Financials
- Fiscal year
- 2025
- Total assets
- €327,685
- Loss
- -€31,334
- Solvency
- 9.7%
Total assets▼ 15.9%
Net result
20192025
C&T BRUSSELS
ActiveSummary
The computed 12-month bankruptcy probability of C&T BRUSSELS is 5.3% (elevated). The 2025 annual accounts show equity of €31,938 and a net result of -€31,334. Equity is shrinking by ~26.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 33% of 15408 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
1 site
Size
€327,685total assets 2025
- Staff
- 7.1 FTE
- Equity
- €31,938
- Loss
- -€31,334
Turnover not published (abridged schema)
Structure
Accounts filed 61 d late1 of 3 deeds read
Why 35- Latest accounts 61 days late; 3 of the last 3 late- Sector Food and beverage service activities (NACE 56)- Equity €31,938 (9.7% of total assets)- Loss of €31,334, the second in a row (FY 2025)Show the evidence
Checked score
Score 2025
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 21% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
35-10
equity 9.7% of total assets
Liquidity
14-1
short-term debt 90.3% · cash 11.1%
Profitability
29-31
return on assets -9.6%
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 6.4%highest value
12-2024: 6.4%● 0.0% vs 11-2024highest value
01-2025: 6.3%▼ -0.9% vs 12-2024
02-2025: 5.3%▼ -16.0% vs 01-2025
03-2025: 5.2%▼ -1.0% vs 02-2025
04-2025: 5.3%▲ +1.0% vs 03-2025
05-2025: 5.1%▼ -3.4% vs 04-2025
06-2025: 5.0%▼ -2.7% vs 05-2025
07-2025: 4.9%▼ -0.3% vs 06-2025lowest value
08-2025: 5.4%▲ +9.8% vs 07-2025
09-2025: 5.5%▲ +1.5% vs 08-2025
10-2025: 6.0%▲ +8.1% vs 09-2025
11-2025: 6.0%● 0.0% vs 10-2025
12-2025: 6.0%● 0.0% vs 11-2025
01-2026: 5.9%▼ -1.7% vs 12-2025
02-2026: 5.9%● 0.0% vs 01-2026
03-2026: 5.8%▼ -1.0% vs 02-2026
04-2026: 5.9%▲ +0.9% vs 03-2026
05-2026: 5.8%▼ -0.8% vs 04-2026
06-2026: 5.7%▼ -2.4% vs 05-2026
07-2026: 5.3%▼ -5.8% vs 06-2026
08-2026: 5.8%▲ +9.1% vs 07-2026
09-2026: 5.9%▲ +1.5% vs 08-2026
10-2026: 5.3%▼ -10.3% vs 09-2026
- Latest accounts 61 days late; 3 of the last 3 late raises the probability
- Sector Food and beverage service activities (NACE 56) raises the probability
- Equity €31,938 (9.7% of total assets) raises the probability
- Loss of €31,334, the second in a row (FY 2025) raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.39 against 0.36 in 2024; short-term debt: 90.3% and cash: 11.1% of total assets), and 90.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 33%, liquidity 12%, profitability 27%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€31,334
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
61 d late
2024
56 d late
2023
67 d late
2022
80 d late
2021
117 d late
2020
1 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Resignation: Roma SRL (director)Appointment: Carine Teston (administratrice déléguée)…
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Risk: 7 loss-making years in a rowloss fiscal year 2025 -€31,334 View
- Caution: Among the weakest 8% on net resultsector median €4,933 · 15,387 companies -€31,334 View
- Caution: Latest accounts filed lateafter the legal deadline 61 d View
- Board changedlatest change 09-06-2026 · 0 in office 1 joined · 1 left View
By topic
Timeline
- Events
- 9
- Since
- 2020
- Next accounts
- by 31-07-2027
- 30-09-2026Annual accounts filed
- 09-06-2026Resignation: Roma SRL (director)
- 25-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Coöperatieve vennootschap met beperkte aansprakelijkheid
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 12-11-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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