DE CLERCK
ActiveDE CLERCK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €12k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.57 against 8.79 in 2024; short-term debt: 17.6% and cash: 81.7% of total assets), and 17.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.4%
Return on assets
40.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-12-2025, 133 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
133 d early
2024
159 d early
2023
91 d early
2022
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 50.1%
2024 · €47k
2022: €20k
2023: €34k
2024: €47k
2022 → 2025
Total assets
€29k▼ 46.1%
2024 · €53k
2022: €35k
2023: €42k
2024: €53k
2022 → 2025
Net result
€12k▼ 8.2%
2024 · €13k
2022: €18k
2023: €15k
2024: €13k
2022 → 2025
Working capital
€23k▼ 49.3%
2024 · €45k
2022: €13k
2023: €30k
2024: €45k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20k-€34k▲ 75.1%€47k▲ 36.8%€24k▼ 50.1%
Operating result€22k-€21k▼ 6.9%€17k▼ 18.2%€16k▼ 7.9%
Net result€18k-€15k▼ 16.5%€13k▼ 14.1%€12k▼ 8.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 8% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€610▼ 68.9%
Current assets
€28k▼ 45.2%
Equity and liabilities €29k
Equity
€24k▼ 50.1%
Debt
€5k▼ 13.6%
The debt ratio rises from 11.0% to 17.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €20k
Cash flow
€13k▼
2024 · €16k
Solvency
82.4%▼
2024 · 89.0%
Current ratio
5.57▼
2024 · 8.79
Quick ratio
5.57▼
2024 · 8.79
Debt / equity
0.21▲
2024 · 0.12
ROE
49.6%▲
2024 · 26.9%
ROA
40.9%▲
2024 · 24.0%
Interest coverage
111.37▼
2024 · 195.72
Debt
€5k▼
2024 · €6k
Debt ≤ 1 year
€5k▼
2024 · €6k
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€29k▼
Fixed assets21/28€2k€610▼
Tangible fixed assets22/27€2k€610▼
Furniture and vehicles24€2k€610▼
Current assets29/58€51k€28k▼
Amounts receivable within one year40/41€11k€5k▼
Trade receivables40€10k€5k▼
Other amounts receivable41€929€95▼
Cash at bank and in hand54/58€40k€23k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€53k€29k▼
Equity10/15€47k€24k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€45k€22k▼
Amounts payable17/49€6k€5k▼
Amounts payable within one year42/48€6k€5k▼
Trade debts44€254€257▲
Suppliers440/4€254€257▲
Taxes, remuneration and social security45€730€612▼
Taxes450/3€730€612▼
Other amounts payable47/48€5k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€984€908▼
Gross operating margin9900€21k€18k▼
Operating profit (loss)9901€17k€16k▼
Financial charges65/66B€102€153▲
Recurring financial charges65€102€153▲
Profit (loss) for the period before taxes9903€17k€16k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€13k€12k▼
Profit (loss) for the period to be appropriated9905€13k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€57k▲
Profit (loss) brought forward from the previous period14P€32k€45k▲
Profit to be distributed694/7-€35k
Return on contributions (dividend)694-€35k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Weakest financial yearnet €12k ▼8.2%
Net result drops to €12k, the lowest in the series.
2024
22-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity triplescurrent ratio 4.82
Current ratio from 1.86 to 4.82; short-term debt falls from €15k to €8k.
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bijsterveld 48750 WingeneGround area
2,672 m²
Building footprint
157 m²
Volume, LiDAR
919 m³
Parcel 37018F0662/00A000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE CLERCK
since 20222.328.418.484
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018F0662/00A000 | Flanders | 2,672 m² | 1 · 157 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,495 companies in sector 85510 we hold annual accounts for 718. 599 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2022
Fiscal year end30-09
Activities, NACEBEL
85510Sports and recreation education
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
93123Sports, amusement and recreation activities
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.