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DDS ESTATE

Active
Private limited companyfounded 201312 yrs activeGerselarendries 9, 1850 Grimbergen, BelgiumKBO/BCE: BE 0540.988.004
Summary

DDS ESTATE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116,620 and a net result of -€34,890. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability25▼-50
Solvency41▼-3
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.03 against 0.16 in 2024; short-term debt: 83.8% and cash: 2.8% of total assets), and 83.8% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-02-2026, 76 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
76 d early
2024
91 d early
2023
42 d early
2022
89 d early
2021
60 d early
2020
87 d early
2019
40 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 69 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 October 2013, DDS ESTATE was incorporated.1 Total assets went from EUR 1.1 million in 2018 to EUR 721,499 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€116,620▼ 23.0%
2024 · €151,510
Total assets
€721,499▼ 8.0%
2024 · €784,222
Net result
-€34,890
2024 · €116,836
Working capital
-€584,665▼ 38.8%
2024 · -€421,338
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€25,060▲ 20.3%€21,841▼ 12.8%€15,173▼ 30.5%€130,600▲ 761%-€803
Net result€2,930▼ 61.4%€152▼ 94.8%€56▼ 63.3%€116,836▲ 209,962%-€34,890
Equity€486,467▲ 0.6%€486,618=€486,674=€151,510▼ 68.9%€116,620▼ 23.0%
Total assets€1.2m▼ 7.5%€1.2m▼ 3.3%€1.1m▼ 2.9%€784,222▼ 30.5%€721,499▼ 8.0%
Debt€714,863▼ 12.3%€674,747▼ 5.6%€640,984▼ 5.0%€632,712▼ 1.3%€604,879▼ 4.4%
Working capital€86,140-€392,854-€431,364▼ 9.8%-€421,338▲ 2.3%-€584,665▼ 38.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2021: €25,060€25,060Net result 2021: €2,930€2,930Operating result 2022: €21,841€21,841Net result 2022: €152€152Operating result 2023: €15,173€15,173Net result 2023: €56€56Operating result 2024: €130,600€130,600Net result 2024: €116,836€116,836Operating result 2025: -€803-€803Net result 2025: -€34,890-€34,89020212022202320242025-€50,000€0€50,000€100,000€150,000Operating result 2023: €15,173€15,200Net result 2023: €56€56Operating result 2024: €130,600€131,000Net result 2024: €116,836€117,000Operating result 2025: -€803-€803Net result 2025: -€34,890-€34,900202320242025
The operating result turns negative in 2025: a loss of €803 after €130,600 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €721,499
Fixed assets €701,286 =
Current assets €20,214 ▼ 75.6%
Equity and liabilities €721,499
Equity €116,620 ▼ 23.0%
Debt €604,879 ▼ 4.4%
Debt's share of the balance-sheet total rises from 80.7% to 83.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.03▼
2024 · 0.16
Debt to equity
5.19▲
2024 · 4.18
ROE
-29.9%▼
2024 · 77.1%
ROA
-4.8%▼
2024 · 14.9%
Debt ≤ 1 year
€604,879▲
2024 · €504,275
Income taxes
€32,101▲
2024 · €11,222
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,419 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a small loss
0.8% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,419 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€784,222€721,499▼
Fixed assets21/28€701,286€701,286=
Tangible fixed assets22/27€701,286€701,286=
Land and buildings22€698,909€698,909=
Furniture and vehicles24€2,377€2,377=
Current assets29/58€82,937€20,214▼
Amounts receivable within one year40/41€13,800-
Trade receivables40€13,800-
Cash at bank and in hand54/58€69,137€20,214▼
Equity and liabilities
Total equity and liabilities10/49€784,222€721,499▼
Equity10/15€151,510€116,620▼
Contributions10/11€20,000€20,000=
Reserves13€116,836€116,836=
Distributable reserves133€116,836€116,836=
Profit (loss) carried forward14€14,674-€20,216▼
Amounts payable17/49€632,712€604,879▼
Amounts payable after more than one year17€128,437-
Financial debts170/4€128,437-
Amounts payable within one year42/48€504,275€604,879▲
Current portion of amounts payable after more than one year42€15,543-
Taxes, remuneration and social security45€15,853€12,000▼
Taxes450/3€15,853-
Remuneration and social security454/9-€12,000
Other amounts payable47/48€472,879€592,879▲
Income statement Code20242025
Gross operating margin9900€130,600-€803▼
Operating profit (loss)9901€130,600-€803▼
Financial charges65/66B€2,542€1,986▼
Recurring financial charges65€2,542€1,986▼
Profit (loss) for the period before taxes9903€128,058-€2,788▼
Income taxes67/77€11,222€32,101▲
Profit (loss) for the period9904€116,836-€34,890▼
Profit (loss) for the period to be appropriated9905€116,836-€34,890▼
