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DE ASSISTENT

Active
Private limited companyfounded 198541 yrs activeZirkstraat 23, 2000 Antwerpen, BelgiumKBO/BCE: BE 0427.034.976

DE ASSISTENT has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25k and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 37976 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
20 / 100
Critical▼ -46 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-24
Solvency67▲+15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 1.08 in 2023), and 52% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 41 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
48%
Return on assets
-19.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
43 d early
2023
19 d early
2022
9 d late
2021
34 d early
2020
24 d early
2019
45 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€25k▼ 28.5%
2023 · €36k
2018: €17k 2019: €4k 2020: €-17k 2021: €20k 2022: €34k 2023: €36k
2018 → 2024
Total assets
€53k▼ 52.2%
2023 · €111k
2018: €18k 2019: €92k 2020: €56k 2021: €95k 2022: €95k 2023: €111k
2018 → 2024
Net result
€-10k
2023 · €2k
2018: €-13k 2019: €-13k 2020: €-21k 2021: €37k 2022: €14k 2023: €2k
2018 → 2024
Working capital
€-4k
2023 · €5k
2018: €4k 2019: €-39k 2020: €-57k 2021: €-13k 2022: €-3k 2023: €5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€-17k-€20k€34k▲ 68.8%€36k▲ 5.1%€25k▼ 28.5%
Operating result€-19k-€37k€19k▼ 48.8%€5k▼ 74.2%€-16k
Net result€-21k-€37k€14k▼ 62.8%€2k▼ 87.4%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2020: €-19k€-19kNet result 2020: €-21k€-21kOperating result 2021: €37k€37kNet result 2021: €37k€37kOperating result 2022: €19k€19kNet result 2022: €14k€14kOperating result 2023: €5k€5kNet result 2023: €2k€2kOperating result 2024: €-16k€-16kNet result 2024: €-10k€-10k20202021202220232024
The operating result turns negative in 2024: a loss of €16k after €5k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53k
Fixed assets €31k▼ 9.3%
Current assets €22k▼ 71.6%
Equity and liabilities €53k
Equity €25k▼ 28.5%
Debt €28k▼ 63.4%
The debt ratio falls from 67.9% to 52.0%: debt falls faster than equity shrinks.
Key figures and ratios
2024 value · change against 2023
EBITDA
€-11k
2023 · €12k
Cash flow
€-5k
2023 · €9k
Solvency
48.0%
2023 · 32.1%
Current ratio
0.83
2023 · 1.08
Quick ratio
0.74
2023 · 0.90
Debt / equity
1.08
2023 · 2.12
ROE
-39.8%
2023 · 4.9%
ROA
-19.1%
2023 · 1.6%
Interest coverage
-43.78
2023 · 5.23
Debt
€28k
2023 · €75k
Debt ≤ 1 year
€26k
2023 · €71k
Debt > 1 year
€1k
2023 · €4k
Staff costs
€29k
2023 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€111k€53k
Fixed assets21/28€34k€31k
Tangible fixed assets22/27€24k€21k
Plant, machinery and equipment23€16k€14k
Furniture and vehicles24€6k€5k
Other tangible fixed assets26€3k€2k
Financial fixed assets28€10k€10k=
Current assets29/58€76k€22k
Stocks and contracts in progress3€13k€3k
Stocks30/36€13k€3k
Amounts receivable within one year40/41€13k€3k
Trade receivables40€13k€3k
Other amounts receivable41€6€2
Cash at bank and in hand54/58€50k€16k
Deferred charges and accrued income490/1€528-
Equity and liabilities
Total equity and liabilities10/49€111k€53k
Equity10/15€36k€25k
Contributions10/11€25k€25k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€8k€-2k
Amounts payable17/49€75k€28k
Amounts payable after more than one year17€4k€1k
Financial debts170/4€4k€1k
Amounts payable within one year42/48€71k€26k
Current portion of amounts payable after more than one year42€3k€3k=
Trade debts44€13k€5k
Suppliers440/4€13k€5k
Taxes, remuneration and social security45€37k€8k
Taxes450/3€22k€7k
Remuneration and social security454/9€15k€937
Other amounts payable47/48€19k€11k
Income statement Code20232024
Remuneration, social security and pensions62€67k€29k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k
Other operating charges640/8€6k€2k
Gross operating margin9900€84k€20k
Operating profit (loss)9901€5k€-16k
Financial income75/76B€184€7k
Recurring financial income75€184€71
Non-recurring financial income76B-€6k
Financial charges65/66B€2k€247
Recurring financial charges65€2k€247
Profit (loss) for the period before taxes9903€3k€-10k
Income taxes67/77€1k-
Profit (loss) for the period9904€2k€-10k
Profit (loss) for the period to be appropriated9905€2k€-10k
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-2k
Profit (loss) brought forward from the previous period14P€6k€8k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
18-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
09-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €37k
Net result €37k after 3 loss-making years.
07-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
14-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
03-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
14-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1985
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zirkstraat 232000 Antwerpen
Ground area
316 m²
Building footprint
310 m²
Volume, LiDAR
3,883 m³
2 parcels, Flanders · tallest building 18.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Le Zoute Zoen
Zirkstraat 21-23, 2000 AntwerpenNACE 1513103
since 19852.027.611.883
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11002A2280/00C000 Flanders 245 m² 1 · 245 m² 18.9 m · 4 fl.
11002A2281/00D000 Flanders 71 m² 1 · 65 m² 18.6 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,142 companies in sector 70200 we hold annual accounts for 52,371. 32,917 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-03-1985
Fiscal year end31-12
Activities, NACEBEL
55301
70200Business and other management consultancy
70220Business consulting
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers

Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.