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DBT CONSULTING

Active
Private limited companyfounded 20251 yr activeSteenweg 23A, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 1019.642.818
Summary

DBT CONSULTING has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200,128 and a net result of €76,392. Its solvency ranks better than 40% of 3392 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability85
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.62; short-term debt: 55.7% and cash: 18.7% of total assets), but 66.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
33.3%
Return on assets
12.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
12 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 February 2025, DBT CONSULTING was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€200,128
Total assets
€600,118
Net result
€76,392
Working capital
€206,488

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €600,118
Fixed assets €59,559
Current assets €540,560
Equity and liabilities €600,118
Equity €200,128
Debt €399,990
Debt finances 66.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€140,226
Cash flow
€113,869
Current ratio
1.62
Debt to equity
2.00
ROE
38.2%
ROA
12.7%
Interest coverage
13.48
Debt ≤ 1 year
€334,071
Debt > 1 year
€65,114
Income taxes
€19,333
Staff costs
€521,801

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 50 lines
Balance sheet Code2025
Assets
Total assets20/58€600,118
Fixed assets21/28€59,559
Intangible fixed assets21€11,467
Tangible fixed assets22/27€48,092
Plant, machinery and equipment23€5,958
Furniture and vehicles24€42,134
Current assets29/58€540,560
Amounts receivable within one year40/41€397,129
Trade receivables40€223,675
Other amounts receivable41€173,454
Cash at bank and in hand54/58€111,940
Deferred charges and accrued income490/1€31,490
Equity and liabilities
Total equity and liabilities10/49€600,118
Equity10/15€200,128
Contributions10/11€5,764
Reserves13€194,364
Tax-exempt reserves132€8,536
Distributable reserves133€185,828
Amounts payable17/49€399,990
Amounts payable after more than one year17€65,114
Financial debts170/4€62,437
Trade debts175€2,677
Amounts payable within one year42/48€334,071
Current portion of amounts payable after more than one year42€44,987
Trade debts44€163,273
Suppliers440/4€163,273
Advances received on contracts in progress46€1,326
Taxes, remuneration and social security45€124,485
Taxes450/3€32,040
Remuneration and social security454/9€92,446
Accrued charges and deferred income492/3€805
Income statement Code2025
Remuneration, social security and pensions62€521,801
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,477
Other operating charges640/8€3,984
Gross operating margin9900€666,012
Operating profit (loss)9901€102,750
Financial income75/76B€3,381
Recurring financial income75€3,381
Financial charges65/66B€10,405
Recurring financial charges65€10,405
Profit (loss) for the period before taxes9903€95,726
Income taxes67/77€19,333
Profit (loss) for the period9904€76,392
Profit (loss) for the period to be appropriated9905€76,392
Appropriation of the result
Profit (loss) to be appropriated9906€76,392
Transfer to equity691/2€37,362
To other reserves6921€37,362
Profit to be distributed694/7€39,030
Directors or managers695€39,030
Social balance
Average headcount (FTE)90874.4

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€521,801
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,477
Other operating charges640/8€3,984
Gross operating margin9900€666,012
Operating profit (loss)9901€102,750
Financial income75/76B€3,381
Recurring financial income75€3,381
Financial charges65/66B€10,405
Recurring financial charges65€10,405
Profit (loss) for the period before taxes9903€95,726
Income taxes67/77€19,333
Profit (loss) for the period9904€76,392
Profit (loss) for the period to be appropriated9905€76,392
Line2025
Assets
Total assets20/58€600,118
Fixed assets21/28€59,559
Intangible fixed assets21€11,467
Tangible fixed assets22/27€48,092
Plant, machinery and equipment23€5,958
Furniture and vehicles24€42,134
Current assets29/58€540,560
Amounts receivable within one year40/41€397,129
Trade receivables40€223,675
Other amounts receivable41€173,454
Cash at bank and in hand54/58€111,940
Deferred charges and accrued income490/1€31,490
Equity and liabilities
Total equity and liabilities10/49€600,118
Equity10/15€200,128
Contributions10/11€5,764
Reserves13€194,364
Tax-exempt reserves132€8,536
Distributable reserves133€185,828
Amounts payable17/49€399,990
Amounts payable after more than one year17€65,114
Financial debts170/4€62,437
Trade debts175€2,677
Amounts payable within one year42/48€334,071
Current portion of amounts payable after more than one year42€44,987
Trade debts44€163,273
Suppliers440/4€163,273
Advances received on contracts in progress46€1,326
Taxes, remuneration and social security45€124,485
Taxes450/3€32,040
Remuneration and social security454/9€92,446
Accrued charges and deferred income492/3€805
Line2025
Profit (loss) for the period9904€76,392
+ Depreciation and write-downs630€37,477
Operating cash flow (approximation)€113,869

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
02-09
State Gazette act Incorporation · Founder
Name clause · Registered office clause
31-08
State Gazette act Incorporation · Founder
Founding capital · Name clause
28-08
State Gazette act General meeting · Approval
Net-asset statement · Auditor report
19-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
15-06
State Gazette act Other statement · Custody of records
General meeting · Merger
15-06
State Gazette act General meeting · Other statement
Merger · Dissolution
06-05
State Gazette act Incorporation · General meeting
Merger · Other statement
06-05
State Gazette act Other statement · Custody of records
Director resignation · Power of attorney
State Gazette actNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
913 m²
Building footprint
205 m²
Parcel 71003B0042/00V002, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
DBT Consulting
Steenweg 23A, 3540 Herk-de-StadCertified accountants and tax accountants
since 20252.370.166.492
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71003B0042/00V002 Flanders 913 m² 1 · 205 m² 0.1 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group Van Havermaet Holding 13 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. Van Havermaet Holding 100%
  2. TER POORTEN I 100%
  3. DBT CONSULTING

Highest known parent: Van Havermaet Holding. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,173 companies in this sector we hold annual accounts for 7,643. 6,392 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded05-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019642818
Also 9925:BE1019642818
Registered 02-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.