de BRY
ActiveSummary
de BRY has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of €182,969. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 4909 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-2
Solvency80▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 2.26 against 2.51 in 2024; short-term debt: 33.9% and cash: 21.3% of total assets), and 45.2% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
6%
Age of the figures
19 mo
neutral · Filed after the deadline
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 02-10-2025, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d early
2023
106 d early
2022
31 d early
2021
45 d early
2020
48 d early
2019
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, full schema
In the rankings
#7 company by equity in Ciney, Wholesale and retail trade sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€182,969▼ 4.0%
2024 · €190,653
Working capital
€1.3m▲ 7.5%
2024 · €1.2m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€173,854▲ 32.1%€168,735▼ 2.9%€217,647▲ 29.0%€261,630▲ 20.2%€228,462▼ 12.7%
Net result€127,574▲ 40.3%€134,767▲ 5.6%€155,234▲ 15.2%€190,653▲ 22.8%€182,969▼ 4.0%
Equity€1.0m▲ 13.4%€1.2m▲ 12.7%€1.3m▲ 12.9%€1.5m▲ 14.2%€1.7m▲ 11.9%
Total assets€2.4m▲ 9.2%€2.6m▲ 10.8%€2.8m▲ 5.4%€2.7m▼ 4.2%€3.0m▲ 14.5%
Debt€1.3m▲ 6.2%€1.5m▲ 9.4%€1.5m▼ 0.4%€1.2m▼ 20.6%€1.4m▲ 17.8%
Working capital€1.0m▲ 15.8%€1.1m▲ 9.2%€1.1m▲ 1.5%€1.2m▲ 7.6%€1.3m▲ 7.5%
Staff (FTE)9▲ 8.4%9.2▲ 2.2%10.4▲ 13.0%11.2▲ 7.7%10.3▼ 8.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.0m
Fixed assets
€705,494 ▲ 10.0%
Current assets
€2.3m ▲ 15.9%
Equity and liabilities €3.0m
Equity
€1.7m ▲ 11.9%
Provisions
€1,876 ▼ 22.5%
Debt
€1.4m ▲ 17.8%
Debt's share of the balance-sheet total rises from 43.8% to 45.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€360,477▼
2024 · €389,627
Cash flow
€314,984▼
2024 · €318,650
Current ratio
2.26▼
2024 · 2.51
Quick ratio
1.12▲
2024 · 1.06
Debt to equity
0.82▲
2024 · 0.78
ROE
11.0%▼
2024 · 12.8%
ROA
6.0%▼
2024 · 7.2%
Interest coverage
13.12▼
2024 · 14.07
Debt ≤ 1 year
€1.0m▲
2024 · €800,559
Debt > 1 year
€340,200▼
2024 · €361,634
Income taxes
€69,937▼
2024 · €76,326
Staff costs
€507,360▼
2024 · €509,216
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €406 | - | - | - |
| Remuneration, social security and pensions62 | - | €388,712 | €481,351 | €509,216 | €507,360 | ▼ 0.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €106,568 | €112,709 | €121,948 | €127,997 | €132,015 | ▲ 3.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,008 | €1,776 | - | - | - |
| Other operating charges640/8 | - | €12,458 | €11,090 | €17,913 | €38,804 | ▲ 117% |
| Gross operating margin9900 | €622,816 | €683,622 | €833,812 | €916,756 | €906,642 | ▼ 1.1% |
| Operating profit (loss)9901 | €173,854 | €168,735 | €217,647 | €261,630 | €228,462 | ▼ 12.7% |
| Financial income75/76B | - | €42,586 | €29,540 | €32,502 | €51,378 | ▲ 58.1% |
| Recurring financial income75 | €23,024 | €42,586 | €29,540 | €32,502 | €51,378 | ▲ 58.1% |
| Financial charges65/66B | - | €33,432 | €32,084 | €27,696 | €27,479 | ▼ 0.8% |
| Recurring financial charges65 | €32,667 | €33,432 | €32,084 | €27,696 | €27,479 | ▼ 0.8% |
| Profit (loss) for the period before taxes9903 | €164,210 | €177,889 | €215,103 | €266,436 | €252,361 | ▼ 5.3% |
| Transfer from deferred taxes780 | - | - | €1,085 | €543 | €544 | ▲ 0.1% |
| Income taxes67/77 | €37,180 | €43,122 | €60,954 | €76,326 | €69,937 | ▼ 8.4% |
| Profit (loss) for the period9904 | €127,574 | €134,767 | €155,234 | €190,653 | €182,969 | ▼ 4.0% |
| Profit (loss) for the period to be appropriated9905 | €127,574 | €134,767 | €155,234 | €190,653 | €182,969 | ▼ 4.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.4m | €2.6m | €2.8m | €2.7m | €3.0m | ▲ 14.5% |
| Fixed assets21/28 | €670,018 | €656,785 | €615,018 | €641,420 | €705,494 | ▲ 10.0% |
| Tangible fixed assets22/27 | €665,889 | €652,621 | €610,889 | €637,291 | €701,365 | ▲ 10.1% |
| Land and buildings22 | - | €498,619 | €459,148 | €469,706 | €483,170 | ▲ 2.9% |
| Plant, machinery and equipment23 | - | €47,099 | €50,003 | €64,180 | €91,097 | ▲ 41.9% |
| Furniture and vehicles24 | - | €106,903 | €101,739 | €103,405 | €70,937 | ▼ 31.4% |
| Leasing and similar rights25 | - | - | - | - | €56,161 | - |
| Financial fixed assets28 | €4,129 | €4,164 | €4,129 | €4,129 | €4,129 | = |
