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DBNS

Active
Private limited companyfounded 2024active for 2 yearsRue Moray 14, 4218 Héron, BelgiumKBO/BCE: BE 1005.754.101
Summary

The computed 12-month bankruptcy probability of DBNS is 2.1% (moderate). The 2026 annual accounts show negative equity (-€64,534) and a net result of -€26,629. Its solvency ranks better than 14% of 568 sector peers (NACE 47, financial year 2026). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of pets, pet food and pet supplies
NACE 47762
1 site
Size
≈ €360,000turnover 2026, estimated
Staff
2.8 FTE
Equity
-€64,534
Loss
-€26,629
Turnover estimated from the gross margin
Financial health
51 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
2.1%
Structure
2026 accounts 83 days early
Why 51raises riskSector: Retail trade (NACE 47)Negative equity -€64,534Founded in 2024lowers riskSize: total assets €266,790Show the evidence

Checked score

Score 2026
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 12% of its sector peers (NACE 47, micro)
Financial strength · tick = 2025
Weak
Solvency 1-10
equity -24.2% of total assets
Liquidity 7-9
short-term debt 103.4% · cash 5.7%
Profitability 10+10
return on assets -10.0%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,268 companies, NACE 47, micro)
Last 24 months 03-2025: 1.8%lowest value 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.3%▲ +0.4 percentage points vs 05-2025 07-2025: 2.3%● unchanged vs 06-2025 08-2025: 2.2%▼ -0.1 percentage points vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 2.3%▲ +0.1 percentage points vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.4%▲ +0.1 percentage points vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.5%▲ +0.1 percentage points vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026highest value 08-2026: 2.4%▼ -0.1 percentage points vs 07-2026 09-2026: 2.3%▼ -0.1 percentage points vs 08-2026 10-2026: 2.1%▼ -0.2 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.74, compared with 0.92 in 2025, below 1; short-term debt: 103.4% and cash: 5.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 13% on solvency, 9% on liquidity, 17% on profitability and 8% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity -€64,534
NBB · annual accounts
lowers risk · Size: total assets €266,790
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
2526
2025 to 2026 · latest year -€64,534
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 09-07-2026, 83 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2026
83 days early
2025
68 days early
← before the deadline after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today28-02-2027 year end30-09-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. IncorporationAppointment: DEBENS Charleyne Paulette Dominique…

Financials · financial year 2026, micro format

Turnover
≈ €360,000
Estimated: probably between €250,000 and €710,000
Total assets
€266,790▲ 1.7%
2025 · €262,328
Net result
-€26,629▲ 34.9%
2025 · -€40,905
Working capital
-€72,256▼ 339%
2025 · -€16,453
Trend over the years

