DE COSTER BOUW
ActiveDE COSTER BOUW has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €13k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+85
Solvency82▲+48
Growth85▲+30
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.38 in 2024; short-term debt: 42.9% and cash: 12.9% of total assets), and 42.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.1%
Return on assets
48.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
27 d early
2023
62 d early
2022
52 d early
2021
62 d early
2020
63 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€138k▼ 1.0%
2024 · €140k
2018: €33k
2019: €64k
2020: €91k
2021: €157k
2022: €143k
2023: €179k
2024: €140k
2018 → 2025
EBIT margin
16.5%▲ 20.5pp
2024 · -4.0%
2018: -15.6%
2019: 0.8%
2020: 1.0%
2021: 0.7%
2022: -0.5%
2023: 2.4%
2024: -4.0%
2018 → 2025
Net result
€13k
2024 · €-7k
2018: €-5k
2019: €362
2020: €781
2021: €751
2022: €-2k
2023: €3k
2024: €-7k
2018 → 2025
Working capital
€-111▲ 99.2%
2024 · €-14k
2018: €1k
2019: €2k
2020: €3k
2021: €-6k
2022: €-6k
2023: €-8k
2024: €-14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€157k-€143k▼ 8.6%€179k▲ 25.2%€140k▼ 22.0%€138k▼ 1.0%
Equity€9k-€7k▼ 19.5%€9k▲ 35.8%€2k▼ 76.6%€15k▲ 570%
Operating result€1k-€-775€4k€-6k€23k
Net result€751-€-2k€3k€-7k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€15k▼ 9.9%
Current assets
€11k▲ 24.0%
Equity and liabilities €26k
Equity
€15k▲ 570%
Debt
€11k▼ 52.1%
The debt ratio falls from 91.3% to 42.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €-2k
Cash flow
€18k▲
2024 · €-4k
Solvency
57.1%▲
2024 · 8.7%
Current ratio
0.99▲
2024 · 0.38
Quick ratio
0.99▲
2024 · 0.38
Debt / equity
0.75▼
2024 · 10.50
ROE
85.1%▲
2024 · -327.3%
ROA
48.6%▲
2024 · -28.5%
Interest coverage
4.12▲
2024 · -0.49
Debt
€11k▼
2024 · €23k
Debt ≤ 1 year
€11k▼
2024 · €23k
Income taxes
€3k▲
2024 · €490
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€26k▲
Fixed assets21/28€17k€15k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€5k€7k▲
Financial fixed assets28€5k€5k=
Current assets29/58€9k€11k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€5k▲
Other amounts receivable41-€525
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€26k€26k▲
Equity10/15€2k€15k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-12k€659▲
Amounts payable17/49€23k€11k▼
Amounts payable within one year42/48€23k€11k▼
Current portion of amounts payable after more than one year42€8k€833▼
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€4k€936▼
Income statement
Code20242025
Turnover70€140k€138k▼
Goods, raw materials, services and sundry goods60/61€146k€115k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€485€29k▲
Operating profit (loss)9901€-6k€23k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€-7k€16k▲
Income taxes67/77€490€3k▲
Profit (loss) for the period9904€-7k€13k▲
Profit (loss) for the period to be appropriated9905€-7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€659▲
Profit (loss) brought forward from the previous period14P€-5k€-12k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k ▼390%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €362
Net result €362 after one loss-making year.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolfsveld 59570 LierdeGround area
2,355 m²
Building footprint
908 m²
Volume, LiDAR
5,097 m³
Parcel 45050A0639/00B000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE COSTER BOUW
since 19882.040.695.502
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45050A0639/00B000 | Flanders | 2,355 m² | 1 · 908 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,864 companies in sector 43341 we hold annual accounts for 2,664. 1,896 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-1988
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.