| Current assets29/58 | €1.7m | €2.0m | €2.2m | €2.0m | €2.3m | ▲ 15.9% |
| Stocks and contracts in progress3 | €900,107 | €1.1m | €1.2m | €1.2m | €1.2m | ▲ 1.4% |
| Stocks30/36 | - | €1.1m | €1.2m | €1.2m | €1.2m | ▲ 1.4% |
| Amounts receivable within one year40/41 | €259,445 | €304,071 | €392,155 | €316,622 | €499,220 | ▲ 57.7% |
| Trade receivables40 | - | €254,741 | €321,838 | €265,606 | €439,489 | ▲ 65.5% |
| Other amounts receivable41 | - | €49,329 | €70,318 | €51,016 | €59,731 | ▲ 17.1% |
| Cash at bank and in hand54/58 | €540,209 | €563,265 | €517,428 | €532,444 | €645,974 | ▲ 21.3% |
| Deferred charges and accrued income490/1 | - | - | - | - | €7,587 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.4m | €2.6m | €2.8m | €2.7m | €3.0m | ▲ 14.5% |
| Equity10/15 | €1.0m | €1.2m | €1.3m | €1.5m | €1.7m | ▲ 11.9% |
| Contributions10/11 | €198,947 | €198,947 | €198,947 | €198,947 | €198,947 | = |
| Capital10 | - | €198,947 | €198,947 | €198,947 | €198,947 | = |
| Issued capital100 | - | €198,947 | €198,947 | €198,947 | €198,947 | = |
| Reserves13 | €394,900 | €394,900 | €444,900 | €494,900 | €544,900 | ▲ 10.1% |
| Non-distributable reserves130/1 | - | €19,900 | €19,900 | €19,900 | €19,900 | = |
| Legal reserve130 | - | €19,900 | €19,900 | €19,900 | €19,900 | = |
| Distributable reserves133 | - | €375,000 | €425,000 | €475,000 | €525,000 | ▲ 10.5% |
| Profit (loss) carried forward14 | €383,405 | €518,172 | €623,406 | €764,059 | €897,027 | ▲ 17.4% |
| Investment grants15 | - | €41,101 | €34,338 | €28,560 | €22,903 | ▼ 19.8% |
| Provisions and deferred taxes16 | €4,049 | €4,049 | €2,964 | €2,420 | €1,876 | ▼ 22.5% |
| Deferred taxes168 | - | €4,049 | €2,964 | €2,420 | €1,876 | ▼ 22.5% |
| Amounts payable17/49 | €1.3m | €1.5m | €1.5m | €1.2m | €1.4m | ▲ 17.8% |
| Amounts payable after more than one year17 | €656,999 | €607,098 | €434,385 | €361,634 | €340,200 | ▼ 5.9% |
| Financial debts170/4 | - | €607,098 | €434,385 | €361,634 | €340,200 | ▼ 5.9% |
| Amounts payable within one year42/48 | €686,294 | €862,941 | €1.0m | €800,559 | €1.0m | ▲ 28.5% |
| Current portion of amounts payable after more than one year42 | - | €105,220 | €111,024 | €84,166 | €77,627 | ▼ 7.8% |
| Trade debts44 | €477,017 | €636,270 | €768,852 | €551,152 | €721,038 | ▲ 30.8% |
| Suppliers440/4 | - | €636,270 | €768,852 | €551,152 | €721,038 | ▲ 30.8% |
| Taxes, remuneration and social security45 | - | €68,164 | €98,378 | €58,272 | €144,854 | ▲ 149% |
| Taxes450/3 | - | €14,498 | €32,130 | - | €65,096 | - |
| Remuneration and social security454/9 | - | €53,666 | €66,248 | €58,272 | €79,758 | ▲ 36.9% |
| Other amounts payable47/48 | - | €53,288 | €51,268 | €106,970 | €85,452 | ▼ 20.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €127,574 | €134,767 | €155,234 | €190,653 | €182,969 | ▼ 4.0% |
| + Depreciation and write-downs630 | €106,568 | €112,709 | €121,948 | €127,997 | €132,015 | ▲ 3.1% |
| Operating cash flow (approximation) | €234,141 | €247,476 | €277,182 | €318,650 | €314,984 | ▼ 1.2% |
| Investment in fixed assets (approximation) | - | -€99,476 | -€80,181 | -€154,399 | -€196,090 | ▼ 27.0% |
| Change in cash | - | €23,056 | -€45,836 | €15,016 | €113,529 | ▲ 656% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 2 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
29-02
Financial
Highest result since 2019net €190,653 ▲22.8%
Operating result €261,630, net result €190,653, both a record.
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
28-02
Financial
Equity above €1mEq €1.0m ▲13.4%
3 profitable years in a row build equity to €1.0m.
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 2 establishment units since 1997
Ground area
5,278 m²
Building footprint
884 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
DE BRY QUINCAILLERIE SERVICES
since 19972.081.141.631
Quincaillerie DeBry
since 20252.372.963.260
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91030B0198/00T002 | Wallonia | 5,180 m² | 1 · 557 m² | - |
| 91087A0526/00Z000 | Wallonia | 98 m² | 1 · 327 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 505 companies in sector 46841 we hold annual accounts for 365. 277 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-02-1997
Fiscal year end28-02
Activities, NACEBEL 2025
46841Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
Scores and ratios are computed by Checked and are not a credit decision.