DCZONE
ActiveSummary
DCZONE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €20k. Equity is growing by ~53.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-10
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.65 against 3.46 in 2024; short-term debt: 17.7% and cash: 49.6% of total assets), and 24.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-12-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
on the day
2022
15 d late
2021
24 d late
2020
31 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€20k▲ 16.9%
2024 · €17k
2019: €-37k
2020: €43k
2021: €8k
2022: €19k
2023: €22k
2024: €17k
2019 → 2025
Working capital
€106k▲ 23.1%
2024 · €86k
2019: €-22k
2020: €555
2021: €2k
2022: €23k
2023: €59k
2024: €86k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€27k▲ 221%€60k▲ 119%€77k▲ 28.4%€97k▲ 25.9%
Operating result€10k-€26k▲ 153%€32k▲ 22.7%€24k▼ 23.0%€28k▲ 16.8%
Net result€8k-€19k▲ 137%€22k▲ 19.5%€17k▼ 24.4%€20k▲ 16.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €128k
Equity
€97k ▲ 25.9%
Debt
€32k ▼ 27.6%
Debt's share of the balance-sheet total falls from 36.3% to 24.7%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
5.65▲
2024 · 3.46
Debt to equity
0.33▼
2024 · 0.57
ROE
20.5%▼
2024 · 22.1%
ROA
15.5%▲
2024 · 14.1%
Debt ≤ 1 year
€23k▼
2024 · €35k
Income taxes
€8k▲
2024 · €7k
Staff costs
€52k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€120k€128k▲
Current assets29/58€120k€128k▲
Amounts receivable within one year40/41€74k€65k▼
Trade receivables40€19k€10k▼
Other amounts receivable41€55k€55k=
Cash at bank and in hand54/58€46k€64k▲
Deferred charges and accrued income490/1€418-
Equity and liabilities
Total equity and liabilities10/49€120k€128k▲
Equity10/15€77k€97k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€57k€77k▲
Amounts payable17/49€44k€32k▼
Amounts payable within one year42/48€35k€23k▼
Trade debts44€14k€1k▼
Suppliers440/4€14k€1k▼
Taxes, remuneration and social security45€21k€21k▲
Taxes450/3€12k€12k▲
Remuneration and social security454/9€9k€9k▲
Accrued charges and deferred income492/3€9k€9k=
Income statement
Code20242025
Remuneration, social security and pensions62€48k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Other operating charges640/8€2k€527▼
Gross operating margin9900€76k€81k▲
Operating profit (loss)9901€24k€28k▲
Financial charges65/66B€380€614▲
Recurring financial charges65€380€614▲
Profit (loss) for the period before taxes9903€24k€28k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€17k€20k▲
Profit (loss) for the period to be appropriated9905€17k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€77k▲
Profit (loss) brought forward from the previous period14P€40k€57k▲
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 15 days late
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-03
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 1.03
Current ratio from 0.36 to 1.03; short-term debt falls from €34k to €17k.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 68 days late
2017
17-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2016
Ground area
3,146 m²
Building footprint
321 m²
Volume, LiDAR
2,436 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Clos de Rambouillet 13, 1410 Waterloo
since 20162.249.928.955
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762H0498/00B000 | Wallonia | 1,604 m² | 1 · 178 m² | 10.3 m · 2 fl. |
| 25762H0499/00A000 | Wallonia | 1,542 m² | 1 · 143 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FTB
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Puurs-Sint-Amands · Eq €96,502
INGENIEURS- EN STUDIEBUREAU PEETERS
BE 0436.348.659
Hasselt · Eq €96,500
G&O Team
BE 0824.210.978
Dinant · Eq €96,517
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,546 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2016
Fiscal year end31-03
Activities, NACEBEL 2025
47552Retail sale of lighting equipment
70200Business and other management consultancy
47783Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.