Baeck John
ActiveBaeck John has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €154k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 36% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+4
Solvency59▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.82 in 2023; short-term debt: 39.7% and cash: 17.6% of total assets), and 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
36 d early
2022
14 d early
2021
33 d early
2020
33 d early
2019
43 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€154k▲ 2.3%
2023 · €150k
2018: €135k
2019: €184k
2020: €184k
2021: €144k
2022: €161k
2023: €150k
2018 → 2024
Total assets
€447k▼ 8.7%
2023 · €490k
2018: €199k
2019: €458k
2020: €623k
2021: €742k
2022: €598k
2023: €490k
2018 → 2024
Net result
€3k
2023 · €-11k
2018: €60k
2019: €49k
2020: €74k
2021: €38k
2022: €19k
2023: €-11k
2018 → 2024
Working capital
€-37k▼ 5.4%
2023 · €-35k
2018: €93k
2019: €94k
2020: €53k
2021: €-10k
2022: €-16k
2023: €-35k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€184k-€144k▼ 21.4%€161k▲ 11.7%€150k▼ 6.8%€154k▲ 2.3%
Operating result€109k-€62k▼ 42.9%€33k▼ 46.7%€-4k€10k
Net result€74k-€38k▼ 48.6%€19k▼ 51.0%€-11k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €10k after a loss of €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €447k
Fixed assets
€307k▼ 8.0%
Current assets
€141k▼ 10.0%
Equity and liabilities €447k
Equity
€154k▲ 2.3%
Debt
€294k▼ 13.5%
The debt ratio falls from 69.3% to 65.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2023 · €44k
Cash flow
€43k▲
2023 · €37k
Solvency
34.4%▲
2023 · 30.7%
Current ratio
0.79▼
2023 · 0.82
Quick ratio
0.74▲
2023 · 0.60
Debt / equity
1.91▼
2023 · 2.26
ROE
2.2%▲
2023 · -7.3%
ROA
0.8%▲
2023 · -2.2%
Interest coverage
11.02▲
2023 · 8.63
Debt
€294k▼
2023 · €340k
Debt ≤ 1 year
€178k▼
2023 · €191k
Debt > 1 year
€116k▼
2023 · €148k
Income taxes
€3k▲
2023 · €3k
Staff costs
€136k▼
2023 · €171k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€490k€447k▼
Fixed assets21/28€334k€307k▼
Intangible fixed assets21€4k€1k▼
Tangible fixed assets22/27€329k€305k▼
Land and buildings22€206k€201k▼
Plant, machinery and equipment23€94k€84k▼
Furniture and vehicles24€11k€9k▼
Leasing and similar rights25€18k€11k▼
Financial fixed assets28€600€600=
Current assets29/58€156k€141k▼
Stocks and contracts in progress3€42k€8k▼
Contracts in progress37€42k€8k▼
Amounts receivable within one year40/41€36k€43k▲
Trade receivables40€31k€29k▼
Other amounts receivable41€4k€14k▲
Cash at bank and in hand54/58€77k€79k▲
Deferred charges and accrued income490/1€980€10k▲
Equity and liabilities
Total equity and liabilities10/49€490k€447k▼
Equity10/15€150k€154k▲
Contributions10/11€19k€19k=
Reserves13€131k€135k▲
Distributable reserves133€131k€135k▲
Profit (loss) carried forward14€534€534=
Amounts payable17/49€340k€294k▼
Amounts payable after more than one year17€148k€116k▼
Financial debts170/4€148k€116k▼
Amounts payable within one year42/48€191k€178k▼
Current portion of amounts payable after more than one year42€43k€32k▼
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€315€33▼
Taxes450/3€315€33▼
Other amounts payable47/48€141k€142k▲
Accrued charges and deferred income492/3-€200
Income statement
Code20232024
Remuneration, social security and pensions62€171k€136k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€40k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€217k€189k▼
Operating profit (loss)9901€-4k€10k▲
Financial income75/76B€548€511▼
Recurring financial income75€548€511▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-8k€6k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€-11k€3k▲
Transfer from tax-exempt reserves789€11k€0▼
Profit (loss) for the period to be appropriated9905€534€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€534€4k▲
Profit (loss) brought forward from the previous period14P-€534
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼158%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €161k ▲11.7%
5 profitable years in a row build equity to €161k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €74k ▲51.7%
Operating result €109k, net result €74k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €184k ▲36.1%
2 profitable years in a row build equity to €184k.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huilaart 249260 WichelenGround area
1,375 m²
Building footprint
127 m²
Volume, LiDAR
744 m³
Parcel 42020B0571/00G004, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Baeck John
since 20152.246.270.966
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42020B0571/00G004 | Flanders | 1,375 m² | 1 · 127 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,137 companies in sector 43910 we hold annual accounts for 5,487. 4,705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.