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ANIMAL CONFORT LIEGE

Active
Private limited companyfounded 200422 yrs activeRue Edouard Colson 295, 4431 Ans, BelgiumKBO/BCE: BE 0865.838.232

ANIMAL CONFORT LIEGE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.76M and a net result of €396k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+2
Solvency81▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 3.54 against 4.71 in 2024; short-term debt: 17.2% and cash: 58.9% of total assets), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.5%
Return on assets
8.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 d early
2024
on the day
2023
33 d early
2022
16 d late
2021
31 d late
2020
61 d late
2019
82 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€396k▲ 18.3%
2024 · €335k
2018: €190k 2019: €251k 2020: €627k 2021: €727k 2022: €552k 2023: €423k 2024: €335k
2018 → 2025
Working capital
€2.14M▲ 0.1%
2024 · €2.14M
2018: €937k 2019: €1.13M 2020: €1.59M 2021: €2.06M 2022: €2.07M 2023: €1.68M 2024: €2.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.99M-€3.10M▲ 3.5%€2.66M▼ 14.2%€2.99M▲ 12.6%€2.76M▼ 7.7%
Operating result€1.10M-€731k▼ 33.3%€573k▼ 21.6%€485k▼ 15.4%€610k▲ 25.8%
Net result€727k-€552k▼ 24.1%€423k▼ 23.5%€335k▼ 20.8%€396k▲ 18.3%
Result per fiscal year
Operating resultNet result
€0€500k€1.00MOperating result 2021: €1.10M€1.10MNet result 2021: €727k€727kOperating result 2022: €731k€731kNet result 2022: €552k€552kOperating result 2023: €573k€573kNet result 2023: €423k€423kOperating result 2024: €485k€485kNet result 2024: €335k€335kOperating result 2025: €610k€610kNet result 2025: €396k€396k20212022202320242025
The operating result recovers in 2025; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.89M
Fixed assets €1.91M▼ 15.4%
Current assets €2.98M▲ 9.8%
Equity and liabilities €4.89M
Equity €2.76M▼ 7.7%
Debt €2.13M▲ 7.7%
The debt ratio rises from 39.8% to 43.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€777k
2024 · €733k
Cash flow
€563k
2024 · €582k
Solvency
56.5%
2024 · 60.2%
Current ratio
3.54
2024 · 4.71
Quick ratio
3.54
2024 · 1.46
Debt / equity
0.77
2024 · 0.66
ROE
14.3%
2024 · 11.2%
ROA
8.1%
2024 · 6.7%
Interest coverage
25.99
2024 · 20.60
Debt
€2.13M
2024 · €1.98M
Debt ≤ 1 year
€841k
2024 · €576k
Debt > 1 year
€1.29M
2024 · €1.40M
Income taxes
€193k
2024 · €146k
Staff costs
€610k
2024 · €1.25M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€4.97M€4.89M
Fixed assets21/28€2.25M€1.91M
Intangible fixed assets21€100k€0
Tangible fixed assets22/27€2.15M€1.91M
Land and buildings22€2.01M€1.86M
Plant, machinery and equipment23€41k€0
Furniture and vehicles24€55k€5k
Other tangible fixed assets26€53k€44k
Current assets29/58€2.71M€2.98M
Stocks and contracts in progress3€1.87M€0
Stocks30/36€1.87M€0
Amounts receivable within one year40/41€140k€102k
Trade receivables40€103k€5k
Other amounts receivable41€36k€97k
Cash at bank and in hand54/58€687k€2.88M
Deferred charges and accrued income490/1€17k€0
Equity and liabilities
Total equity and liabilities10/49€4.97M€4.89M
Equity10/15€2.99M€2.76M
Contributions10/11€268k€268k=
Reserves13€1.99M€1.75M
Tax-exempt reserves132€316k€316k=
Distributable reserves133€1.67M€1.44M
Profit (loss) carried forward14€740k€740k=
Amounts payable17/49€1.98M€2.13M
Amounts payable after more than one year17€1.40M€1.29M
Financial debts170/4€1.40M€1.29M
Amounts payable within one year42/48€576k€841k
Current portion of amounts payable after more than one year42€111k€113k
Trade debts44€144k€56k
Suppliers440/4€144k€56k
Taxes, remuneration and social security45€310k€43k
Taxes450/3€107k€43k
Remuneration and social security454/9€203k€0
Other amounts payable47/48€11k€629k
Accrued charges and deferred income492/3€350€0
Income statement Code20242025
Remuneration, social security and pensions62€1.25M€610k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€248k€167k
Other operating charges640/8€41k€47k
Non-recurring operating charges66A€12k€0
Gross operating margin9900€2.04M€1.43M
Operating profit (loss)9901€485k€610k
Financial income75/76B€31k€9k
Recurring financial income75€31k€9k
Financial charges65/66B€36k€30k
Recurring financial charges65€36k€30k
Profit (loss) for the period before taxes9903€481k€589k
Income taxes67/77€146k€193k
Profit (loss) for the period9904€335k€396k
Profit (loss) for the period to be appropriated9905€335k€396k
Appropriation of the result
Profit (loss) to be appropriated9906€1.03M€1.14M
Profit (loss) brought forward from the previous period14P€695k€740k
Transfer from equity791/2-€627k
Transfer to equity691/2€290k€396k
To the legal reserve6920-€396k
To other reserves6921€290k€0
Profit to be distributed694/7-€627k
Return on contributions (dividend)694-€627k
Social balance
Average headcount (FTE)908733.113.7

The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Liquidity doublescurrent ratio 4.71
Current ratio from 2.16 to 4.71; short-term debt falls from €1.45M to €576k.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
16-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 16 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial Highest result since 2018net €727k ▲16%
Operating result €1.10M, net result €727k, both a record.
30-09
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial Equity above €2MEq €2.40M ▲27.7%
3 profitable years in a row build equity to €2.40M.
21-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 82 days late
2019
07-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 7 days late
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 4 establishment units since 1993
establishment approximate All 4 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Edouard Colson 2954431 Ans
Ground area
5,593 m²
Building footprint
1,392 m²
Volume, LiDAR
7,390 m³
4 parcels, Wallonia · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
ANIMAL CONFORT
Rue Edouard Colson 295, 4431 AnsRaising of other cattle and buffaloes
since 19932.062.410.535
ANIMAL CONFORT
Rue Saint-Eloi 12, 4300 WaremmeRetail sale of flowers, plants, seeds and fertilisers
since 20082.173.667.555
ANIMAL CONFORT
Fond Leval 32, 4140 SprimontRetail sale of flowers, plants, seeds and fertilisers
since 20082.172.956.386
ANIMAL CONFORT
Rue Frumhy 10, 4671 BlégnyRetail sale of flowers, plants, seeds and fertilisers
since 20172.263.557.554
4 parcels
Wallonia 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62100D1439/00F002 Wallonia 2,357 m² 1 · 97 m² 5.8 m · 1 fl.
62010F0032/00T000 Wallonia 1,930 m² 1 · 1,147 m² 8.0 m · 2 fl.
64074A0492/00M000 Wallonia 1,049 m² - -
62066B0008/00A003 Wallonia 257 m² 1 · 149 m² 8.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,330 companies in sector 47762 we hold annual accounts for 479. 158 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-06-2004
Fiscal year end31-12
Activities, NACEBEL
47762Retail sale of pets, pet food and pet supplies
52496
01420Raising of other cattle and buffaloes
01620Support activities for animal production
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.