Turnover
≈ €150,000 estimated
The micro format states no turnover.
DCB
Overview
Lifetime
2 annual accounts with figures on one time axispeak €23,324 (2025)
€23,324▲ 16.2%
peak €14,732 (2025)
€14,732▲ 10.7%
peak €31,037 (2025)
€31,037▲ 90.3%
€26,387▼ 8.4%
Board1 name since 2024
1 directorDE COOMAN Benoît Marcel Emile Louis
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Gross margin from €20,074 to €23,324Equity from €16,305 to €31,037Cash from €30,607 to €42,373
Key points
from the 2025 annual accountsInvestments
€1,349 5.2 × depreciation
Green is investment, beige is depreciation.
Liquidity
2.14 was 1.57 in 2024
Short-term debts fell from €28,809 to €26,342.
Checked score
97
Excellent
Financially stronger than 75% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.1%
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 2.14, cash €42,373
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €31,037 (54.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 56% of them on solvency, 69% on liquidity, 88% on profitability and 88% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as DCB has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DCB itself is lower: 0.1% within 12 months. It rests on far more data about DCB than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for DCB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.14 (1.57 in 2024), above the usual 1.5. Short-term debt is 45.9% and cash 73.8% of total assets. 46% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 days early
2024
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 31 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010483246
First establishment
Chemin du Panorama, Bonlez 2, Chaumont-Gistoux
Incorporation
Founding capital of €3,000, 100 shares · Founder: DE COOMAN Benoît Marcel Emile Louis (comparant) · Appointment: DE COOMAN Benoît Marcel Emile Louis (director) · published on 20-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DCB Chaumont-Gistoux | €57,424 | €23,324 | 54.0% | - |
| Lenode Heusden-Zolder | €51,187 | €22,910 | 63.8% | - |
| DG HYDROBIO Namur | €52,208 | €25,913 | 57.0% | - |
| AHA VENTURES Antwerp | €49,487 | €21,854 | 79.7% | - |
| KisQA Court-Saint-Etienne | €63,275 | €29,810 | 50.8% | - |
| KamTech Wavre | €67,924 | €29,170 | 29.4% | - |
| Subalta Tubize | €85,698 | €25,240 | 56.3% | 1.5 |
These companies have the same main activity as DCB: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €49,500 and €85,700, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 18-06-2024Normal situation
- Activity
- Other professional, scientific and technical activitiesNACE 74999
- Establishment unit
- 2.360.944.6631325 Chaumont-Gistoux, since 01-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-09-2025
Annual accounts 2025
- €23,324▲ 16.2%
- €14,732▲ 10.7%
- €31,037▲ 90.3%
- €57,424▲ 27.3%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on DCB
DCB has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,037 and a net result of €14,732.
Its solvency ranks better than 54% of 4,362 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 08-07-2026, 23 days before the deadline€23,324
▲ 16.2%
€22,766
▲ 19.3%
€14,732
▲ 10.7%
€29,994
▲ 84.0%
54.0%
▲ 17.9 percentage points
2.14
▲ 0.57
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €72,000 and €260,000.
Balance sheet
balance sheet total €57,424 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
54.0%
Higher than 54% of 4,362 companies in 2025.
2.14
Higher than 54% of 4,194 companies in 2025.
25.7%
Higher than 74% of 4,224 companies in 2025.
DCB
Middle half of the sector
80% of the sector
Micro accounts in other professional activities (NACE 74)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
57,424 | 45,115 | |
21/28 |
1,088 | - | |
22/27 |
1,088 | - | |
24 |
1,088 | - | |
29/58 |
56,336 | 45,115 | |
40/41 |
13,431 | 13,250 | |
40 |
13,431 | 13,250 | |
54/58 |
42,373 | 30,607 | |
490/1 |
532 | 1,258 | |
| Balance sheet: equity and liabilities | |||
10/49 |
57,424 | 45,115 | |
10/15 |
31,037 | 16,305 | |
10/11 |
3,000 | 3,000 | |
13 |
28,037 | 13,305 | |
133 |
28,037 | 13,305 | |
17/49 |
26,387 | 28,809 | |
42/48 |
26,342 | 28,809 | |
44 |
1,391 | 472 | |
440/4 |
1,391 | 472 | |
45 |
19,680 | 23,066 | |
450/3 |
19,680 | 18,397 | |
454/9 |
- | 4,670 | |
47/48 |
5,271 | 5,271 | |
492/3 |
45 | - | |
| Income statement | |||
9900 |
23,324 | 20,074 | |
630 |
261 | - | |
640/8 |
297 | 991 | |
9901 |
22,766 | 19,082 | |
65/66B |
1,228 | 186 | |
65 |
1,228 | 186 | |
9903 |
21,538 | 18,896 | |
67/77 |
6,806 | 5,591 | |
9904 |
14,732 | 13,305 | |
9905 |
14,732 | 13,305 | |
| Appropriation of the result | |||
9906 |
14,732 | 13,305 | |
691/2 |
14,732 | 13,305 | |
6921 |
14,732 | 13,305 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 08-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 23,027 | - | ||
| 14,993 | - | ||
| 1,349 | - | ||
| 11,766 | - | ||
| 29,994 | 16,305 | ||
| 54.0% | 36.1% | ||
| 2.14 | 1.57 | ||
| 0.85 | 1.77 | ||
| 47.5% | 81.6% | ||
| 25.7% | 29.5% | ||
| 18.75 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €1,349 | - |
| €261 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on DCB
The operating result for 2025 is 19% higher than in 2024.
