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Complete company report
Generated 28-07-2026
Active BE 0425.718.152Private limited company

DDS- PRODUCTS

Oude Spoorbaan 100.4 ·3500 Hasselt, Belgium· 42 yrs active
Sector: NACE 95316 (95316)
Conclusion Checked

The computed 12-month bankruptcy probability of DDS- PRODUCTS is 0.2% (very low). The 2024 annual accounts show equity of €1.00M and a net result of €245k. Equity is growing by ~42.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 111 sector peers (fiscal year 2024). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €1.00M
Net result €245k
Staff (FTE) 36
Better than sector 86%
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency100Growth78Stability100
94 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1984, 42 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · verkort
€0€100k€200k€300k€400kOperating result 2020: €212k€212kNet result 2020: €35k€35kOperating result 2021: €259k€259kNet result 2021: €190k€190kOperating result 2022: €391k€391kNet result 2022: €328k€328kOperating result 2023: €393k€393kNet result 2023: €263k€263kOperating result 2024: €357k€357kNet result 2024: €245k€245k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~42.3%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€500k€1.00M€1.50M2025: €1.15M (€1.07M - €1.23M)2026: €1.30M (€1.22M - €1.38M)2027: €1.46M (€1.38M - €1.54M)2018: €45k2019: €214k2020: €372k2021: €280k2022: €562k2023: €800k2024: €1.00M2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 72.0% 35.6%
better than 86% of 111 sector peers
Net result €245k €58k
better than 87% of 112 sector peers
Equity €1.00M €182k
better than 90% of 112 sector peers
Gross operating margin €2.30M €350k
better than 95% of 112 sector peers
Staff costs €1.86M €215k
higher than 95% of 85 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€418k
-11.5% far above sector median
Net profit
€245k
-6.8% far above sector median
Cash flow
€306k
-10.5% far above sector median
Total assets
€1.39M
+19.5% far above sector median
Equity
€1.00M
+25.0% far above sector median
Working capital
€1.09M
+29.4% far above sector median
Employees (FTE)
36
0.0% 18-24
Staff costs
€1.86M
+6.0% 18-24
Income taxes
€111k
-12.9% far above sector median
Debt
€273k
+11.0% +35% vs sector
Debt ≤ 1y
€224k
+18.6% +115% vs sector
Debt > 1y
€41k
+69.6% -18% vs sector
Current ratio
5.86
+7.4% far above sector median
Quick ratio
5.86
+7.4% far above sector median
Solvency
72.0%
+4.6% +261% vs sector
Debt / equity
0.27
-11.2% -93% vs sector
ROE
24.5%
-25.4% far above sector median
ROA
17.6%
-22.0% far above sector median
Interest coverage
1369.32
+442.3% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€418k
Net profit€245k
Cash flow€306k
Staff costs€1.86M
Income taxes€111k
Dividends-
Total assets€1.39M
Equity€1.00M
Debt€273k
of which ≤ 1y€224k
of which > 1y-
Working capital€1.09M
Employees (FTE)36.0
Ratios (computed)
2024
Current ratio5.86
Quick ratio5.86
Working capital ratio78.5%
Solvency72.0%
Debt / equity0.27
Long-term debt ratio-
Interest coverage1369.32
Gross margin-
Net margin-
ROA17.6%
ROE24.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.39M
Fixed assets 21/28€75k
Tangible fixed assets 22/27€70k
Financial fixed assets 28€5k
Current assets 29/58€1.31M
Amounts receivable within one year 40/41€1.30M
Cash & bank 54/58€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.39M
Equity 10/15€1.00M
Contributions / capital 10/11€19k
Reserves 13€1.15M
Accumulated profits (losses) 14€-169k
Provisions & deferred taxes 16€116k
Amounts payable 17/49€273k
Amounts payable within one year 42/48€224k
Trade debts payable within one year 44€50k
Income statement
Gross operating margin 9900€2.30M
Operating result 9901€357k
Financial charges 65€305
Result before taxes 9903€356k
Income taxes 67/77€111k
Net result for the period 9904€245k
Result to be appropriated 9905€245k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • De Decker Lydia
    Director
    State Gazette act 25143851 (12-11-2025)
    Former
    - → 21-10-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary 95316
Legal form Private limited company(610)
Incorporation09-05-1984
StatusActive
Postal code3500
Establishment units 1 location
Oude Spoorbaan 100, 3500 Hasselt
de kleinhandel in nieuwe en gebruikte auto's voor personenvervoer,inclusief die voor bijzondere doeleinden (vb ambulances)
since 19842.024.808.088
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71327G0365/00N004 Flanders 546 m² 1 · 4,397 m² 17.2 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-11-2025
State Gazette act Director changes
v3.2
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
21-11-2023
State Gazette act Registered-office change
v3.2
29-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
01-12-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
18-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
28-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
22-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 2 acts
Address history · 1
21-11-2023
v3.2
All acts · 2 updated 8 months ago
2025
12-11-2025 De Decker Lydia resigns as director Director changes
  • De Decker Lydia, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "De Decker Lydia",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-21",
      "evidence_quote": "Mevrouw De Decker Lydia wordt ontslagen als bestuurder van de vennootschap met ingang van 21 oktober 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0425.718.152",
    "name_full": "DDS-PRODUCTS",
    "legal_form": "BV"
  }
}
2023
21-11-2023 Registered office moved to Hasselt Registered-office change
  • Oude Spoorbaan 100, 3500 Hasselt
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Hasselt",
        "region": "Vlaams Gewest",
        "street": "Oude Spoorbaan",
        "country": "BE",
        "postcode": "3500",
        "box_number": "4",
        "street_number": "100"
      },
      "old_address": null,
      "effective_date": "2023-07-01",
      "evidence_quote": "De algemene vergadering verklaart dat de bijzondere algemene vergadering van 30 juni 2023 heeft beslist om met ingang van 1 juli 2023 het adres van de zetel te verplaatsen naar het volgend adres: 3500 Hasselt, Oude Spoorbaan 100.4."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0425.718.152",
    "name_full": "DDS-PRODUCTS",
    "legal_form": "BVBA"
  }
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Wassen en poetsen van motorvoertuigen45206Onderhoud en reparatie van auto's50200Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Wassen en poetsen van motorvoertuigen95316Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameNL DDS- PRODUCTS
Registered office
Oude Spoorbaan 100.4
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative