DCSi
ActiveSummary
DCSi has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202k and a net result of €-92k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency58▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.18 against 4.18 in 2024; short-term debt: 18.2% and cash: 10.5% of total assets), but 66.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
9 d early
2023
29 d late
2022
25 d late
2021
1 d early
2020
136 d late
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€202k▼ 31.4%
2024 · €294k
2018: €21k
2019: €9k
2020: €-61k
2021: €-15k
2022: €3k
2023: €-35k
2024: €294k
2018 → 2025
Total assets
€605k▼ 15.6%
2024 · €717k
2018: €723k
2019: €703k
2020: €811k
2021: €841k
2022: €836k
2023: €765k
2024: €717k
2018 → 2025
Net result
€-92k
2024 · €329k
2018: €-7k
2019: €-12k
2020: €-71k
2021: €46k
2022: €17k
2023: €-37k
2024: €329k
2018 → 2025
Working capital
€350k▼ 15.2%
2024 · €412k
2018: €520k
2019: €513k
2020: €460k
2021: €455k
2022: €483k
2023: €429k
2024: €412k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-15k-€3k€-35k€294k€202k▼ 31.4%
Operating result€50k-€18k▼ 63.5%€-37k€331k€-92k
Net result€46k-€17k▼ 62.3%€-37k€329k€-92k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €92k after €331k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €605k
Fixed assets
€145k ▼ 17.0%
Current assets
€460k ▼ 15.2%
Equity and liabilities €605k
Equity
€202k ▼ 31.4%
Debt
€404k ▼ 4.7%
Debt's share of the balance-sheet total rises from 59.0% to 66.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-62k▼
2024 · €366k
Cash flow
€-63k▼
2024 · €363k
Current ratio
4.18=
2024 · 4.18
Quick ratio
3.44▲
2024 · 3.35
Debt to equity
2.00▲
2024 · 1.44
ROE
-45.9%▼
2024 · 111.8%
ROA
-15.3%▼
2024 · 45.8%
Interest coverage
-62.39▼
2024 · 168.89
Debt ≤ 1 year
€110k▼
2024 · €130k
Debt > 1 year
€294k=
2024 · €294k
Income taxes
€0▼
2024 · €214
Staff costs
€0▼
2024 · €731
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€717k€605k▼
Fixed assets21/28€175k€145k▼
Tangible fixed assets22/27€175k€145k▼
Land and buildings22€125k€115k▼
Plant, machinery and equipment23€22k€13k▼
Furniture and vehicles24€28k€18k▼
Current assets29/58€542k€460k▼
Stocks and contracts in progress3€108k€81k▼
Stocks30/36€108k€81k▼
Amounts receivable within one year40/41€383k€314k▼
Trade receivables40€383k€314k▼
Cash at bank and in hand54/58€50k€64k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€717k€605k▼
Equity10/15€294k€202k▼
Contributions10/11€280k€280k=
Revaluation surpluses12€50k€50k=
Reserves13€52k€52k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€47k€47k=
Profit (loss) carried forward14€-89k€-181k▼
Amounts payable17/49€423k€404k▼
Amounts payable after more than one year17€294k€294k=
Financial debts170/4€294k€294k=
Amounts payable within one year42/48€130k€110k▼
Trade debts44€126k€106k▼
Suppliers440/4€126k€106k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€727€743▲
Accrued charges and deferred income492/3€31€31=
Income statement
Code20242025
Non-recurring operating income76A€380k€0▼
Remuneration, social security and pensions62€731€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€30k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€19k€54k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€391k€-3k▼
Operating profit (loss)9901€331k€-92k▼
Financial income75/76B€74€93▲
Recurring financial income75€74€93▲
Financial charges65/66B€2k€989▼
Recurring financial charges65€2k€989▼
Profit (loss) for the period before taxes9903€329k€-92k▼
Income taxes67/77€214€0▼
Profit (loss) for the period9904€329k€-92k▼
Profit (loss) for the period to be appropriated9905€329k€-92k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-89k€-181k▼
Profit (loss) brought forward from the previous period14P€-417k€-89k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-92k ▼128%
Net result drops to €-92k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €329k
Net result €329k after one loss-making year.
31-12
Financial
Equity above €200kEq €294k
Equity rises from €-35k to €294k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €46k
Net result €46k after 3 loss-making years.
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 136 days late
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europaweg 193560 LummenGround area
4,342 m²
Building footprint
893 m²
Volume, LiDAR
4,816 m³
Parcel 71037A0424/00Y000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Europaweg 19, 3560 Lummen
since 20002.101.058.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037A0424/00Y000 | Flanders | 4,342 m² | 1 · 893 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GREEN WINDOWS
BE 0801.229.896
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Eventus Interieur Schrijnwerk
BE 0651.717.264
Turnhout · Eq €201,551
DM EQUINE
BE 0737.736.963
Lochristi · Eq €201,620
B.W. RENOVATION
BE 0806.898.953
Jette · Eq €201,467
DRG
BE 0807.649.219
Hasselt · Eq €201,461
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,407 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-06-2000
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/872027