B SPORT TRAINING
ActiveSummary
B SPORT TRAINING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €2k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+81
Solvency56▼-19
Growth43▲+8
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 3.47 in 2024; short-term debt: 43.7% and cash: 12.5% of total assets), but 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.8%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
on the day
2022
2 d early
2021
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€40k▲ 38.6%
2024 · €29k
2021: €45k
2022: €60k
2023: €60k
2024: €29k
2021 → 2025
EBIT margin
16.1%▲ 43.1pp
2024 · -27.0%
2021: 28.9%
2022: 16.0%
2023: 18.2%
2024: -27.0%
2021 → 2025
Net result
€2k
2024 · €-10k
2021: €10k
2022: €6k
2023: €8k
2024: €-10k
2021 → 2025
Working capital
€20k▲ 57.6%
2024 · €13k
2021: €15k
2022: €21k
2023: €28k
2024: €13k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€45k-€60k▲ 33.3%€60k=€29k▼ 51.5%€40k▲ 38.6%
Equity€15k-€21k▲ 42.2%€29k▲ 39.1%€22k▼ 25.6%€24k▲ 7.9%
Operating result€13k-€10k▼ 25.9%€11k▲ 13.4%€-8k€6k
Net result€10k-€6k▼ 36.4%€8k▲ 31.5%€-10k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€23k ▼ 9.7%
Current assets
€54k ▲ 200%
Equity and liabilities €77k
Equity
€24k ▲ 7.9%
Debt
€53k ▲ 146%
Debt's share of the balance-sheet total rises from 49.6% to 69.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €-6k
Cash flow
€4k▲
2024 · €-8k
Current ratio
1.60▼
2024 · 3.47
Debt to equity
2.24▲
2024 · 0.98
ROE
7.3%▲
2024 · -45.4%
ROA
2.3%▲
2024 · -22.9%
Interest coverage
68.01▲
2024 · -82.21
Debt ≤ 1 year
€33k▲
2024 · €5k
Debt > 1 year
€19k▲
2024 · €16k
Income taxes
€5k▲
2024 · €2k
Staff costs
€23k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€77k▲
Fixed assets21/28€26k€23k▼
Tangible fixed assets22/27€26k€23k▼
Plant, machinery and equipment23€25k€23k▼
Furniture and vehicles24€1k€461▼
Current assets29/58€18k€54k▲
Amounts receivable within one year40/41€10k€42k▲
Trade receivables40€5k€40k▲
Other amounts receivable41€5k€1k▼
Cash at bank and in hand54/58€5k€10k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€43k€77k▲
Equity10/15€22k€24k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€17k€19k▲
Amounts payable17/49€22k€53k▲
Amounts payable after more than one year17€16k€19k▲
Financial debts170/4-€19k
Other amounts payable178/9€16k-
Amounts payable within one year42/48€5k€33k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45-€16k
Taxes450/3-€6k
Remuneration and social security454/9-€11k
Other amounts payable47/48-€12k
Accrued charges and deferred income492/3€246€246▲
Income statement
Code20242025
Turnover70€29k€40k▲
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61€11k€9k▼
Remuneration, social security and pensions62€24k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€592€163▼
Gross operating margin9900€18k€32k▲
Operating profit (loss)9901€-8k€6k▲
Financial charges65/66B€77€132▲
Recurring financial charges65€77€132▲
Profit (loss) for the period before taxes9903€-8k€6k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€-10k€2k▲
Profit (loss) for the period to be appropriated9905€-10k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€19k▲
Profit (loss) brought forward from the previous period14P€27k€17k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼220%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Charles Bilquin(VD) 85020 NamurGround area
2,786 m²
Building footprint
95 m²
Volume, LiDAR
723 m³
Parcel 92128C0404/00P002, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
B Sport Training
since 20212.316.287.150
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92128C0404/00P002 | Wallonia | 2,786 m² | 1 · 95 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,492 companies in sector 85510 we hold annual accounts for 718. 599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:fabienbertrand@hotmail.com
Phone:+32476740041