DE COCK
ActiveDE COCK has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-348k) and a net result of €-40k. Equity is shrinking by ~46.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
15
/ 100
Critical▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-43
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.25 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-51%
Return on assets
-5.8%
Age of the figures
11 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€348k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-02-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
22 d early
2023
60 d early
2022
27 d early
2021
1 d early
2020
35 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-348k▼ 12.9%
2024 · €-308k
2018: €265k
2019: €144k
2020: €54k
2021: €-69k
2022: €-95k
2023: €-243k
2024: €-308k
2018 → 2025
Total assets
€683k▲ 27.8%
2024 · €535k
2018: €1.28M
2019: €1.07M
2020: €1.14M
2021: €1.00M
2022: €749k
2023: €598k
2024: €535k
2018 → 2025
Net result
€-40k▲ 39.0%
2024 · €-65k
2018: €-23k
2019: €-121k
2020: €-90k
2021: €-123k
2022: €-26k
2023: €-148k
2024: €-65k
2018 → 2025
Working capital
€-587k▼ 13.0%
2024 · €-520k
2018: €420k
2019: €274k
2020: €-34k
2021: €-173k
2022: €-367k
2023: €-523k
2024: €-520k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-69k-€-95k▼ 37.5%€-243k▼ 155%€-308k▼ 27.0%€-348k▼ 12.9%
Operating result€-108k-€-14k▲ 86.9%€-140k▼ 892%€-62k▲ 55.8%€-16k▲ 73.4%
Net result€-123k-€-26k▲ 79.0%€-148k▼ 469%€-65k▲ 55.7%€-40k▲ 39.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €62k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €683k
Fixed assets
€476k▲ 33.5%
Current assets
€207k▲ 16.5%
Key figures and ratios
EBITDA
€26k▲
2024 · €19k
Cash flow
€2k▼
2024 · €15k
Solvency
-51.0%▲
2024 · -57.7%
Current ratio
0.26▲
2024 · 0.25
Quick ratio
0.13▲
2024 · 0.10
Debt / equity
-2.96▼
2024 · -2.73
ROE
11.5%▼
2024 · 21.2%
ROA
-5.8%▲
2024 · -12.3%
Interest coverage
1.10▼
2024 · 5.14
Debt
€1.03M▲
2024 · €843k
Debt ≤ 1 year
€794k▲
2024 · €697k
Debt > 1 year
€214k▲
2024 · €124k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€535k€683k▲
Fixed assets21/28€357k€476k▲
Tangible fixed assets22/27€357k€476k▲
Land and buildings22€13k€11k▼
Plant, machinery and equipment23€135k€155k▲
Furniture and vehicles24€1k€610▼
Leasing and similar rights25€208k€309k▲
Financial fixed assets28€135€135=
Current assets29/58€178k€207k▲
Stocks and contracts in progress3€110k€108k▼
Stocks30/36€110k€108k▼
Amounts receivable within one year40/41€10k€6k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€8k€4k▼
Cash at bank and in hand54/58€57k€92k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€535k€683k▲
Equity10/15€-308k€-348k▼
Contributions10/11€19k€19k=
Reserves13€380k€380k=
Distributable reserves133€380k€380k=
Profit (loss) carried forward14€-707k€-747k▼
Amounts payable17/49€843k€1.03M▲
Amounts payable after more than one year17€124k€214k▲
Financial debts170/4€0€90k▲
Other amounts payable178/9€124k€124k=
Amounts payable within one year42/48€697k€794k▲
Current portion of amounts payable after more than one year42€10k€13k▲
Trade debts44€4k€27k▲
Suppliers440/4€4k€27k▲
Other amounts payable47/48€683k€754k▲
Accrued charges and deferred income492/3€22k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€42k▼
Other operating charges640/8€21k€25k▲
Gross operating margin9900€40k€50k▲
Operating profit (loss)9901€-62k€-16k▲
Financial income75/76B€38€15▼
Recurring financial income75€38€15▼
Financial charges65/66B€4k€24k▲
Recurring financial charges65€4k€24k▲
Profit (loss) for the period before taxes9903€-65k€-40k▲
Profit (loss) for the period9904€-65k€-40k▲
Profit (loss) for the period to be appropriated9905€-65k€-40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-707k€-747k▼
Profit (loss) brought forward from the previous period14P€-641k€-707k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-148k
Net result drops to €-148k, the lowest in the series; recovery starts the following year.
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Emiel De Cock
CurrentDirector · since 01-03-2024
01-03-2024
Appointed as Director
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aven Ackers(VER) 15D9130 Beveren-Kruibeke-ZwijndrechtGround area
6,802 m²
Building footprint
2,173 m²
Volume, LiDAR
17,229 m³
Parcel 46027B0174/00K000, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Carwash Trondpunt
since 19812.019.252.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46027B0174/00K000 | Flanders | 6,802 m² | 1 · 2,173 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ERIAN
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IMMOBILIERE STRUCTURES
BE 0460.964.883
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The Sage Antwerpen
BE 0793.828.006
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CUBX Properties
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-1981
Fiscal year end30-09
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
50200
68203Renting and operating of own or leased non-residential real estate, excluding land
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.