Dbconcept
Open bankruptcySummary
A bankruptcy procedure is open for Dbconcept according to publications in the Belgian State Gazette. The 2022 annual accounts show negative equity (-€14,798) and a net result of -€24,048.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Hasselt division
- Declared bankrupt
- 23 October 2025
- Supervising judge
- Gert Engelen
- Official Gazette
- 29-10-2025 (pdf) ↗search the document for 2025/144292
Curators
- Cecile NoelmansMoerenstraat 33, 3700 Tongeren- Borglooncnoelmans@noelmansadv.be
- Catherine Noel- MansMoerenstraat 33, 3700 Tongeren-Borglooncatherine.noelmans@noelmansadv.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2022 was due by 30-04-2023 and was filed on 27-04-2023, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
3 d early
2021
1 d early
2020
30 d early
2019
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Equity
-€14,798
2021 · €9,250
Total assets
€7,662▼ 30.6%
2021 · €11,046
Net result
-€24,048▼ 92.6%
2021 · -€12,487
Working capital
-€16,798
2021 · €8,137
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2019202020212022
Operating result€12,716--€9,337-€13,629▼ 46.0%-€24,250▼ 77.9%
Net result€11,025--€7,888-€12,487▼ 58.3%-€24,048▼ 92.6%
Equity€29,625-€21,737▼ 26.6%€9,250▼ 57.4%-€14,798
Total assets€45,077-€26,771▼ 40.6%€11,046▼ 58.7%€7,662▼ 30.6%
Debt€15,452-€5,034▼ 67.4%€1,796▼ 64.3%€22,460▲ 1,150%
Working capital€18,623-€18,645▲ 0.1%€8,137▼ 56.4%-€16,798
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24,250 in 2022 against €13,629 in 2021; the loss grows and 2022 has the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €7,662
Fixed assets
€2,000 ▲ 79.7%
Current assets
€5,662 ▼ 43.0%
Key figures and ratios
Solvency
-193.1%▼
2021 · 83.7%
Current ratio
0.25▼
2021 · 5.53
Debt to equity
-1.52▼
2021 · 0.19
ROA
-313.9%▼
2021 · -113.0%
Debt ≤ 1 year
€22,460▲
2021 · €1,796
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €499 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,255 | €5,314 | €848 | - | - |
| Other operating charges640/8 | - | - | €801 | €318 | ▼ 60.2% |
| Non-recurring operating charges66A | - | - | - | €1,113 | - |
| Gross operating margin9900 | €25,500 | -€3,429 | -€11,981 | -€22,818 | ▼ 90.5% |
| Operating profit (loss)9901 | €12,716 | -€9,337 | -€13,629 | -€24,250 | ▼ 77.9% |
| Financial income75/76B | - | - | €1,310 | €338 | ▼ 74.2% |
| Recurring financial income75 | €2,431 | €1,846 | €1,310 | €338 | ▼ 74.2% |
| Financial charges65/66B | - | - | €168 | €136 | ▼ 18.6% |
| Recurring financial charges65 | €639 | €397 | €168 | €136 | ▼ 18.6% |
| Profit (loss) for the period before taxes9903 | €14,508 | -€7,888 | -€12,487 | -€24,048 | ▼ 92.6% |
| Income taxes67/77 | €3,483 | - | - | - | - |
| Profit (loss) for the period9904 | €11,025 | -€7,888 | -€12,487 | -€24,048 | ▼ 92.6% |
| Profit (loss) for the period to be appropriated9905 | €11,025 | -€7,888 | -€12,487 | -€24,048 | ▼ 92.6% |
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €45,077 | €26,771 | €11,046 | €7,662 | ▼ 30.6% |
| Fixed assets21/28 | €15,010 | €3,866 | €1,113 | €2,000 | ▲ 79.7% |
| Tangible fixed assets22/27 | €15,010 | €3,866 | €1,113 | - | - |
| Plant, machinery and equipment23 | - | - | €651 | - | - |
| Furniture and vehicles24 | - | - | €462 | - | - |
| Financial fixed assets28 | - | - | - | €2,000 | - |
| Current assets29/58 | €30,067 | €22,904 | €9,933 | €5,662 | ▼ 43.0% |
| Amounts receivable within one year40/41 | €29,695 | €19,875 | €9,277 | €5,622 | ▼ 39.4% |
| Trade receivables40 | - | - | €372 | - | - |
| Other amounts receivable41 | - | - | €8,906 | €5,622 | ▼ 36.9% |
| Cash at bank and in hand54/58 | €371 | €2,116 | - | €40 | - |
| Deferred charges and accrued income490/1 | - | - | €656 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €45,077 | €26,771 | €11,046 | €7,662 | ▼ 30.6% |
| Equity10/15 | €29,625 | €21,737 | €9,250 | -€14,798 | ▼ 260% |
| Contributions10/11 | €18,600 | - | €18,600 | €18,600 | = |
| Reserves13 | €11,025 | €11,025 | €11,025 | €1,860 | ▼ 83.1% |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | €9,165 | - | - |
| Profit (loss) carried forward14 | - | -€7,888 | -€20,375 | -€35,258 | ▼ 73.0% |
| Amounts payable17/49 | €15,452 | €5,034 | €1,796 | €22,460 | ▲ 1,150% |
| Amounts payable after more than one year17 | €3,848 | €775 | - | - | - |
| Amounts payable within one year42/48 | €11,443 | €4,259 | €1,796 | €22,460 | ▲ 1,150% |
| Current portion of amounts payable after more than one year42 | - | - | €873 | - | - |
| Trade debts44 | €3,929 | €950 | €687 | €16,188 | ▲ 2,256% |
| Suppliers440/4 | - | - | €687 | €16,188 | ▲ 2,256% |
| Taxes, remuneration and social security45 | - | - | €236 | €236 | = |
| Taxes450/3 | - | - | €236 | €236 | = |
| Other amounts payable47/48 | - | - | - | €6,036 | - |
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,025 | -€7,888 | -€12,487 | -€24,048 | ▼ 92.6% |
| + Depreciation and write-downs630 | €11,255 | €5,314 | €848 | - | - |
| Operating cash flow (approximation) | €22,280 | -€2,574 | -€11,639 | -€24,048 | ▼ 107% |
| Investment in fixed assets (approximation) | - | €5,829 | €1,906 | -€887 | ▼ 147% |
| Change in cash | - | €1,744 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-10
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · event 23-10-2025
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet -€24,048
Net result drops to -€24,048, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity doublescurrent ratio 5.38
Current ratio from 2.63 to 5.38; short-term debt falls from €11,443 to €4,259.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2018
Ground area
2.7 ha
Building footprint
279 m²
Volume, LiDAR
1,834 m³
2 parcels, Flanders · tallest building 16.6 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Dbconcept
since 20182.274.479.259
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73322E0052/00M000 | Flanders | 2.5 ha | 1 · 85 m² | 3.4 m · 1 fl. |
| 71053H0596/00B000 | Flanders | 1,686 m² | 1 · 194 m² | 16.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | CECILE NOELMANS Moerenstraat 33, 3700 TONGEREN-
BORGLOON |
23-10-2025 → present |
| Curator | CATHERINE NOEL-
MANS MOERENSTRAAT 33, 3700 TONGEREN-BORGLOON- |
23-10-2025 → present |
Identification & contact
Identification
Legal formPrivate limited company
Founded29-03-2018
Fiscal year end30-09
Scores and ratios are computed by Checked and are not a credit decision.