STAFCO
ActiveSTAFCO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €13k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-31
Solvency82▲+7
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.06 in 2024), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
4.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-01-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
1 d early
2023
15 d late
2022
8 d early
2021
76 d early
2020
94 d early
2019
206 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€160k▲ 8.8%
2024 · €147k
2019: €77k
2020: €79k
2021: €70k
2022: €84k
2023: €126k
2024: €147k
2019 → 2025
Total assets
€286k▲ 3.6%
2024 · €276k
2019: €238k
2020: €190k
2021: €208k
2022: €197k
2023: €299k
2024: €276k
2019 → 2025
Net result
€13k▼ 38.2%
2024 · €21k
2019: €19k
2020: €782
2021: €-9k
2022: €14k
2023: €42k
2024: €21k
2019 → 2025
Working capital
€37k▲ 429%
2024 · €7k
2019: €104k
2020: €55k
2021: €42k
2022: €51k
2023: €17k
2024: €7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€84k▲ 20.4%€126k▲ 49.5%€147k▲ 16.6%€160k▲ 8.8%
Operating result€-7k-€19k€46k▲ 138%€36k▼ 22.0%€27k▼ 25.4%
Net result€-9k-€14k€42k▲ 192%€21k▼ 50.0%€13k▼ 38.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€130k▼ 11.1%
Current assets
€156k▲ 20.1%
Equity and liabilities €286k
Equity
€160k▲ 8.8%
Debt
€126k▼ 2.4%
The debt ratio falls from 46.6% to 44.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€43k▼
2024 · €47k
Cash flow
€29k▼
2024 · €32k
Solvency
56.0%▲
2024 · 53.4%
Current ratio
1.31▲
2024 · 1.06
Quick ratio
0.53▲
2024 · 0.07
Debt / equity
0.78▼
2024 · 0.87
ROE
8.1%▼
2024 · 14.2%
ROA
4.5%▼
2024 · 7.6%
Interest coverage
4.98▼
2024 · 6.52
Debt
€126k▼
2024 · €129k
Debt ≤ 1 year
€119k▼
2024 · €123k
Income taxes
€5k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€276k€286k▲
Fixed assets21/28€146k€130k▼
Intangible fixed assets21€2k€67▼
Tangible fixed assets22/27€144k€130k▼
Land and buildings22€94k€91k▼
Plant, machinery and equipment23€50k€39k▼
Furniture and vehicles24€688€0▼
Current assets29/58€130k€156k▲
Stocks and contracts in progress3€121k€93k▼
Stocks30/36€121k€93k▼
Amounts receivable within one year40/41€2k€30k▲
Trade receivables40€2k€28k▲
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€7k€32k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€276k€286k▲
Equity10/15€147k€160k▲
Contributions10/11€38k€38k=
Reserves13€109k€122k▲
Distributable reserves133€109k€122k▲
Amounts payable17/49€129k€126k▼
Amounts payable within one year42/48€123k€119k▼
Trade debts44€12k€7k▼
Suppliers440/4€12k€7k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€21k€18k▼
Other amounts payable47/48€89k€94k▲
Accrued charges and deferred income492/3€6k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€16k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€52k€49k▼
Operating profit (loss)9901€36k€27k▼
Financial income75/76B€21€2▼
Recurring financial income75€21€2▼
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€29k€18k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€21k€13k▼
Profit (loss) for the period to be appropriated9905€21k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€13k▼
Transfer to equity691/2€21k€13k▼
To other reserves6921€21k€13k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €150kEq €160k ▲8.8%
4 profitable years in a row build equity to €160k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
30-06
Financial
Highest result since 2019net €42k ▲192%
Operating result €46k, net result €42k, both a record.
30-06
Financial
Equity above €100kEq €126k ▲49.5%
2 profitable years in a row build equity to €126k.
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €-9k ▼1242%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 206 days late
2018
12-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vriesenrot (STG) 59200 DendermondeGround area
2,484 m²
Building footprint
841 m²
Volume, LiDAR
4,668 m³
Parcel 42021A1027/00P000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vriesenrot (STG) 5, 9200 Dendermonde
since 19992.086.005.982
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021A1027/00P000 | Flanders | 2,484 m² | 1 · 841 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 8,507 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-1998
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.