DB ISO SERVICE
ActiveDB ISO SERVICE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-38
Solvency87▲+7
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 2.02 in 2024; short-term debt: 38.1% and cash: 68% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
10.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €59k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
30 d early
2023
26 d early
2022
11 d early
2021
16 d late
2020
30 d late
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▲ 20.4%
2024 · €49k
2018: €96k
2019: €50k
2020: €85k
2021: €18k
2022: €31k
2023: €19k
2024: €49k
2018 → 2025
Total assets
€96k▲ 6.7%
2024 · €90k
2018: €120k
2019: €61k
2020: €108k
2021: €51k
2022: €69k
2023: €66k
2024: €90k
2018 → 2025
Net result
€10k▼ 67.0%
2024 · €30k
2018: €3k
2019: €-46k
2020: €35k
2021: €-67k
2022: €13k
2023: €-12k
2024: €30k
2018 → 2025
Working capital
€54k▲ 30.6%
2024 · €41k
2018: €89k
2019: €45k
2020: €73k
2021: €10k
2022: €24k
2023: €9k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€31k▲ 73.5%€19k▼ 39.6%€49k▲ 162%€59k▲ 20.4%
Operating result€-66k-€17k€-10k€27k€15k▼ 42.8%
Net result€-67k-€13k€-12k€30k€10k▼ 67.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€5k▼ 34.2%
Current assets
€91k▲ 10.6%
Equity and liabilities €96k
Equity
€59k▲ 20.4%
Debt
€37k▼ 10.0%
The debt ratio falls from 45.2% to 38.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €31k
Cash flow
€14k▼
2024 · €34k
Solvency
61.9%▲
2024 · 54.8%
Current ratio
2.48▲
2024 · 2.02
Quick ratio
2.48▲
2024 · 2.02
Debt / equity
0.62▼
2024 · 0.82
ROE
17.0%▼
2024 · 61.8%
ROA
10.5%▼
2024 · 33.9%
Interest coverage
3.60▼
2024 · 6.47
Debt
€37k▼
2024 · €41k
Debt ≤ 1 year
€37k▼
2024 · €41k
Income taxes
€0▼
2024 · €111
Staff costs
€128k▲
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€96k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€2k€457▼
Current assets29/58€82k€91k▲
Amounts receivable within one year40/41€18k€24k▲
Trade receivables40€15k€20k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€60k€65k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€90k€96k▲
Equity10/15€49k€59k▲
Contributions10/11€6k€6k=
Reserves13€90k€90k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€-47k€-37k▲
Amounts payable17/49€41k€37k▼
Amounts payable within one year42/48€41k€37k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€22k€18k▼
Taxes450/3€1k€1k▼
Remuneration and social security454/9€20k€16k▼
Other amounts payable47/48€16k€15k▼
Accrued charges and deferred income492/3€62€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€127k€128k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€946▼
Gross operating margin9900€159k€148k▼
Operating profit (loss)9901€27k€15k▼
Financial income75/76B€8k€0▼
Recurring financial income75€0€0▲
Non-recurring financial income76B€8k€0▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€31k€10k▼
Income taxes67/77€111€0▼
Profit (loss) for the period9904€30k€10k▼
Profit (loss) for the period to be appropriated9905€30k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-37k▲
Profit (loss) brought forward from the previous period14P€-77k€-47k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Weakest financial yearnet €-67k ▼292%
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leoniastraat 373970 LeopoldsburgGround area
563 m²
Building footprint
110 m²
Volume, LiDAR
558 m³
Parcel 71034A4070/00C000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DB ISO SERVICE
since 20112.203.191.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71034A4070/00C000 | Flanders | 563 m² | 1 · 110 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2011
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.