DB&
ActiveSummary
DB& has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.1m and a net result of -€102,647. Its solvency ranks better than 92% of 37,592 sector peers (NACE 70, financial year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Activities of head offices
NACE 70100
1 site
Size
€1.2mtotal assets 2024
- Equity
- €1.1m
- Loss
- -€102,647
Turnover not published (micro format)
Structure
- BOUCKAERT DominiqueDirector
- DB&Director
Auditor: FIGURAD BEDRIJFSREVISOREN2024 accounts filed 29 days late
Why 66raises riskFigures for financial year 2024 (filed 29-08-2025)Liquidity: current ratio 4.48, cash €15,161lowers riskSize: total assets €1.2mSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
Score 2024
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 45% of its sector peers (NACE 70, micro)
Financial strength
Average
Solvency
100
equity 92.9% of total assets
Liquidity
52
short-term debt 6.8% · cash 1.3%
Profitability
8
return on assets -8.6%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.4%
09-2025: 0.1%▼ -0.3 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 1.0%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €70,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 4.48, above the usual 1.5; short-term debt: 6.8% and cash: 1.3% of total assets), and 7.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 39% on liquidity and 10% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2024 accounts filed 29 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 29 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
- PurposeAmendment of the articles ·…
- Annual accounts filedfinancial year 2024 · micro…
- Incorporation · RestructuringAppointments: FIGURAD BEDRIJFSREVISOREN, BOUCKAERT Dominique…
Financials · financial year 2024, micro format
2024 annual accounts filed late (29 days) Filed on 29 August 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00486231.
Equity
€1.1m
Total assets
€1.2m
Net result
-€102,647
Working capital
€281,724
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Assets €1.2m
Fixed assets
€830,359
Current assets
€362,792
Equity and liabilities €1.2m
Equity
€1.1m
Provisions
€2,476
Debt
€82,293
Debt finances 6.9% of the balance-sheet total.
Key figures and ratios
EBITDA
-€21,176
Cash flow
-€29,405
Current ratio
4.48
Debt to equity
0.07
ROE
-9.3%
ROA
-8.6%
Interest coverage
-14.58
Debt ≤ 1 year
€81,068
Income taxes
€15,038
Peer companies
Historical observationOf the 480 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95.8% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a small loss
0.8%
went bankrupt
3.1%
stopped otherwise
95.8%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 480 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €73,242 |
| Other operating charges640/8 | €6,576 |
| Non-recurring operating charges66A | €289 |
| Gross operating margin9900 | -€14,311 |
| Operating profit (loss)9901 | -€94,418 |
| Financial income75/76B | €6,521 |
| Recurring financial income75 | €6,521 |
| Financial charges65/66B | €1,452 |
| Recurring financial charges65 | €1,452 |
| Profit (loss) for the period before taxes9903 | -€89,349 |
| Transfer from deferred taxes780 | €1,740 |
| Income taxes67/77 | €15,038 |
| Profit (loss) for the period9904 | -€102,647 |
| Transfer from tax-exempt reserves789 | €98,105 |
| Profit (loss) for the period to be appropriated9905 | -€4,542 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.2m | |
| Fixed assets21/28 | €0.8m | |
| Tangible fixed assets22/27 | €0.8m | |
| Land and buildings22 | €0.7m | |
| Plant, machinery and equipment23 | €0.02m | |
| Furniture and vehicles24 | €0.1m | |
| Financial fixed assets28 | €0.005m | |
| Current assets29/58 | €0.4m | |
| Amounts receivable after more than one year29 | €0.1m | |
| Other amounts receivable291 | €0.1m | |
| Amounts receivable within one year40/41 | €0.2m | |
| Trade receivables40 | €0.02m | |
| Other amounts receivable41 | €0.1m | |
| Current investments50/53 | €0.06m | |
| Cash at bank and in hand54/58 | €0.02m | |
| Deferred charges and accrued income490/1 | €0.007m | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.2m | |
| Equity10/15 | €1.1m | |
| Contributions10/11 | €0.02m | |
| Reserves13 | €1.1m | |
| Tax-exempt reserves132 | €0.2m | |
| Distributable reserves133 | €0.9m | |
| Profit (loss) carried forward14 | €0.006m | |
| Provisions and deferred taxes16 | €0.002m | |
| Deferred taxes168 | €0.002m | |
| Amounts payable17/49 | €0.08m | |
| Amounts payable within one year42/48 | €0.08m | |
| Trade debts44 | €0.06m | |
| Suppliers440/4 | €0.06m | |
| Taxes, remuneration and social security45 | €0.02m | |
| Taxes450/3 | €0.02m | |
| Accrued charges and deferred income492/3 | €0.001m | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | -€102,647 |
| + Depreciation and write-downs630 | €73,242 |
| Operating cash flow (approximation) | -€29,405 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 29-08-2025 | 2025-00486231 |
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Of the 5,753 active companies whose main activity is activities of head offices (NACE 70100), figures are known for 3,672. 1,926 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2025 · 1 entry · €509 awarded · €509 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
2 directors, no change since 2024
Board 2
BOUCKAERT Dominique
CurrentDirector (not named in the articles) · since 30-07-2024
DB&
CurrentDirector (not named in the articles) · since 30-07-2024 · Legal entity · from a recent deed
Statutory auditor 1
FIGURAD BEDRIJFSREVISOREN
CurrentAuditor · since 10-07-2024 · permanent representative: DE CAUSMAECKER Ann
"From a recent act": read from a Gazette act not yet processed into our list of directors.
