ARTS OFFICE
ActiveARTS OFFICE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.60M and a net result of €272k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-3
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 3.34 in 2024; short-term debt: 16.2% and cash: 22.6% of total assets), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
8.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
42 d early
2023
41 d early
2022
6 d early
2021
32 d early
2020
23 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€699k
EBIT margin
83.4%
Net result
€272k▼ 31.8%
2024 · €399k
2018: €382k
2019: €383k
2020: €446k
2021: €349k
2022: €538k
2023: €773k
2024: €399k
2018 → 2025
Working capital
€1.20M▼ 15.3%
2024 · €1.41M
2018: €495k
2019: €823k
2020: €1.24M
2021: €1.20M
2022: €1.44M
2023: €1.52M
2024: €1.41M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.82M-€2.26M▲ 24.3%€2.67M▲ 18.1%€2.77M▲ 4.0%€2.60M▼ 6.3%
Operating result€513k-€813k▲ 58.5%€1.13M▲ 39.0%€541k▼ 52.1%€371k▼ 31.4%
Net result€349k-€538k▲ 54.1%€773k▲ 43.6%€399k▼ 48.4%€272k▼ 31.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.10M
Fixed assets
€1.40M▲ 1.8%
Current assets
€1.70M▼ 15.7%
Equity and liabilities €3.10M
Equity
€2.60M▼ 6.3%
Debt
€504k▼ 18.9%
The debt ratio falls from 18.3% to 16.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€452k▼
2024 · €639k
Cash flow
€352k▼
2024 · €496k
Solvency
83.7%▲
2024 · 81.7%
Current ratio
3.38▲
2024 · 3.34
Quick ratio
3.38▲
2024 · 3.34
Debt / equity
0.19▼
2024 · 0.22
ROE
10.5%▼
2024 · 14.4%
ROA
8.8%▼
2024 · 11.8%
Interest coverage
169.57▲
2024 · 140.50
Debt
€504k▼
2024 · €622k
Debt ≤ 1 year
€504k▼
2024 · €605k
Income taxes
€120k▼
2024 · €181k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.39M€3.10M▼
Fixed assets21/28€1.38M€1.40M▲
Tangible fixed assets22/27€1.38M€1.40M▲
Land and buildings22€723k€662k▼
Plant, machinery and equipment23€767€568▼
Furniture and vehicles24€144k€116k▼
Other tangible fixed assets26€509k€623k▲
Assets under construction and advance payments27€0-
Financial fixed assets28€0-
Current assets29/58€2.02M€1.70M▼
Amounts receivable after more than one year29€674k€0▼
Other amounts receivable291€674k€0▼
Amounts receivable within one year40/41€266k€906k▲
Trade receivables40€88k€159k▲
Other amounts receivable41€178k€747k▲
Current investments50/53€350k€90k▼
Cash at bank and in hand54/58€721k€701k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€3.39M€3.10M▼
Equity10/15€2.77M€2.60M▼
Contributions10/11€6k€6k=
Reserves13€2.77M€2.59M▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2.76M€2.59M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€622k€504k▼
Amounts payable within one year42/48€605k€504k▼
Financial debts43-€11k
Credit institutions430/8-€11k
Trade debts44€17k€1k▼
Suppliers440/4€17k€1k▼
Taxes, remuneration and social security45€287k€32k▼
Taxes450/3€287k€32k▼
Other amounts payable47/48€301k€459k▲
Accrued charges and deferred income492/3€17k€580▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97k€80k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€643k€456k▼
Operating profit (loss)9901€541k€371k▼
Financial income75/76B€44k€24k▼
Recurring financial income75€44k€24k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€580k€392k▼
Income taxes67/77€181k€120k▼
Profit (loss) for the period9904€399k€272k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€399k€272k▼
Appropriation of the result
Profit (loss) to be appropriated9906€399k€272k▼
Transfer from equity791/2€294k€446k▲
Transfer to equity691/2€399k€272k▼
To other reserves6921€399k€272k▼
Profit to be distributed694/7€294k€446k▲
Return on contributions (dividend)694€294k€446k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Weakest financial yearnet €272k ▼31.8%
Net result drops to €272k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €773k ▲43.6%
Operating result €1.13M, net result €773k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.26M ▲24.3%
5 profitable years in a row build equity to €2.26M.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.05M ▲57.2%
2 profitable years in a row build equity to €1.05M.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Lepoutrelaan 1161050 ElseneGround area
922 m²
Building footprint
655 m²
Volume, LiDAR
16,088 m³
2 parcels, Brussels · tallest building 30.7 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Molièrelaan 46/48, 1190 Vorst
since 20112.204.699.439
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0313/00M025 | Brussels | 526 m² | 1 · 524 m² | 30.7 m · 9 fl. |
| 21383B0065/00C006 | Brussels | 396 m² | 1 · 131 m² | 24.9 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEXXUS
BE 0444.630.974
Gent · Eq €2.70M
Sweet Growth International
BE 0478.159.916
Kapellen · Eq €2.70M
DE BROCK GALLERY
BE 0883.593.190
Knokke-Heist · Eq €2.47M
SPETSAI
BE 0461.141.958
Laarne · Eq €2.77M
MONTAGU ARTS BELGIUM
BE 0787.891.606
Kapellen · Eq €3.01M
Of 1,286 companies in sector 47690 we hold annual accounts for 424. 115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2011
Fiscal year end31-12
Activities, NACEBEL
47690Retail sale of other cultural and recreation goods
47787Retail trade
47791Retail sale of antiques
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.