De Bruyn
ActiveSummary
The computed 12-month bankruptcy probability of De Bruyn is 2.5% (moderate). The 2026 annual accounts show equity of €153k and a net result of €9k. Equity remains stable across the filed fiscal years (±2.2% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability49▲+1
Solvency59▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.21 in 2025; short-term debt: 8.5% and cash: 2.7% of total assets), and 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
39 d early
2025
31 d early
2024
17 d early
2023
36 d early
2022
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€153k▲ 6.3%
2025 · €144k
2022: €139k
2023: €139k
2024: €133k
2025: €144k
2022 → 2026
Total assets
€445k▼ 1.8%
2025 · €453k
2022: €279k
2023: €278k
2024: €461k
2025: €453k
2022 → 2026
Net result
€9k▼ 18.8%
2025 · €11k
2022: €-8k
2023: €410
2024: €-6k
2025: €11k
2022 → 2026
Working capital
€-26k▲ 5.9%
2025 · €-28k
2022: €-4k
2023: €-14k
2024: €-31k
2025: €-28k
2022 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€139k-€139k▲ 0.3%€133k▼ 4.3%€144k▲ 8.3%€153k▲ 6.3%
Operating result€-5k-€4k€3k▼ 23.5%€22k▲ 647%€22k▼ 2.0%
Net result€-8k-€410€-6k€11k€9k▼ 18.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 2% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €445k
Fixed assets
€433k ▼ 2.8%
Current assets
€12k ▲ 63.1%
Equity and liabilities €445k
Equity
€153k ▲ 6.3%
Debt
€292k ▼ 5.5%
Debt's share of the balance-sheet total falls from 68.2% to 65.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2025 · €35k
Cash flow
€22k▼
2025 · €24k
Current ratio
0.32▲
2025 · 0.21
Debt to equity
1.91▼
2025 · 2.15
ROE
5.9%▼
2025 · 7.7%
ROA
2.0%▼
2025 · 2.4%
Interest coverage
3.34▲
2025 · 3.18
Debt ≤ 1 year
€38k▲
2025 · €35k
Debt > 1 year
€254k▼
2025 · €274k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 33 lines
Balance sheet
Code20252026
Assets
Total assets20/58€453k€445k▼
Fixed assets21/28€446k€433k▼
Tangible fixed assets22/27€446k€433k▼
Land and buildings22€277k€277k=
Leasing and similar rights25€169k€157k▼
Current assets29/58€7k€12k▲
Current investments50/53€7k-
Cash at bank and in hand54/58-€12k
Equity and liabilities
Total equity and liabilities10/49€453k€445k▼
Equity10/15€144k€153k▲
Contributions10/11€147k€147k=
Profit (loss) carried forward14€-3k€6k▲
Amounts payable17/49€309k€292k▼
Amounts payable after more than one year17€274k€254k▼
Financial debts170/4€274k€254k▼
Amounts payable within one year42/48€35k€38k▲
Current portion of amounts payable after more than one year42€19k€20k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€16k€16k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€37k€36k▼
Operating profit (loss)9901€22k€22k▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Non-recurring financial charges66B€142€143▲
Profit (loss) for the period before taxes9903€11k€11k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€6k▲
Profit (loss) brought forward from the previous period14P€-14k€-3k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Equity above €150kEq €153k ▲6.3%
2 profitable years in a row build equity to €153k.
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €410
Net result €410 after one loss-making year.
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 622000 AntwerpenGround area
275 m²
Building footprint
275 m²
Volume, LiDAR
2,467 m³
Parcel 11804D3480/00D000, Flanders · tallest building 17.4 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D3480/00D000 | Flanders | 275 m² | 1 · 275 m² | 17.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2020
Fiscal year end31-03
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.