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DE BACKER FILIP

Active
Private limited companyfounded 1968active for 57 yearsRosalialaan 49, 8810 Lichtervelde, BelgiumKBO/BCE: BE 0406.161.467
Summary

DE BACKER FILIP has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240,544 and a net result of -€18,104. Equity is shrinking by about 10% per year across the filed financial years. Its solvency ranks better than 68% of 9,327 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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DE BACKER FILIPActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
2nd oldest company in Lichtervelde, Construction sector1 site
Size
≈ €300,000turnover 2025, estimated
Staff
≈ 0 FTE, estimated
Equity
€240,544
Loss
-€18,104
Turnover estimated from the gross margin
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 87 days early1 of 3 deeds summarised
Why 89raises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €18,104 (financial year 2025)lowers riskFounded in 1968Liquidity: current ratio 1.76, cash €87,916Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 49% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 85-1
equity 60.1% of total assets
Liquidity 66+9
short-term debt 29.0% · cash 22.0%
Profitability 63-24
return on assets -4.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,441 companies, NACE 41, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025highest value 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.76, compared with 1.8 in 2024, above the usual 1.5; short-term debt: 29% and cash: 22% of total assets), and 39.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 69% on solvency, 71% on liquidity, 35% on profitability and 19% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1968
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.76, cash €87,916
NBB · annual accounts
raises risk · Loss of €18,104 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
87 days early
2024
59 days early
2023
48 days early
2022
on the day
2021
53 days early
2020
88 days early
2019
79 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 59 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €71,780

Key points

  • Caution: From profit to loss in 2025after €71,780 in 2024 -€18,104 View
  • Caution: Among the weakest 10% on net resultsector median €8,523 · 9,317 companies -€18,104 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1968founded 16-12-1968 57 years View

By topic

Financials

Financial year
2025
Total assets
€400,115
Loss
-€18,104
Solvency
60.1%
Total assets▼ 18.3%
Net result
20182025
Go to Financials

Timeline

Events
53
Since
1978
Next accounts
by 31-07-2027
  1. 13-06-2024Annual accounts filed
  2. 19-02-2024Appointment: DE BACKER Filip (statutory director)
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
16-12-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
17
Annual meeting
First Monday of May at 10:00
Purpose
“Het optrekken van bouwwerken en het uitvoeren van herstellingswerken,in de ruimste zin van…” (deed in Dutch)
Go to Articles of association

Key facts about DE BACKER FILIP

What is the company number of DE BACKER FILIP?
0406.161.467. In Belgium the VAT number is the company number with BE in front: BE 0406.161.467.
Where is DE BACKER FILIP based?
The registered office is at Rosalialaan 49, 8810 Lichtervelde.Company details
What does DE BACKER FILIP do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DE BACKER FILIP?
Private limited company (BV).
When was DE BACKER FILIP founded?
On 16-12-1968.
Is DE BACKER FILIP still active?
Yes, DE BACKER FILIP is an active enterprise in the KBO register.
How many employees does DE BACKER FILIP have?
On average 0.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of DE BACKER FILIP?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DE BACKER FILIP profitable?
In financial year 2025, DE BACKER FILIP made a loss of €18,104.
Where can I find the annual accounts of DE BACKER FILIP?
DE BACKER FILIP filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE BACKER FILIP due?
By 31-07-2027, for financial year 2026.Timeline

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