k
Stocks & contracts in progress 3€1k€1k
Cash & bank 54/58€29k€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€49k€41k
Equity 10/15€27k€16k
Contributions / capital 10/11€3k€3k
Reserves 13€24k€13k
Amounts payable 17/49€22k€25k
Amounts payable within one year 42/48€22k€23k
Trade debts payable within one year 44€5k€4k
Income statement
Gross operating margin 9900€22k€34k
Operating result 9901€15k€19k
Financial income 75€11-
Financial charges 65€99€139
Result before taxes 9903€15k€19k
Income taxes 67/77€4k€6k
Net result for the period 9904€11k€13k
Result to be appropriated 9905€11k€13k
Directors & mandates 1 directors
Former directors (1)
  • Michael Discart
    Director
    State Gazette act 24086046 (06-06-2024)
    Former
    - → 01-05-2024
Legal Structure
NACE primary Cafés and bars(56301)
Legal form Private limited company(610)
Incorporation07-02-2023
StatusActive
Postal code2300
Establishment units 1 location
DE DREEF
Wouwerstraat 15, 2300 TurnhoutCafés and bars
since 20232.342.315.913
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13040B1003/00P002 Flanders 98 m² 1 · 98 m² 8.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events
Next filing, fiscal year 2026, expected by 30-04-2027
2026
22-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
State Gazette act Director changes
State Gazette actNBB filing
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
06-06-2024 Mandate of Michael Discart as director expired Director changes
  • Michael Discart, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Michael Discart",
        "address": "Oude Vaartstraat 179, 2300 Turnhout",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-05-01",
      "evidence_quote": "De bijzondere algemene vergadering van 1 mei 2024 noteert het ontslag als bestuurder van Michael Discart, Oude Vaartstraat 179, 2300 Turnhout met ingang van 01 mei 2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-06",
    "filing_date": "2024-05-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-05-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0798.174.396",
    "name_full": "DE DREEF",
    "legal_form": "besloten vennootschap"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Ben Discart",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Cafés and bars56301
Names & trade names
Legal nameNL DE DREEF
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative