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Complete company report
Generated 04-09-2026
Active BE 0417.991.014Non-profit association

De Aanstokerij

Naamsesteenweg 130 ·3001 Leuven, Belgium· 48 yrs active
Sector: Socio-cultural adult education (85593)
Conclusion Checked

De Aanstokerij has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €-30k. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 32 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €216k
Net result €-30k
Staff (FTE) 15.4
Better than sector 55%
Financial profile 5 of 5 axes measured · computed by Checked
Health42Profitability0Solvency98Growth36Stability100
55 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 42
Profitability 0
Solvency 98
Growth 36
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1977, 48 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
42 / 100 Weak
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview19 NBB filings
Annual accounts filed on 25-03-2026 with the NBB · fiscal year 2025 · abbreviated schema
€-200k€0€200k€400k€600kRevenue 2023: €603k€603kOperating result 2023: €-10k€-10kNet result 2023: €-12k€-12kRevenue 2024: €684k€684kOperating result 2024: €7k€7kNet result 2024: €5k€5kRevenue 2025: €635k€635kOperating result 2025: €-29k€-29kNet result 2025: €-30k€-30k202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~5.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€150k€175k€200k€225k€250k2026: €202k (€184k - €219k)2027: €187k (€170k - €204k)2028: €173k (€155k - €190k)2023: €245k2024: €248k2025: €216k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 85, Education · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 58.7% 48.5%
better than 55% of 32 sector peers
Net result €-30k €18k
better than 15% of 32 sector peers
Equity €216k €166k
better than 55% of 32 sector peers
Total assets €368k €649k
better than 41% of 32 sector peers
Revenue
€635k
-7.1% 23-25
EBITDA
€-14k
- 23-25
Net profit
€-30k
- 23-25
Cash flow
€-15k
- 23-25
Total assets
€368k
-23.6% 23-25
Equity
€216k
-13.0% 23-25
Working capital
€164k
-41.6% 23-25
Employees (FTE)
15
-8.9% 23-25
Staff costs
€1.18M
+4.3% 23-25
Income taxes
€94
- 23-25
Debt
€152k
-35.0% 23-25
Debt ≤ 1y
€129k
+0.4% 23-25
Debt > 1y
€0
- 23-25
Current ratio
2.27
-28.7% 23-25
Quick ratio
1.83
-34.9% 23-25
Solvency
58.7%
+14.0% 23-25
Debt / equity
0.70
-25.3% 23-25
ROE
-14.0%
- 23-25
ROA
-8.2%
- 23-25
Net margin
-4.8%
- 23-25
EBITDA margin
-2.2%
- 23-25
Interest coverage
-9.63
- 23-25
Figures by fiscal year and ratios
Fiscal year2025
Depositabbreviated schema
Revenue€635k
EBITDA€-14k
Net profit€-30k
Cash flow€-15k
Staff costs€1.18M
Income taxes-
Dividends-
Total assets€368k
Equity€216k
Debt€152k
of which ≤ 1y€129k
of which > 1y-
Working capital€164k
Employees (FTE)15.4
Ratios (computed)
2025
Current ratio2.27
Quick ratio1.83
Working capital ratio44.6%
Solvency58.7%
Debt / equity0.70
Long-term debt ratio-
Interest coverage-9.63
Gross margin59.9%
Net margin-4.8%
ROA-8.2%
ROE-14.0%
EBITDA margin-2.2%
Days sales outstanding45d
Days payable outstanding20d
Inventory turnover4.43
Days inventory (DSI)82d
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€368k
Fixed assets 21/28€75k
Intangible fixed assets 21€9k
Tangible fixed assets 22/27€65k
Current assets 29/58€294k
Stocks & contracts in progress 3€57k
Amounts receivable within one year 40/41€149k
Cash & bank 54/58€66k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€368k
Equity 10/15€216k
Reserves 13€195k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€152k
Amounts payable within one year 42/48€129k
Trade debts payable within one year 44€14k
Income statement
Turnover 70€635k
Gross operating margin 9900€1.16M
Operating result 9901€-29k
Financial income 75€509
Financial charges 65€1k
Result before taxes 9903€-30k
Net result for the period 9904€-30k
Result to be appropriated 9905€-30k
Directors & mandates 8 directors
Current directors & mandates
  • Lore Beke
    Director
    State Gazette act 25012217 (24-01-2025)
    Current
    24-01-2025 → present
  • Barbara Willems
    Director
    State Gazette act 24114553 (30-07-2024)
    Current
    30-07-2024 → present
  • Helena Schoofs
    Director
    State Gazette act 24114553 (30-07-2024)
    Current
    30-07-2024 → present
  • Katrien Janssens
    Director
    State Gazette act 24114553 (30-07-2024)
    Current
    30-07-2024 → present
  • Philippe Matthijs
    Director
    State Gazette act 25012217 (24-01-2025)
    Current
    30-07-2024 → present
    2 events
    • 24-01-2025 Appointed· Director
    • 30-07-2024 Appointed· Chair
  • Robby Clerebout
    Director
    State Gazette act 24031036 (20-02-2024)
    Current
    20-02-2024 → present
Former directors (2)
  • Kris Snick
    Director
    State Gazette act 24114553 (30-07-2024)
    Former
    - → 30-07-2024
  • Nieke Nouwen
    Director
    State Gazette act 24114553 (30-07-2024)
    Former
    - → 30-07-2024
Legal Structure
NACE primary Socio-cultural adult education(85593)
Legal form Non-profit association(017)
Incorporation20-12-1977
StatusActive
Postal code3001
Establishment units 1 location
De Aanstokerij
Naamsesteenweg 130, 3001 LeuvenSocio-cultural adult education
since 20062.155.680.290
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24434F0289/00L003 Flanders 383 m² 1 · 282 m² 14.7 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events
Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €-30k ▼679%
Net result drops to €-30k, the lowest in the series.
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
24-01
State Gazette act Director changes
2024
31-12
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
30-07
State Gazette act Director changes
11-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
20-02
State Gazette act Director changes
2023
14-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-10
State Gazette act Director changes
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage 0 of 12 acts read

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 1 year ago
2025
24-01-2025 2 directors appointed Director changes
  • Lore Beke, Bestuurder
  • Philippe Matthijs, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "980808 396 23",
        "name": "Lore Beke",
        "address": "Leuvensestraat 21, 3010 Kessel-Lo",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Algemene Vergadering van 3 december 2024 keurt goed: de benoeming van de volgende persoon tot lid van het bestuur van De Aanstokerij vzw:",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Philippe Matthijs",
        "address": null,
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        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Algemene Vergadering van 3 december 2024 keurt goed: de benoeming van de volgende persoon tot lid van het bestuur van De Aanstokerij vzw:",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-01-24",
    "filing_date": "2024-12-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-12-03",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0417.991.014",
    "name_full": "De Aanstokerij",
    "legal_form": "vzw"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2024
30-07-2024 4 directors appointed, 2 resigning Director changes
  • Barbara Willems, Bestuurder
  • Helena Schoofs, Bestuurder
  • Katrien Janssens, Bestuurder
  • Philippe Matthijs, Voorzitter
  • Nieke Nouwen, Bestuurder
  • Kris Snick, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "84.05.27-100.16",
        "name": "Nieke Nouwen",
        "address": "D\u00E9sir\u00E9 Mellaertsstraat 89, 3010 Kessel-Lo",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "84.06.14-247.72",
        "name": "Kris Snick",
        "address": "Paul Deschanellaan 143, 1030 Brussel",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "79.11.20-154.12",
        "name": "Barbara Willems",
        "address": "Prinses Lydialaan 71, 3001 Heverlee",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "99.02.04-324.97",
        "name": "Helena Schoofs",
        "address": "Willem Coosemansstraat 126, 3010 Kessel-Lo",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "87.06.01-194.93",
        "name": "Katrien Janssens",
        "address": "Bruineveld 68, 3010 Kessel-Lo",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "voorzitter",
      "person": {
        "rrn": null,
        "name": "Philippe Matthijs",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Leuven",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-30",
    "filing_date": "2024-07-17",
    "act_kind_objet": "Goedkeuring wijziging bestuur"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-07-09",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0417.991.014",
    "name_full": "De Aanstokerij",
    "legal_form": "vzw"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
20-02-2024 Robby Clerebout appointed as director Director changes
  • Robby Clerebout, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "850213 187 58",
        "name": "Robby Clerebout",
        "address": "Geerdegem-Schonenberg 36, 2800 Mechelen",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Algemene Vergadering van 30 november 2023 benoemt als bestuurder van De Aanstokerij vzw:\nRobby Clerebout, Geerdegem-Schonenberg 36, 2800 Mechelen, 850213 187 58.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-02-20",
    "filing_date": "2024-02-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-30",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0417.991.014",
    "name_full": "De Aanstokerij",
    "legal_form": "VZW",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Kris Snick",
    "org_rep_person_name": null,
    "person_role_at_subject": "Voorzitter"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
31-10-2022 Discharge granted to the board Director changes
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-10-31",
    "filing_date": "2022-10-21",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-09-22",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0417.991.014",
    "name_full": "De Aanstokerij",
    "legal_form": "vzw"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Kris Snick",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Socio-cultural adult education85593
Names & trade names
Legal nameNL De Aanstokerij
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative