J. BOSKAMP
ActiveJ. BOSKAMP has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €521k and a net result of €-8k. Equity is growing by ~105.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 26-02-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
on the day
2021
4 d early
2020
31 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close14-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€521k▼ 1.5%
2024 · €529k
2019: €4k
2020: €35k
2021: €61k
2022: €69k
2023: €539k
2024: €529k
2019 → 2025
Total assets
€523k▼ 1.6%
2024 · €531k
2019: €176k
2020: €168k
2021: €191k
2022: €150k
2023: €789k
2024: €531k
2019 → 2025
Net result
€-8k▲ 15.0%
2024 · €-9k
2019: €3k
2020: €31k
2021: €26k
2022: €8k
2023: €469k
2024: €-9k
2019 → 2025
Working capital
€483k▲ 0.5%
2024 · €481k
2019: €-5k
2020: €16k
2021: €31k
2022: €21k
2023: €531k
2024: €481k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€69k▲ 13.9%€539k▲ 678%€529k▼ 1.7%€521k▼ 1.5%
Operating result€32k-€16k▼ 51.7%€707k▲ 4,428%€-13k€-15k▼ 10.5%
Net result€26k-€8k▼ 67.0%€469k▲ 5,439%€-9k€-8k▲ 15.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €13k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets
€38k▼ 21.3%
Current assets
€484k▲ 0.4%
Equity and liabilities €523k
Equity
€521k▼ 1.5%
Debt
€1k▼ 30.6%
The debt ratio falls from 0.3% to 0.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-2k▼
2024 · €-2k
Cash flow
€5k▲
2024 · €2k
Solvency
99.8%▲
2024 · 99.7%
Debt / equity
0.00▼
2024 · 0.00
ROE
-1.5%▲
2024 · -1.8%
ROA
-1.5%▲
2024 · -1.8%
Interest coverage
-5.15▲
2024 · -7.94
Debt
€1k▼
2024 · €2k
Debt ≤ 1 year
€1k▼
2024 · €2k
Income taxes
€86▲
2024 · €67
A ratio outside any meaningful range has been withheld (balance sheet total €523k, equity €521k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€531k€523k▼
Fixed assets21/28€49k€38k▼
Tangible fixed assets22/27€49k€38k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€47k€35k▼
Current assets29/58€482k€484k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€97k€141k▲
Trade receivables40€325-
Other amounts receivable41€97k€141k▲
Current investments50/53€380k€340k▼
Cash at bank and in hand54/58€2k€234▼
Deferred charges and accrued income490/1€355€1k▲
Equity and liabilities
Total equity and liabilities10/49€531k€523k▼
Equity10/15€529k€521k▼
Contributions10/11€19k€19k=
Reserves13€505k€505k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€503k€503k=
Profit (loss) carried forward14€6k€-2k▼
Amounts payable17/49€2k€1k▼
Amounts payable within one year42/48€2k€1k▼
Financial debts43€504-
Credit institutions430/8€504-
Trade debts44€1k€117▼
Suppliers440/4€1k€117▼
Taxes, remuneration and social security45€50€1k▲
Taxes450/3€50€58▲
Remuneration and social security454/9-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€459€1k▲
Gross operating margin9900€-1k€-833▲
Operating profit (loss)9901€-13k€-15k▼
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€199€418▲
Recurring financial charges65€199€418▲
Profit (loss) for the period before taxes9903€-9k€-8k▲
Income taxes67/77€67€86▲
Profit (loss) for the period9904€-9k€-8k▲
Profit (loss) for the period to be appropriated9905€-9k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-2k▼
Profit (loss) brought forward from the previous period14P€15k€6k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
Financial
Weakest financial yearnet €-9k ▼102%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-07
Financial
Liquidity times 91current ratio 284.72
Current ratio from 3.12 to 284.72; short-term debt falls from €250k to €2k.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
Financial
Highest result since 2019net €469k ▲5439%
Operating result €707k, net result €469k, both a record.
31-07
Financial
Liquidity doublescurrent ratio 3.12
Current ratio from 1.50 to 3.12.
31-07
Financial
Equity above €500kEq €539k ▲678%
5 profitable years in a row build equity to €539k.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 87A9090 Merelbeke-MelleGround area
1,772 m²
Building footprint
538 m²
Volume, LiDAR
3,641 m³
2 parcels, Flanders · tallest building 28.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Spellewerkstraat 58, 9030 Gent
since 20012.115.288.007
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040C0287/00_000 | Flanders | 1,411 m² | 1 · 212 m² | 28.3 m · 3 fl. |
| 44038A0638/00Z034 | Flanders | 361 m² | 1 · 325 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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b metropool
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,084. 5,857 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2001
Fiscal year end31-07
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.