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DBG FINANCES

Active
Public limited companyfounded 200026 yrs activeMarsveldplein 5, 1050 Elsene, BelgiumKBO/BCE: BE 0472.432.560
Summary

DBG FINANCES has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57.7m and a net result of €2.2m. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 93% of 3810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
DBG FINANCESActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200NACE 70120Business consulting NACE 70220
1 site
Size
€0turnover 2025
Equity
€57.7m
Profit
€2.2m
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Holdings
1
Accounts 20 d early0 of 10 deeds read
Why 96- Liquidity: current ratio 27.85, cash €580,948+ Size: turnover €0, total assets €59.1m+ Founded in 2000+ Figures for FY 2025 (filed 13-04-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 70, large)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 97.8% of total assets
Liquidity 51-1
short-term debt 2.2% · cash 1.0%
Profitability 47-5
return on assets 3.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (202 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +5.3% vs 11-2024 01-2025: 0.1%▲ +10.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -4.5% vs 02-2025 04-2025: 0.1%▲ +46.0% vs 03-2025 05-2025: 0.1%▼ -25.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▼ -4.3% vs 10-2025 12-2025: 0.1%▲ +13.6% vs 11-2025 01-2026: 0.1%▲ +10.7% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +41.0% vs 03-2026highest value 05-2026: < 0.1%▼ -64.1% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▼ -2.4% vs 09-2026lowest value
  • Liquidity: current ratio 27.85, cash €580,948 raises the probability
  • Size: turnover €0, total assets €59.1m lowers the probability for this profile
  • Founded in 2000 lowers the probability for this profile
  • Figures for FY 2025 (filed 13-04-2026) lowers the probability
Credit up to €5,500,000 at 30 days acceptable
Liquidity ample (current ratio 27.85 against 16.43 in 2024; short-term debt: 2.2% and cash: 1% of total assets), and 2.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, large). Better than this share of them on solvency 74%, liquidity 73%, profitability 62%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 27.85, cash €580,948
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: turnover €0, total assets €59.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2000
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 13-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €57.7m
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
20 d early
2024
33 d early
2023
4 d early
2022
44 d early
2021
39 d early
2020
14 d early
2019
123 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close06-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Highest result since 2019net €3.4m ▲696%

Key points

  • Caution: Turnover fell in 2025from €325,000 to €0 ▼ 100% View
  • Positive: Among the best 7% on equitysector median €1.1m · 3,810 companies €57.7m View
  • Positive: 7 profitable years in a rowprofit 2025: €2.2m 7 years View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Turnover
€0
Profit
€2.2m
Solvency
97.8%
Turnover▼ 100%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 30-04-2027
  1. 10-04-2026Annual accounts filed
  2. 28-03-2025Annual accounts filed
  3. 30-09-2024Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Business and other management consultancyNACE 70200
Founded
19-07-2000
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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