Debt's share of the balance-sheet total falls from 63.9% to 46.0%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 18-06-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 08-07-2026
Mandates through the years
1 name, the dashed line is todayDE COOMAN Benoît Marcel Emile Louis
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DE COOMAN Benoît Marcel Emile Louis
- Director (not named in the articles), from 18-06-2024 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €310 in 2025
- Source
- deed of 20-06-2024
Articles of association
deed of 20-06-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 18 June at 11:00
Founder
At incorporation
deed of 20-06-2024 ↗
- DE COOMAN Benoît Marcel Emile Louis sole founder · 100% at incorporation
Network & group
No group
DCB has no parent and no holdings in its annual accounts. DE COOMAN Benoît Marcel Emile Louis is the only director. DCB shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 23 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010483246
Annual accounts 2024 filed NBBmicro format · 38 days before the deadline
2024
First establishment Chemin du Panorama, Bonlez 2, Chaumont-Gistoux
IncorporationFounding capital of €3,000, 100 shares · Founder: DE COOMAN Benoît Marcel Emile Louis (comparant) · Appointment: DE COOMAN Benoît Marcel Emile Louis (director) · published on 20-06-20244 points ▸
- Registered office clause, Chemin du Panorama 2, 1325 Bonlez
- Director appointment, DE COOMAN Benoît Marcel Emile Louis (director (not named in the articles))
- Founder, DE COOMAN Benoît Marcel Emile Louis (comparant)
- Founding capital, €3,000, 100 shares
- The deed holds 2 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
DCB was incorporated on 18 June 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2024, DE COOMAN Benoît Marcel Emile Louis has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1010.483.246
- VAT number
- BE 1010.483.246
- Peppol ID
- 0208:1010483246
- Other Peppol ID
- 9925:BE1010483246
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 18-06-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 18 June at 11:00deed of 20-06-2024 (in French)
- Peppol
- Reachable since 04-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DCB in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 20-06-2024 (in French)
Activities
NACEBEL 202574999
Other professional, scientific and technical activities main activity
Codes under NACEBEL 2008
74909
Other professional, scientific and technical activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes activités d'ingénierie et notamment le construction management,le project management,l'engineering de projet en général; Toutes les…”deed of 20-06-2024 (in French)
6 activities
- Toutes activités d'ingénierie et notamment le construction management,le project management,l'engineering de projet en général
- Toutes les activités liées à la coordination et la sécurité sur chantier
- Toutes opérations quelconques se rapportant à l’expertise et à l’évaluation tant mobilière qu'immobilière,sous toutes ses formes,tant privée que judiciaire,et plus spécifiquement celles de dommages pouvant être couverts par un contrat d’assurance terrestre ainsi que toutes prestations généralement quelconques de consultance,d’analyse de risques,de prévention,d’arbitrage,de surveillance et de gestion s'y rapportant
- Toutes activités d’enseignement,de cours et de formation
- Toutes prestations administratives et de travaux de secrétariat
- Toutes activités liées à une entreprise pharmaceutique ou nucléaire
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Chemin du Panorama, Bonlez 2 registered office 1325 Chaumont-Gistoux | 01-07-2024 | 2.360.944.663 |
Buildings and parcels at the address
- Ground area
- 1,602 m²
- Buildings
- 161 m²
- Volume, LiDAR
- 673 m³
- Tallest building
- 6.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25010B0205/00V004 | 1,602 m² | 1 · 161 m² | 6.3 m · 1 |