Financials
- Fiscal year
- 2025
- Total assets
- €89,261
- Loss
- -€1,180
- Solvency
- 99.6%
Total assets▼ 2.4%
Net result
20182025
DBF-Consulting
ActiveSummary
DBF-Consulting has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,861 and a net result of -€1,180. Equity remains stable across the filed fiscal years (±0.2% per year). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
What they do
Activity not known
How big
€89,261total assets 2025
- Equity
- €88,861
- Loss
- -€1,180
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late
Why 68- Latest accounts 31 days late; 3 of the last 3 late- Liquidity: current ratio 223.30, cash €39+ Founded in 1996+ Size: total assets €89,261Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 46% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 99.6% of total assets
Liquidity
50=
short-term debt 0.4% · cash 0.0%
Profitability
34=
return on assets -1.3%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Founded in 1996 lowers the probability for this profile
- Size: total assets €89,261 lowers the probability for this profile
- Latest accounts 31 days late; 3 of the last 3 late raises the probability
- Liquidity: current ratio 223.30, cash €39 raises the probability
Credit up to €6,000 at 30 days acceptable
short-term debt: 0.4% and cash: 0% of total assets, and 0.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 38%, profitability 24%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
73 d late
2021
100 d late
2020
90 d late
2019
123 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 68 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Liquidity triplescurrent ratio 223.30
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Liquidity triples
- 31-08-2025Annual accounts filed
Company details
- Legal form
- Private limited company (pre-2019)
- Founded
- 24-12-1996
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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