DBD Housing
The computed 12-month bankruptcy probability of DBD Housing is 1.4% (low). The 2025 annual accounts show equity of €136k and a net result of €-7k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 156 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €136k |
| Net result | €-7k |
| Staff (FTE) | 2 |
| Better than sector | 37% |
Fragile profile, watch profitability in particular.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 3.0% | 13.6% | |
| Net result | €-7k | €-1k | |
| Equity | €136k | €36k | |
| Gross operating margin | €476k | €33k | |
| Staff costs | €77k | €77k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €386k |
| Net profit | €-7k |
| Cash flow | €243k |
| Staff costs | €77k |
| Income taxes | - |
| Dividends | - |
| Total assets | €4.53M |
| Equity | €136k |
| Debt | €4.40M |
| of which ≤ 1y | €710k |
| of which > 1y | €3.68M |
| Working capital | €-54k |
| Employees (FTE) | 2.0 |
| 2025 | |
|---|---|
| Current ratio | 0.92 |
| Quick ratio | 0.92 |
| Working capital ratio | -1.2% |
| Solvency | 3.0% |
| Debt / equity | 32.46 |
| Long-term debt ratio | 27.14 |
| Interest coverage | 2.70 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.2% |
| ROE | -5.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €4.53M |
| Fixed assets | 21/28 | €3.88M |
| Tangible fixed assets | 22/27 | €3.88M |
| Current assets | 29/58 | €657k |
| Amounts receivable within one year | 40/41 | €367k |
| Cash & bank | 54/58 | €287k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €4.53M |
| Equity | 10/15 | €136k |
| Contributions / capital | 10/11 | €200k |
| Accumulated profits (losses) | 14 | €-64k |
| Amounts payable | 17/49 | €4.40M |
| Amounts payable after one year | 17 | €3.68M |
| Amounts payable within one year | 42/48 | €710k |
| Trade debts payable within one year | 44 | €60k |
| Income statement | ||
| Gross operating margin | 9900 | €476k |
| Operating result | 9901 | €136k |
| Financial income | 75 | €9 |
| Financial charges | 65 | €143k |
| Result before taxes | 9903 | €-7k |
| Net result for the period | 9904 | €-7k |
| Result to be appropriated | 9905 | €-7k |
-
Current24-01-2025 → present
Former directors (2)
-
Former- → 24-01-2025
-
Former- → 24-01-2025
| NACE primary | Accommodation(55900) |
| Legal form | Private limited company(610) |
| Incorporation | 14-12-2021 |
| Status | Active |
| Postal code | 2330 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023D0626/00P000 | Flanders | 1.2 ha | 1 · 296 m² | 3.7 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
13-02-2026 Baker Tilly Bedrijfsrevisoren BV appointed as statutory auditor
- Baker Tilly Bedrijfsrevisoren BV, Commissaris
Technical details
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"name": "Baker Tilly Bedrijfsrevisoren BV",
"address": null,
"birth_date": null
},
"effective_date": "2025-01-01",
"evidence_quote": "BESLIST om Baker Tilly Bedrijfsrevisoren BV, met zetel te 9090 Merelbeke-Melle, Regenboog 2, te benoemen tot commissaris voor een termijn van drie jaar."
}
],
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},
"subject_company": {
"kbo": "0778.631.074",
"name_full": "DBD HOUSING",
"legal_form": "BV"
}
}11-04-2025 Transaction in capital or shares
Technical details
{
"events": [
{
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"currency": "BEF",
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"delta_eur": null,
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"amount_type": "onbekend",
"effective_date": "2024-12-24",
"evidence_quote": "Op 24 december 2024 werden alle 200 aandelen in DBD Housing ... verenigd in de handen van Den Berk D\u00E9lice Holding",
"contribution_type": null
}
],
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}
}24-01-2025 1 director appointed, 2 resigning
- Paul Van De Mieroр, Bestuurder
- Ria Krijnen, Bestuurder
- Tanja Helsen, Bestuurder
Technical details
{
"events": [
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"kind": "director_out",
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},
"effective_date": "2025-01-24",
"evidence_quote": "De enige aandeelhouder neemt kennis van het ontslag van volgende bestuurders, zoals aangeboden aan de Vennootschap per brief van 24 december 2024, met ingang vanaf heden: - Ria Krijnen; en - Tanja Helsen."
},
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"evidence_quote": "De enige aandeelhouder neemt kennis van het ontslag van volgende bestuurders, zoals aangeboden aan de Vennootschap per brief van 24 december 2024, met ingang vanaf heden: - Ria Krijnen; en - Tanja Helsen."
},
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"name": "Paul Van De Miero\u0440",
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},
"effective_date": "2025-01-24",
"evidence_quote": "De enige aandeelhouder besluit om volgende personen te benoemen tot bestuurder van de Vennootschap, met onmiddellijke ingang: - Paul Van De Miero\u0440."
}
],
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},
"subject_company": {
"kbo": "0778.631.074",
"name_full": "DBD HOUSING",
"legal_form": "BV"
}
}16-12-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2330 Merksplas, Koekhoven 31",
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
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"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "KRIJNEN Ria Maria Jan",
"niss": null,
"address": "2330 Merksplas, Koekhoven 37"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 100000,
"holder_person_name": "KRIJNEN Ria Maria Jan",
"is_subscriber_only": false,
"n_shares_subscribed": 100000,
"amount_subscribed_eur": 100000,
"is_anonymous_silent_partner": false
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{
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"person": {
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"name": "HELSEN Tanja Tine Jozef",
"niss": null,
"address": "2200 Herentals, Rossem 7"
},
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}
],
"capital_eur": 200000,
"subject_company": {
"kbo": "0778.631.074",
"name_full": "DBD Housing",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-12-14",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | DBD Housing |