DE BROCK GALLERY
ActiveDE BROCK GALLERY has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.47M and a net result of €64k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-14
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 28.9 against 6.39 in 2024; short-term debt: 2.6% and cash: 29.9% of total assets), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
2.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
8 d early
2023
21 d early
2022
23 d late
2021
115 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.47M▲ 2.6%
2024 · €2.41M
2018: €1.38M
2019: €1.57M
2020: €1.66M
2021: €1.73M
2022: €1.97M
2023: €2.15M
2024: €2.41M
2018 → 2025
Total assets
€3.09M▲ 8.3%
2024 · €2.86M
2018: €1.73M
2019: €2.26M
2020: €2.12M
2021: €3.95M
2022: €2.74M
2023: €2.55M
2024: €2.86M
2018 → 2025
Net result
€64k▼ 83.1%
2024 · €378k
2018: €242k
2019: €188k
2020: €97k
2021: €70k
2022: €240k
2023: €180k
2024: €378k
2018 → 2025
Working capital
€2.27M▼ 5.1%
2024 · €2.39M
2018: €1.28M
2019: €1.50M
2020: €1.60M
2021: €1.69M
2022: €1.94M
2023: €2.14M
2024: €2.39M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.73M-€1.97M▲ 13.8%€2.15M▲ 9.1%€2.41M▲ 12.0%€2.47M▲ 2.6%
Operating result€96k-€324k▲ 237%€250k▼ 22.8%€454k▲ 81.7%€95k▼ 79.1%
Net result€70k-€240k▲ 241%€180k▼ 24.9%€378k▲ 110%€64k▼ 83.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.09M
Fixed assets
€743k▲ 3,354%
Current assets
€2.35M▼ 17.1%
Equity and liabilities €3.09M
Equity
€2.47M▲ 2.6%
Debt
€618k▲ 39.0%
The debt ratio rises from 15.6% to 20.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€108k▼
2024 · €460k
Cash flow
€77k▼
2024 · €383k
Solvency
80.0%▼
2024 · 84.4%
Current ratio
28.90▲
2024 · 6.39
Quick ratio
16.51▲
2024 · 3.50
Debt / equity
0.25▲
2024 · 0.18
ROE
2.6%▼
2024 · 15.7%
ROA
2.1%▼
2024 · 13.2%
Interest coverage
12.29▼
2024 · 157.89
Debt
€618k▲
2024 · €444k
Debt ≤ 1 year
€81k▼
2024 · €443k
Debt > 1 year
€535k
Income taxes
€36k▼
2024 · €95k
Staff costs
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.86M€3.09M▲
Formation expenses20-€0
Fixed assets21/28€22k€743k▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€6k€732k▲
Land and buildings22-€728k
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€15k€11k▼
Current assets29/58€2.83M€2.35M▼
Stocks and contracts in progress3€1.28M€1.01M▼
Stocks30/36€1.28M€1.01M▼
Amounts receivable within one year40/41€485k€399k▼
Trade receivables40€116k€22k▼
Other amounts receivable41€369k€378k▲
Cash at bank and in hand54/58€1.06M€926k▼
Deferred charges and accrued income490/1€10k€17k▲
Equity and liabilities
Total equity and liabilities10/49€2.86M€3.09M▲
Equity10/15€2.41M€2.47M▲
Contributions10/11€20k€20k=
Reserves13€1.71M€1.74M▲
Tax-exempt reserves132€206k€237k▲
Distributable reserves133€1.50M€1.50M=
Profit (loss) carried forward14€683k€715k▲
Amounts payable17/49€444k€618k▲
Amounts payable after more than one year17-€535k
Financial debts170/4-€199k
Other amounts payable178/9-€336k
Amounts payable within one year42/48€443k€81k▼
Current portion of amounts payable after more than one year42-€12k
Trade debts44€98k€17k▼
Suppliers440/4€98k€17k▼
Taxes, remuneration and social security45€204k€33k▼
Taxes450/3€197k€31k▼
Remuneration and social security454/9€6k€2k▼
Other amounts payable47/48€142k€19k▼
Accrued charges and deferred income492/3€968€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€13k▲
Other operating charges640/8€3k€92k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€466k€206k▼
Operating profit (loss)9901€454k€95k▼
Financial income75/76B€21k€13k▼
Recurring financial income75€21k€13k▼
Financial charges65/66B€3k€9k▲
Recurring financial charges65€3k€9k▲
Profit (loss) for the period before taxes9903€473k€100k▼
Income taxes67/77€95k€36k▼
Profit (loss) for the period9904€378k€64k▼
Transfer to tax-exempt reserves689€116k€32k▼
Profit (loss) for the period to be appropriated9905€262k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€803k€715k▼
Profit (loss) brought forward from the previous period14P€541k€683k▲
Profit to be distributed694/7€120k-
Directors or managers695€120k-
Social balance
Average headcount (FTE)9087-0.1
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €64k ▼83.1%
Net result drops to €64k, the lowest in the series.
30-09
Financial
Liquidity times 5current ratio 28.90
Current ratio from 6.39 to 28.90; short-term debt falls from €443k to €81k.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €378k ▲110%
Operating result €454k, net result €378k, both a record.
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €2MEq €2.15M ▲9.1%
6 profitable years in a row build equity to €2.15M.
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
30-09
Financial
Liquidity doublescurrent ratio 3.54
Current ratio from 1.76 to 3.54; short-term debt falls from €2.22M to €766k.
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk-Het Zoute 7588300 Knokke-HeistGround area
4,369 m²
Building footprint
366 m²
Volume, LiDAR
6,575 m³
2 parcels, Flanders · tallest building 26.0 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
De Brock Gallery
since 20062.156.296.637
De Brock Gallery
since 20202.328.893.784
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31019C1038/00M000 | Flanders | 3,966 m² | - | - |
| 31332E0089/00A000indicative | Flanders | 403 m² | 1 · 366 m² | 26.0 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 185 EUR awarded · 185 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 185 EUR | 185 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,286 companies in sector 47690 we hold annual accounts for 424. 118 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2006
Fiscal year end30-09
Activities, NACEBEL
47690Retail sale of other cultural and recreation goods
47787Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.