2025 to 2026, 2 financial years

The operating result stays negative: a loss of €15,170 in 2026 against €30,401 in 2025; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€15,170 2026 Net result-€26,629 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20252026
Operating result-€30,401--€15,170▲ 50.1%
Net result-€40,905below the sector's middle half--€26,629▲ 34.9%
Equity-€37,905below the sector's middle half--€64,534▼ 70.3%
Total assets€262,328within the sector's middle half-€266,790▲ 1.7%
Debt€300,233-€331,324▲ 10.4%
Working capital-€16,453below the sector's middle half--€72,256▼ 339%
Solvency-14.4%below the sector's middle half--24.2%▼ 9.7pp
Current ratio0.92within the sector's middle half-0.74▼ 0.18
Return on assets (ROA)-15.6%below the sector's middle half--10.0%▲ 5.6pp
Staff (FTE)2.8
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €266,790
Fixed assets €63,242 ▼ 24.4%
Current assets €203,548 ▲ 13.9%
Equity and liabilities
Equity-€64,534
Debt€331,324
Equity is negative: debt (€331,324) exceeds the balance-sheet total (€266,790).
Key figures and ratios
2026 value · change against 2025
EBITDA
€5,275▲
2025 · -€12,532
Cash flow
-€6,184▲
2025 · -€23,036
Quick ratio
0.18▼
2025 · 0.22
Interest coverage
0.47▲
2025 · -1.18
Debt ≤ 1 year
€275,804▲
2025 · €195,094
Debt > 1 year
€55,520▼
2025 · €105,139
Income taxes
€357▲
2025 · €54
Staff costs
€101,962▲
2025 · €68,014
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91.6% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
91.6% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 50 lines
Balance sheet Code20252026
Assets
Total assets20/58€262,328€266,790▲
Formation expenses20€0€0=
Fixed assets21/28€83,687€63,242▼
Intangible fixed assets21€74,954€56,954▼
Tangible fixed assets22/27€8,439€5,994▼
Land and buildings22€3,738€2,857▼
Plant, machinery and equipment23€4,701€3,136▼
Financial fixed assets28€294€294=
Current assets29/58€178,642€203,548▲
Stocks and contracts in progress3€135,669€153,049▲
Stocks30/36€135,669€153,049▲
Amounts receivable within one year40/41€26,434€29,956▲
Trade receivables40€1,542€1,293▼
Other amounts receivable41€24,892€28,663▲
Cash at bank and in hand54/58€13,489€15,142▲
Deferred charges and accrued income490/1€3,049€5,401▲
Equity and liabilities
Total equity and liabilities10/49€262,328€266,790▲
Equity10/15-€37,905-€64,534▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€40,905-€67,534▼
Amounts payable17/49€300,233€331,324▲
Amounts payable after more than one year17€105,139€55,520▼
Financial debts170/4€105,139€55,520▼
Amounts payable within one year42/48€195,094€275,804▲
Current portion of amounts payable after more than one year42€47,306€49,619▲
Financial debts43-€8,758
Credit institutions430/8-€8,758
Trade debts44€101,858€143,319▲
Suppliers440/4€101,858€143,319▲
Taxes, remuneration and social security45€45,931€74,108▲
Taxes450/3€39,252€55,442▲
Remuneration and social security454/9€6,679€18,666▲
Other amounts payable47/48€0€0=
Income statement Code20252026
Non-recurring operating income76A€0€1,189▲
Remuneration, social security and pensions62€68,014€101,962▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,869€20,445▲
Other operating charges640/8€3,921€5,683▲
Non-recurring operating charges66A€1,196€1,859▲
Gross operating margin9900€60,599€114,779▲
Operating profit (loss)9901-€30,401-€15,170▲
Financial income75/76B€129€27▼
Recurring financial income75€129€27▼
Financial charges65/66B€10,579€11,128▲
Recurring financial charges65€10,579€11,128▲
Profit (loss) for the period before taxes9903-€40,851-€26,271▲
Income taxes67/77€54€357▲
Profit (loss) for the period9904-€40,905-€26,629▲
Profit (loss) for the period to be appropriated9905-€40,905-€26,629▲
Appropriation of the result
Profit (loss) to be appropriated9906-€40,905-€67,534▼
Profit (loss) brought forward from the previous period14P--€40,905

