VIA
ActiveVIA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €11k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+6
Solvency74▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.91 in 2024; short-term debt: 48% and cash: 43.2% of total assets), and 51.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.9%
Return on assets
21.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
14 d early
2023
36 d early
2022
27 d early
2021
11 d early
2020
39 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 76.6%
2024 · €14k
2018: €10k
2019: €10k
2020: €3k
2021: €5k
2022: €7k
2023: €10k
2024: €14k
2018 → 2025
Total assets
€52k▲ 72.5%
2024 · €30k
2018: €27k
2019: €36k
2020: €29k
2021: €28k
2022: €32k
2023: €24k
2024: €30k
2018 → 2025
Net result
€11k▲ 129%
2024 · €5k
2018: €4k
2019: €-333
2020: €-6k
2021: €2k
2022: €2k
2023: €2k
2024: €5k
2018 → 2025
Working capital
€7k▼ 44.2%
2024 · €13k
2018: €4k
2019: €2k
2020: €-4k
2021: €-966
2022: €2k
2023: €9k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€7k▲ 43.4%€10k▲ 34.5%€14k▲ 50.2%€25k▲ 76.6%
Operating result€2k-€4k▲ 91.5%€4k▼ 3.2%€7k▲ 79.8%€16k▲ 132%
Net result€2k-€2k▲ 31.8%€2k▲ 14.0%€5k▲ 95.9%€11k▲ 129%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 132% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€19k▲ 891%
Current assets
€32k▲ 15.2%
Equity and liabilities €52k
Equity
€25k▲ 76.6%
Debt
€26k▲ 68.8%
The debt ratio falls from 52.3% to 51.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €9k
Cash flow
€14k▲
2024 · €6k
Solvency
48.9%▲
2024 · 47.7%
Current ratio
1.30▼
2024 · 1.91
Quick ratio
1.22▼
2024 · 1.75
Debt / equity
1.05▼
2024 · 1.09
ROE
43.4%▲
2024 · 33.4%
ROA
21.2%▲
2024 · 16.0%
Interest coverage
20.47▼
2024 · 50.29
Debt
€26k▲
2024 · €16k
Debt ≤ 1 year
€25k▲
2024 · €15k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€52k▲
Fixed assets21/28€2k€19k▲
Tangible fixed assets22/27€2k€19k▲
Plant, machinery and equipment23€520€2k▲
Furniture and vehicles24€1k€18k▲
Current assets29/58€28k€32k▲
Amounts receivable after more than one year29€3k-
Other amounts receivable291€3k-
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€2k€762▼
Cash at bank and in hand54/58€19k€22k▲
Deferred charges and accrued income490/1€199€3k▲
Equity and liabilities
Total equity and liabilities10/49€30k€52k▲
Equity10/15€14k€25k▲
Contributions10/11€19k€19k=
Reserves13-€7k
Distributable reserves133-€7k
Profit (loss) carried forward14€-4k€24▲
Amounts payable17/49€16k€26k▲
Amounts payable within one year42/48€15k€25k▲
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48-€11k
Accrued charges and deferred income492/3€994€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€484€484=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€11k€21k▲
Operating profit (loss)9901€7k€16k▲
Financial income75/76B€190€348▲
Recurring financial income75€190€348▲
Financial charges65/66B€171€926▲
Recurring financial charges65€171€926▲
Profit (loss) for the period before taxes9903€7k€16k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€5k€11k▲
Profit (loss) for the period to be appropriated9905€5k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€7k▲
Profit (loss) brought forward from the previous period14P€-9k€-4k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €11k ▲129%
Operating result €16k, net result €11k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borrekensveldweg 19404 NinoveGround area
810 m²
Building footprint
298 m²
Volume, LiDAR
1,162 m³
Parcel 41004A0846/00H000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Borrekensveldweg 1, 9404 Ninove
since 20002.099.494.823
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41004A0846/00H000 | Flanders | 810 m² | 1 · 298 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNinove2.099.494.823
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Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 2,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2000
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
43331Floor and wall tiling
43333Wallpapering and laying of floor and wall coverings in other materials
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.