Appropriation of the result
Profit (loss) to be appropriated9906€131,510-€20,216▼
Profit (loss) brought forward from the previous period14P€14,674€14,674=
Transfer from equity791/2€2,000-
Transfer to equity691/2€116,836-
To other reserves6921€116,836-
Profit to be distributed694/7€2,000-
Return on contributions (dividend)694€2,000-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39,731-----
Other operating charges640/8-€2,006€3,021---
Gross operating margin9900€68,276€23,847€18,194€130,600-€803▼ 101%
Operating profit (loss)9901€25,060€21,841€15,173€130,600-€803▼ 101%
Financial income75/76B-€50€1---
Recurring financial income75€202€50€1---
Financial charges65/66B-€21,020€14,936€2,542€1,986▼ 21.9%
Recurring financial charges65€21,508€21,020€14,936€2,542€1,986▼ 21.9%
Profit (loss) for the period before taxes9903€3,754€872€238€128,058-€2,788▼ 102%
Income taxes67/77€824€721€183€11,222€32,101▲ 186%
Profit (loss) for the period9904€2,930€152€56€116,836-€34,890▼ 130%
Profit (loss) for the period to be appropriated9905€2,930€152€56€116,836-€34,890▼ 130%
Line20212022202320242025Change
Assets
Total assets20/58€1.2m€1.2m€1.1m€784,222€721,499▼ 8.0%
Fixed assets21/28€1.1m€1.1m€1.1m€701,286€701,286=
Tangible fixed assets22/27€1.1m€1.1m€1.1m€701,286€701,286=
Land and buildings22-€1.1m€1.1m€698,909€698,909=
Furniture and vehicles24-€2,377€2,377€2,377€2,377=
Current assets29/58€139,312€99,347€65,640€82,937€20,214▼ 75.6%
Amounts receivable within one year40/41€84,701€68,856-€13,800--
Trade receivables40-€68,856-€13,800--
Cash at bank and in hand54/58€54,611€27,392€65,640€69,137€20,214▼ 70.8%
Deferred charges and accrued income490/1-€3,100----
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.2m€1.1m€784,222€721,499▼ 8.0%
Equity10/15€486,467€486,618€486,674€151,510€116,620▼ 23.0%
Contributions10/11-€470,000€470,000€20,000€20,000=
Reserves13€2,000€2,000€2,000€116,836€116,836=
Non-distributable reserves130/1-€2,000----
Reserves not available under the articles1311-€2,000----
Distributable reserves133--€2,000€116,836€116,836=
Profit (loss) carried forward14€14,467€14,618€14,674€14,674-€20,216▼ 238%
Amounts payable17/49€714,863€674,747€640,984€632,712€604,879▼ 4.4%
Amounts payable after more than one year17€661,691€182,546€143,980€128,437--
Financial debts170/4-€182,546€143,980€128,437--
Amounts payable within one year42/48€53,172€492,201€497,004€504,275€604,879▲ 20.0%
Current portion of amounts payable after more than one year42-€38,144€38,566€15,543--
Trade debts44--€8---
Suppliers440/4--€8---
Taxes, remuneration and social security45-€2,589€3,633€15,853€12,000▼ 24.3%
Taxes450/3-€2,589€3,633€15,853--
Remuneration and social security454/9----€12,000-
Other amounts payable47/48-€451,469€454,797€472,879€592,879▲ 25.4%
Line20212022202320242025Change
Profit (loss) for the period9904€2,930€152€56€116,836-€34,890▼ 130%
+ Depreciation and write-downs630€39,731-----
Operating cash flow (approximation)€42,661€152€56€116,836-€34,890▼ 130%
Investment in fixed assets (approximation)-€0€0€360,732€0▼ 100%
Change in cash--€27,219€38,248€3,497-€48,923▼ 1,499%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
13-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Weakest financial yearnet -€34,890
Net result drops to -€34,890, the lowest in the series.
29-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Highest result since 2018net €116,836 ▲209,962%
Operating result €130,600, net result €116,836, both a record.
19-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
01-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Liquidity quadruplescurrent ratio 2.62
Current ratio from 0.61 to 2.62; short-term debt falls from €116,747 to €53,172.
02-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
21-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Back to profitnet €21,684
Net result €21,684 after one loss-making year.
07-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
20-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,438 m²
Building footprint
991 m²
Volume, LiDAR
5,387 m³
Parcel 23025B0036/00Y003, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
DDS ESTATE
Gerselarendries 9, 1850 GrimbergenReal estate activities
since 20232.348.282.995
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23025B0036/00Y003 Flanders 2,438 m² 1 · 990 m² 5.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded21-10-2013
Fiscal year end30-09
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.