DBL
ActiveDBL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+13
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 23.64 against 50.0 in 2024), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
3.5%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
3 d late
2023
47 d late
2022
8 d late
2021
on the day
2019
1 d early
2018
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€182k▲ 3.8%
2024 · €175k
2019: €163k
2021: €170k
2022: €172k
2023: €174k
2024: €175k
2019 → 2025
Total assets
€190k▲ 6.1%
2024 · €179k
2019: €192k
2021: €178k
2022: €182k
2023: €188k
2024: €179k
2019 → 2025
Net result
€7k▲ 286%
2024 · €2k
2019: €23k
2021: €2k
2022: €3k
2023: €1k
2024: €2k
2019 → 2025
Working capital
€178k▲ 1.2%
2024 · €175k
2019: €163k
2021: €170k
2022: €172k
2023: €174k
2024: €175k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€172k▲ 1.5%€174k▲ 0.8%€175k▲ 1.0%€182k▲ 3.8%
Operating result€-464-€-927▼ 100.0%€-2k▼ 164%€-2k▲ 16.1%€4k
Net result€2k-€3k▲ 15.3%€1k▼ 45.2%€2k▲ 24.2%€7k▲ 286%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €2k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€5k
Current assets
€185k
Equity and liabilities €190k
Equity
€182k▲ 3.8%
Debt
€8k▲ 119%
The debt ratio rises from 2.0% to 4.1%: debt grows faster than equity.
Key figures and ratios
Solvency
95.9%▼
2024 · 98.0%
Current ratio
23.64▼
2024 · 50.00
Quick ratio
23.64▼
2024 · 50.00
Debt / equity
0.04▲
2024 · 0.02
ROE
3.6%▲
2024 · 1.0%
ROA
3.5%▲
2024 · 1.0%
Debt
€8k▲
2024 · €4k
Debt ≤ 1 year
€8k▲
2024 · €4k
Income taxes
€2k▲
2024 · €650
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€190k▲
Fixed assets21/28-€5k
Financial fixed assets28-€5k
Current assets29/58€179k€185k▲
Amounts receivable after more than one year29-€178k
Other amounts receivable291-€178k
Amounts receivable within one year40/41€175k-
Other amounts receivable41€175k-
Cash at bank and in hand54/58€1€2k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€179k€190k▲
Equity10/15€175k€182k▲
Contributions10/11€45k€45k=
Reserves13€130k€130k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€126k€126k=
Profit (loss) carried forward14-€7k
Amounts payable17/49€4k€8k▲
Amounts payable within one year42/48€4k€8k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Income statement
Code20242025
Other operating charges640/8€679€437▼
Gross operating margin9900€-1k€4k▲
Operating profit (loss)9901€-2k€4k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€49€39▼
Recurring financial charges65€49€39▼
Profit (loss) for the period before taxes9903€2k€9k▲
Income taxes67/77€650€2k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€7k▲
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Liquidity quadruplescurrent ratio 50.00
Current ratio from 13.43 to 50.00; short-term debt falls from €14k to €4k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
30-06
Financial
Weakest financial yearnet €1k ▼45.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
08-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity triplescurrent ratio 21.73
Current ratio from 6.60 to 21.73; short-term debt falls from €29k to €8k.
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 89 days late
2018
21-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 108 days late
2015
31-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-08-2025
Mohan Basant: Resigned as Director
15-10-2024
Luc De Backer: Resigned as Director
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijkmakerlaan 5H2910 EssenGround area
1.0 ha
Building footprint
3,400 m²
Volume, LiDAR
436 m³
Parcel 11016B0723/00R002, Flanders · tallest building 4.1 m. Linked by address, not a title deed.
1 establishment unit
DBL
since 20092.188.506.773
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016B0723/00R002 | Flanders | 1.0 ha | 1 · 3,400 m² | 4.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,128 companies in sector 46190 we hold annual accounts for 2,553. 1,885 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-01-2009
Fiscal year end30-06
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.