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20252026Change
Non-recurring operating income76A€0€1,189-
Remuneration, social security and pensions62€68,014€101,962▲ 49.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,869€20,445▲ 14.4%
Other operating charges640/8€3,921€5,683▲ 44.9%
Non-recurring operating charges66A€1,196€1,859▲ 55.5%
Gross operating margin9900€60,599€114,779▲ 89.4%
Operating profit (loss)9901-€30,401-€15,170▲ 50.1%
Financial income75/76B€129€27▼ 79.4%
Recurring financial income75€129€27▼ 79.4%
Financial charges65/66B€10,579€11,128▲ 5.2%
Recurring financial charges65€10,579€11,128▲ 5.2%
Profit (loss) for the period before taxes9903-€40,851-€26,271▲ 35.7%
Income taxes67/77€54€357▲ 566%
Profit (loss) for the period9904-€40,905-€26,629▲ 34.9%
Profit (loss) for the period to be appropriated9905-€40,905-€26,629▲ 34.9%
Line20252026Change
Assets
Total assets20/58€262,328€266,790▲ 1.7%
Formation expenses20€0€0-
Fixed assets21/28€83,687€63,242▼ 24.4%
Intangible fixed assets21€74,954€56,954▼ 24.0%
Tangible fixed assets22/27€8,439€5,994▼ 29.0%
Land and buildings22€3,738€2,857▼ 23.6%
Plant, machinery and equipment23€4,701€3,136▼ 33.3%
Financial fixed assets28€294€294=
Current assets29/58€178,642€203,548▲ 13.9%
Stocks and contracts in progress3€135,669€153,049▲ 12.8%
Stocks30/36€135,669€153,049▲ 12.8%
Amounts receivable within one year40/41€26,434€29,956▲ 13.3%
Trade receivables40€1,542€1,293▼ 16.2%
Other amounts receivable41€24,892€28,663▲ 15.2%
Cash at bank and in hand54/58€13,489€15,142▲ 12.3%
Deferred charges and accrued income490/1€3,049€5,401▲ 77.1%
Equity and liabilities
Total equity and liabilities10/49€262,328€266,790▲ 1.7%
Equity10/15-€37,905-€64,534▼ 70.3%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€40,905-€67,534▼ 65.1%
Amounts payable17/49€300,233€331,324▲ 10.4%
Amounts payable after more than one year17€105,139€55,520▼ 47.2%
Financial debts170/4€105,139€55,520▼ 47.2%
Amounts payable within one year42/48€195,094€275,804▲ 41.4%
Current portion of amounts payable after more than one year42€47,306€49,619▲ 4.9%
Financial debts43-€8,758-
Credit institutions430/8-€8,758-
Trade debts44€101,858€143,319▲ 40.7%
Suppliers440/4€101,858€143,319▲ 40.7%
Taxes, remuneration and social security45€45,931€74,108▲ 61.3%
Taxes450/3€39,252€55,442▲ 41.2%
Remuneration and social security454/9€6,679€18,666▲ 179%
Other amounts payable47/48€0€0-
Line20252026Change
Profit (loss) for the period9904-€40,905-€26,629▲ 34.9%
+ Depreciation and write-downs630€17,869€20,445▲ 14.4%
Operating cash flow (approximation)-€23,036-€6,184▲ 73.2%
Investment in fixed assets (approximation)-€0-
Change in cash-€1,653-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
28-02-2026 micro format 09-07-2026 2026-00288224
28-02-2025 micro format 24-07-2025 2025-00306169

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 1,325 active companies whose main activity is retail sale of pets, pet food and pet supplies (NACE 47762), figures are known for 491. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
DEBENS Charleyne Paulette Dominique
Director · since 09-02-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DEBENS Charleyne Paulette Dominique
  • Director, from 09-02-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 09-02-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 09-02-2024 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 7 February 2024, DBNS was incorporated as a private limited company by two natural persons, with a starting capital of €3,000.12 DEBENS Charleyne Paulette Dominique has served as director of the company since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2026.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-02-2024
  3. 3National Bank, annual accounts 2026

Acts, filings and financial milestones

Next filing, financial year 2027, expected by 30-09-2027
2026
09-07
NBB filing Annual accounts filed
financial year 2026 · micro format
2025
24-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
09-02
Gazette deed Incorporation
Appointment: DEBENS Charleyne Paulette Dominique (director) · Founder · Founding capital9 facts ▸
  • Founder, QUÉDÉ Arnaud
  • Founder, DEBENS Charleyne Paulette Dominique
  • Incorporation, 06-02-2024
  • Founding capital, €3,000
  • Declaration, “Belfius, dépôt des fonds libérés” (deed in French)
  • Other provision, “TITRES, On omet” (deed in French)
  • Registered office clause, “4218 Héron (Couthuin), rue Moray 14, dépôt au greffe expédition acte constitutif” (deed in French)
  • Director appointment, DEBENS Charleyne Paulette Dominique (director)
  • Pre-incorporation commitments, “takeover, tous engagements obligations et activités entreprises au nom et pour compte société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded07-02-2024
Financial year end28-02
Activities, NACEBEL 2025
47762Retail sale of pets, pet food and pet supplies
Contact
E-mail charleyne.debens@outlook.be
Phone +32494683248
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005754101
Also 9925:BE1005754101
Registered 01-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Namurunit no. 2.360.495.493
2 permissions
Detailhandel mengvoeders vee · since 17-11-2025
Detailhandelaar voedermiddelen · since 17-11-2025

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Héron · 1 establishment unit since 2024
registered office establishment approximate The establishment unit on the map
Ground area
4,970 m²
Building footprint
331 m²
Building volume
682 m³
2 parcels, Wallonia · tallest building 8.6 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
DBNS
Chaussée de Marche(EP) 565, 5101 NamurRetail sale of pets, pet food and pet supplies
since 2024unit no. 2.360.495.493
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
92039B0014/00Y012indicative Wallonia 3,340 m² 1 · 222 m² -
61015C0056/00K000 Wallonia 1,629 m² 1 · 108 m² 8.6 m · 2
How the parcels are linked
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“L’achat et la vente en gros,au détail et/ou en libre-service de tous produits,aliments et accessoires au sens le plus large destinés aux…” (deed in French)
4 activities (deed in French)
  1. L’achat et la vente en gros,au détail et/ou en libre-service de tous produits,aliments et accessoires au sens le plus large destinés aux animaux
  2. Elle pourra également acheter et vendre des animaux
  3. La prestation de service telles que du toilettage canin,de la vente de produits liés,du coaching canin,les activités de dressage
  4. Organisation d’évènements liées directement ou indirectement au bien-être des animaux domestiques ou aux activités par lesquelles les animaux domestiques peuvent apporter de l’aide aux personnes

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
DBNS
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région Wallonne, sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger par simple décision de…” (deed in French)

deed of 09-02-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Un ou plusieurs administrateurs,personnes physiques ou morales,actionnaires ou non, nommés avec ou sans limitation de durée,qualité…” (deed in French)
“1” (deed in French)

deed of 09-02-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Prévues pour modifications aux statuts, assemblée générale” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Vertu des présents statuts, faculté assemblée générale de désigner liquidateurs et déterminer pouvoirs et émoluments” (deed in French)

deed of 09-02-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Appels de fonds, Les actions doivent être libérées à leur émission” (deed in French)
Other provision: “Apport en numéraire avec émission de nouvelles actions–Droit de préférence, courrier électronique,ou courrier ordinaire pour personnes sans…” (deed in French)
Other provision: “Rémunération des administrateurs, portée aux frais généraux,indépendamment des frais de représentation,voyages et déplacements” (deed in French)
Other provision: “Organe détermine s’ils agissent seul ou conjointement, Gestion journalière” (deed in French)
Other provision: “Trois ans, Contrôle de la société” (deed in French)
Other provision: “Séances – procès-verbaux, liste de présences,rapports,procurations,votes par correspondance” (deed in French)
Other provision: “Une voix par action,sous réserve actions sans droit de vote, délibérations” (deed in French)
Other provision: “Répartition-réserves, droit égal par action dans répartition bénéfices” (deed in French)
Other provision: “Acompte sur dividende, organe d'administration” (deed in French)
Liquidation distribution: “Apurement dettes charges frais ou consignation montants nécessaires, actif net entre actionnaires en proportion actions” (deed in French)
Other provision: “Siège, communications,sommations,assignations,significations valablement faites” (deed in French)
Other provision: “Compétence judiciaire, entre société,actionnaires,administrateurs,commissaires,liquidateurs relatifs affaires société et exécution statuts” (deed in French)
Other provision: “Dispositions Code des sociétés et des associations non dérogeables réputées inscrites, droit commun” (deed in French)
4 more provisions in the deed, see the deed of 09-02-2024

deed of 09-02-2024