DE BAAN
ActiveDE BAAN has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €30k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 82% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+71
Solvency100▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.78 against 3.18 in 2024; short-term debt: 19.2% and cash: 79.6% of total assets), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
11%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
56 d early
2023
21 d early
2022
35 d early
2021
59 d early
2020
53 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▲ 16.6%
2024 · €183k
2018: €171k
2019: €205k
2020: €222k
2021: €235k
2022: €247k
2023: €201k
2024: €183k
2018 → 2025
Total assets
€277k▼ 1.8%
2024 · €282k
2018: €290k
2019: €317k
2020: €295k
2021: €312k
2022: €385k
2023: €311k
2024: €282k
2018 → 2025
Net result
€30k
2024 · €-18k
2018: €37k
2019: €33k
2020: €17k
2021: €44k
2022: €27k
2023: €-46k
2024: €-18k
2018 → 2025
Working capital
€201k▲ 18.4%
2024 · €170k
2018: €182k
2019: €214k
2020: €228k
2021: €232k
2022: €238k
2023: €186k
2024: €170k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€235k-€247k▲ 4.9%€201k▼ 18.5%€183k▼ 9.0%€213k▲ 16.6%
Operating result€69k-€41k▼ 41.1%€-43k€-16k▲ 62.7%€35k
Net result€44k-€27k▼ 38.2%€-46k€-18k▲ 60.4%€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €35k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€22k▼ 34.3%
Current assets
€255k▲ 2.6%
Equity and liabilities €277k
Equity
€213k▲ 16.6%
Debt
€64k▼ 35.9%
The debt ratio falls from 35.2% to 23.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▲
2024 · €-4k
Cash flow
€42k▲
2024 · €-6k
Solvency
77.0%▲
2024 · 64.8%
Current ratio
4.78▲
2024 · 3.18
Quick ratio
4.50▲
2024 · 1.96
Debt / equity
0.30▼
2024 · 0.54
ROE
14.3%▲
2024 · -9.9%
ROA
11.0%▲
2024 · -6.4%
Interest coverage
27.11▲
2024 · -1.55
Debt
€64k▼
2024 · €99k
Debt ≤ 1 year
€53k▼
2024 · €78k
Debt > 1 year
€10k▼
2024 · €20k
Income taxes
€3k▲
2024 · €407
Staff costs
€0▼
2024 · €141
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€282k€277k▼
Fixed assets21/28€34k€22k▼
Tangible fixed assets22/27€34k€22k▼
Plant, machinery and equipment23€731€0▼
Furniture and vehicles24€33k€22k▼
Current assets29/58€248k€255k▲
Stocks and contracts in progress3€95k€15k▼
Contracts in progress37€95k€15k▼
Amounts receivable within one year40/41€45k€19k▼
Trade receivables40€44k€19k▼
Other amounts receivable41€603€0▼
Cash at bank and in hand54/58€108k€220k▲
Equity and liabilities
Total equity and liabilities10/49€282k€277k▼
Equity10/15€183k€213k▲
Contributions10/11€20k€20k=
Reserves13€163k€193k▲
Distributable reserves133€163k€193k▲
Amounts payable17/49€99k€64k▼
Amounts payable after more than one year17€20k€10k▼
Financial debts170/4€20k€10k▼
Amounts payable within one year42/48€78k€53k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€23k€2k▼
Suppliers440/4€23k€2k▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€38k€36k▼
Accrued charges and deferred income492/3€900€0▼
Income statement
Code20242025
Non-recurring operating income76A€19k€4k▼
Remuneration, social security and pensions62€141€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€1k€865▼
Gross operating margin9900€-3k€48k▲
Operating profit (loss)9901€-16k€35k▲
Financial income75/76B€1k€210▼
Recurring financial income75€1k€210▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-18k€34k▲
Income taxes67/77€407€3k▲
Profit (loss) for the period9904€-18k€30k▲
Profit (loss) for the period to be appropriated9905€-18k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€30k▲
Transfer from equity791/2€18k€0▼
Transfer to equity691/2-€30k
To other reserves6921-€30k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €213k ▲16.6%
Equity rises from €183k to €213k.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-46k ▼268%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €44k ▲161%
Operating result €69k, net result €44k, both a record.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €205k ▲19.5%
2 profitable years in a row build equity to €205k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Zoerlebaan 792260 WesterloGround area
2,172 m²
Building footprint
236 m²
Parcel 13049E0419/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Oude Zoerlebaan 79, 2260 Westerlo
since 20002.097.210.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049E0419/00E000 | Flanders | 2,172 m² | 1 · 236 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CL ELECTRIC
BE 0717.886.508
Oostende · Eq €213k
HOVATEC
BE 0502.797.223
Bilzen-Hoeselt · Eq €213k
AMBIENTE
BE 0780.956.995
Jabbeke · Eq €213k
SYLEA TECHNOLOGIES
BE 0873.711.959
Chastre · Eq €213k
AC MAN
BE 1002.873.397
Overijse · Eq €214k
Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1999
Fiscal year end31-12
Activities, NACEBEL
01210
43211General electrical installation work
01410Raising of dairy cattle
45310
70200Business and other management consultancy
70220Business consulting
74142
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.