Result
From profit to loss in 2025, after a profit of €52,482 in 2024.
From profit to loss in 2025, after a profit of €52,482 in 2024.
The 2019 accounts came latest: 231 days after the end of the period.
Lower net result than 91% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 33% of them on solvency, 17% on liquidity, 4% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,591 companies had the same profile as DC Construct Général has now. Each dot stands for 9 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DC Construct Général itself: 3.5% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for DC Construct Général. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.48 (2.32 in 2024), below the usual 1.5. Short-term debt is 67.3% of total assets. 68.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 56 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DC Construct Général Sint-Gillis (bij-Brussel) | €25,999 | -€15,927 | 31.1% | - |
| SEDECON Anderlecht | €26,719 | -€3,310 | 14.4% | - |
| CCM Express Anderlecht | €27,998 | -€7,503 | 41.5% | - |
| ABPRO Uccle | €24,185 | -€27,198 | -16.7% | - |
| N&E Ixelles | €28,259 | €434 | 76.6% | - |
| RENS-BAT Brussels | €31,191 | -€9,437 | 58.1% | - |
| ATRACTIV-CONSTRUCT Jette | €31,359 | -€2,073 | 78.0% | - |
These companies have the same main activity as DC Construct Général: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €24,200 and €31,400, founded between 2015 and 2018.
DC Construct Général files the micro format. That format states no turnover. The gross margin fell from €48,885 in 2018 to -€15,927 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 33% of 35,136 companies in 2025.
Higher than 40% of 34,510 companies in 2025.
Lower than 95% of 34,711 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2018 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
25,999 | 43,862 | 1,059 | 701 | 1,418 | 36,649 | |
21/28 |
- | - | - | - | - | 29,716 | |
22/27 |
- | - | - | - | - | 18,716 | |
23 |
- | - | - | - | - | 18,716 | |
28 |
- | - | - | - | - | 11,000 | |
29/58 |
25,999 | 43,862 | 1,059 | 701 | 1,418 | 6,932 | |
40/41 |
25,999 | 43,857 | 932 | 670 | 1,400 | 413 | |
40 |
21,000 | 41,361 | 727 | 348 | 573 | - | |
41 |
4,999 | 2,496 | 204 | 322 | 827 | 413 | |
54/58 |
- | 5 | 128 | 31 | 18 | 6,519 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
25,999 | 43,862 | 1,059 | 701 | 1,418 | 36,649 | |
10/15 |
8,094 | 24,590 | -27,892 | -27,269 | -28,611 | -8,946 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | 18,600 | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | |
1311 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | |
14 |
-12,366 | 4,130 | -48,352 | -47,729 | -49,071 | -27,546 | |
17/49 |
17,906 | 19,272 | 28,951 | 27,970 | 30,029 | 45,595 | |
42/48 |
17,508 | 18,875 | 28,951 | 27,970 | 30,029 | 45,595 | |
43 |
20 | - | - | - | - | - | |
430/8 |
20 | - | - | - | - | - | |
44 |
2,560 | 4,170 | 1,934 | 953 | 3,081 | 20,336 | |
440/4 |
2,560 | 4,170 | 1,934 | 953 | 3,081 | 20,336 | |
45 |
2,416 | 2,416 | - | - | - | 7,040 | |
450/3 |
2,416 | 2,416 | - | - | - | 2,474 | |
454/9 |
- | - | - | - | - | 4,565 | |
47/48 |
12,512 | 12,289 | 27,018 | 27,018 | 26,948 | 18,220 | |
492/3 |
397 | 397 | - | - | - | - | |
| Income statement | |||||||
9900 |
-15,927 | 55,466 | -9 | 2,246 | 11,692 | 48,885 | |
62 |
- | - | - | 375 | - | 53,626 | |
630 |
- | - | - | - | - | 14,314 | |
640/8 |
397 | 397 | 384 | 348 | 398 | 4,749 | |
9901 |
-16,324 | 55,068 | -394 | 1,524 | 11,295 | -23,804 | |
75/76B |
- | 10 | - | - | - | - | |
75 |
- | 10 | - | - | - | - | |
65/66B |
173 | 180 | 229 | 182 | 693 | 3,742 | |
65 |
173 | 180 | 229 | 182 | 693 | 3,742 | |
9903 |
-16,497 | 54,898 | -623 | 1,342 | 10,602 | -27,546 | |
67/77 |
- | 2,416 | - | - | - | - | |
9904 |
-16,497 | 52,482 | -623 | 1,342 | 10,602 | -27,546 | |
9905 |
-16,497 | 52,482 | -623 | 1,342 | 10,602 | -27,546 | |
| Appropriation of the result | |||||||
9906 |
-12,366 | 4,130 | -48,352 | -47,729 | -47,211 | -27,546 | |
14P |
4,130 | -48,352 | -47,729 | -49,071 | -57,813 | - | |
691/2 |
- | - | - | - | 1,860 | - | |
6920 |
- | - | - | - | 1,860 | - | |
| Social balance sheet | |||||||
9087 |
- | - | - | - | - | 1.1 | |
Hours worked1013 |
- | - | - | - | - | 2,711 | |
| Document | |||||||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00440089.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00440089 | |
| 31-12-2024 | micro format | 26-08-2025 | 2025-00402343 | |
| 31-12-2023 | micro format | 27-08-2024 | 2024-00376326 | |
| 31-12-2022 | micro format | 24-08-2023 | 2023-00348737 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20371702 | |
| 31-12-2020 | micro format | 23-08-2021 | 2021-51500572 | |
| 31-12-2019 | micro format | 19-03-2021 | 2021-07900352 | |
| 31-12-2018 | micro format | 31-08-2019 | 2019-61600491 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2018 |
|---|---|---|---|---|---|---|---|
| - | - | - | - | - | -9,490 | ||
| - | - | - | - | - | -13,232 | ||
| - | - | - | - | - | 44,030 | ||
| - | -123 | 97 | 13 | - | - | ||
| 8,491 | 24,988 | -27,892 | -27,269 | -28,611 | -38,663 | ||
| 31.1% | 56.1% | - | - | - | -24.4% | ||
| 1.48 | 2.32 | - | - | - | 0.15 | ||
| 2.21 | 0.78 | - | - | - | - | ||
| -203.8% | 213.4% | - | - | - | - | ||
| -63.5% | 119.7% | - | - | - | -75.2% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is a loss of €16,324, after a profit of €55,068 in 2024. It is the lowest result since 2019.
Debt's share of the balance-sheet total rises from 43.9% to 68.9%. Equity and debt are lower.
DC Construct Général has no parent and no holdings in its annual accounts. GRADO Vicenzo is the only director. DC Construct Général shares no director with another company.
| DC EXPRESS
registered office since 01-10-1983 · founded in 1983 |
total assets €363,082 (2025) 0424.598.395 |
| Kemet's Group
establishment since 06-10-2021 · founded in 2021 · negative equity (2024) · accounts filed late |
total assets €8,056 (2024) 0775.416.713 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Overwinningsstraat 76 registered office 1060 Sint-Gillis (bij-Brussel) |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21013B0075/02K000 | 78 m² | 1 · 62 m² | 16.9 m · 5 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0675.436.536
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