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DCB

Active Private limited companyfounded 2024active for 2 yearsChemin du Panorama, Bonlez 2, 1325 Chaumont-GistouxKBO/BCE: BE 1010.483.246

Lifetime

2 annual accounts with figures on one time axis
peak €23,324 (2025)
€23,324▲ 16.2%
peak €14,732 (2025)
€14,732▲ 10.7%
peak €31,037 (2025)
€31,037▲ 90.3%
€26,387▼ 8.4%
Board1 name since 2024
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Gross margin from €20,074 to €23,324Equity from €16,305 to €31,037Cash from €30,607 to €42,373

Key points

from the 2025 annual accounts

Turnover

≈ €150,000 estimated

The micro format states no turnover.

Investments

€1,349 5.2 × depreciation

Green is investment, beige is depreciation.

Liquidity

2.14 was 1.57 in 2024

Short-term debts fell from €28,809 to €26,342.

Checked score

97
Excellent
Financially stronger than 75% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 07-2025: 0.1% 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

79+18equity 54.0% of total assets
78+12short-term debt 45.9% · cash 73.8%
100=return on assets 25.7%

Score breakdown

raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 2.14, cash €42,373
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €31,037 (54.0% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 56% of them on solvency, 69% on liquidity, 88% on profitability and 88% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as DCB has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of DCB itself is lower: 0.1% within 12 months. It rests on far more data about DCB than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for DCB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.14 (1.57 in 2024), above the usual 1.5. Short-term debt is 45.9% and cash 73.8% of total assets. 46% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.14, cash €42,373
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €31,037 (54.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
23 days early
2024
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 31 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

DC
Director, since 18-06-2024
  • DE COOMAN Benoît Marcel Emile Louis founderdeed of 20-06-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1010483246
First establishment Chemin du Panorama, Bonlez 2, Chaumont-Gistoux
Incorporation Founding capital of €3,000, 100 shares · Founder: DE COOMAN Benoît Marcel Emile Louis (comparant) · Appointment: DE COOMAN Benoît Marcel Emile Louis (director) · published on 20-06-2024 · Gazette deed
All 5 events

Comparable companies

same main activity, similar in size and age
Company
DCB Chaumont-Gistoux €57,424 €23,324 54.0% -
Lenode Heusden-Zolder €51,187 €22,910 63.8% -
DG HYDROBIO Namur €52,208 €25,913 57.0% -
AHA VENTURES Antwerp €49,487 €21,854 79.7% -
KisQA Court-Saint-Etienne €63,275 €29,810 50.8% -
KamTech Wavre €67,924 €29,170 29.4% -
Subalta Tubize €85,698 €25,240 56.3% 1.5

These companies have the same main activity as DCB: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €49,500 and €85,700, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 18-06-2024Normal situation
Activity
Other professional, scientific and technical activitiesNACE 74999
Establishment unit
2.360.944.6631325 Chaumont-Gistoux, since 01-07-2024
Financial year end
31 December
Peppol
Reachable since 04-09-2025
Company details

Annual accounts 2025

€57,424▲ 27.3%
Filing
Filed on 08-07-2026, 23 days before the end of the filing period
Financials

Insights on DCB

DCB has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,037 and a net result of €14,732.

Its solvency ranks better than 54% of 4,362 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DCB

What is the company number of DCB?
The company number of DCB is 1010.483.246. The VAT number is the same number with BE in front: BE 1010.483.246.
Where is DCB based?
The registered office is at Chemin du Panorama, Bonlez 2, 1325 Chaumont-Gistoux.Company details
What does DCB do?
According to the KBO register, the main activity is other professional, scientific and technical activities (NACE 74999).
What is the legal form of DCB?
DCB is a private limited company (BV).
When was DCB founded?
DCB was founded on 18-06-2024.
Is DCB still active?
Yes, DCB is an active enterprise in the KBO register.
What is the turnover of DCB?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €23,324 and 41 comparable companies (NACE 74). It probably lies between €72,000 and €260,000. It is a rough estimate.Financials
Is DCB profitable?
In financial year 2025, DCB made a profit of €14,732.
Where can I find the annual accounts of DCB?
DCB filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DCB due?
DCB must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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