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
3 people since 2024, 3 in office
- Board
- Statutory auditor
| Name | Functions and periods |
|---|---|
| BOUCKAERT Dominique |
|
| DB&from an act |
|
| FIGURAD BEDRIJFSREVISOREN |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
Stated in the act
act of 29-09-2025 ↗
- BOUCKAERT Dominique all shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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History
Acts, filings and financial milestones
2025
29-09
Gazette deed
PurposeAmendment of the articles · Purpose change · Shareholding8 facts ▸
Gazette deed
Purpose
Amendment of the articles · Purpose change · Shareholding8 facts ▸
- General meeting, 15-09-2025
- Amendment of the articles (2 times)
- Purpose change
- Other provision, “ontslag van het voorlezen van het verslag van het bestuursorgaan, enige aandeelhouder erkent afschrift te hebben ontvangen en kennis te hebben genomen” (deed in Dutch)
- Other provision, “goedkeuring van het verslag van het bestuursorgaan, geen opmerkingen geformuleerd” (deed in Dutch)
- Other provision, 07-03-2023
- Board meeting, 15-09-2025
- Shareholding, 15-09-2025, 750
29-08
NBB filing
Annual accounts filed
financial year 2024 · micro format · 29 days late
2024
30-07
Gazette deed
Incorporation · RestructuringAppointments: FIGURAD BEDRIJFSREVISOREN, BOUCKAERT Dominique and DB& · Resignation: BOUCKAERT Dominique (director) · Permanent representative: BOUCKAERT Dominique27 facts ▸
Gazette deed
Incorporation · Restructuring
Appointments: FIGURAD BEDRIJFSREVISOREN, BOUCKAERT Dominique and DB& · Resignation: BOUCKAERT Dominique (director) · Permanent representative: BOUCKAERT Dominique27 facts ▸
- General meeting, 12-07-2024
- Auditor appointment, FIGURAD BEDRIJFSREVISOREN (company auditor)
- Declaration, “waiver of reading of reports, alle aanwezige of vertegenwoordigde aandeelhouders erkennen er voorafgaandelijk kennis van te hebben genomen” (deed in Dutch)
- Declaration, “aandeelhouders kunnen de stukken kosteloos verkrijgen en kennis nemen, access to documents” (deed in Dutch)
- Demerger, “artikelen 12:77 laatste lid, 12:78 laatste lid, en 12:80 §2 laatste lid WVV”, 750 (deed in Dutch)
- Declaration, “exemption from board report and interim figures, toepassing van artikelen 12:77 laatste lid, 12:78 laatste lid, en 12:80 §2 laatste lid WVV” (deed in Dutch)
- Auditor report, 10-07-2024
- Other provision, “founder report approval”, approval (deed in Dutch)
- Other provision, “exemption from reporting changes, geen melding door bestuursorganen betreffende eventuele belangrijke wijzigingen in activa en passiva tussen datum splitsingsvo…” (deed in Dutch)
- Declaration, “no reduction or exemption in family company share transfer, 3 jaar voorafgaand aan deze akte” (deed in Dutch)
- Demerger, “partial split by incorporation, realisation” (deed in Dutch)
- Incorporation, 12-07-2024
- +15 further facts in this act
Gazette deedNBB filing
2 of 2 deeds read
Register details
Identification
Legal formPrivate limited company
Founded19-07-2024
Financial year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1011756619
Also
9925:BE1011756619
Registered
05-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
984500974A65A4OF0991
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2024
Ground area
3,026 m²
Building footprint
466 m²
Building volume
7,858 m³
Parcel 37303I0559/00E000, Flanders · tallest building 20.1 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
DB&
since 2024unit no. 2.362.719.565
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 37303I0559/00E000 | Flanders | 3,026 m² | 1 · 466 m² | 20.1 m · 6 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De boekhouding en de boekhoudkundige diensten organiseren en advies verstrekken inzake de boekhoudkundige organisatie bij ondernemingen; Het…” (deed in Dutch)
12 activities (deed in Dutch)
- De boekhouding en de boekhoudkundige diensten organiseren en advies verstrekken inzake de boekhoudkundige organisatie bij ondernemingen
- Het bepalen van de resultaten en het opmaken van de jaarrekening conform de wettelijke bepalingen ter zake
- Het openen, het houden, het centraliseren en het sluiten van boekingen, geschikt voor het opmaken van de rekeningen
- Alle boekhoudstukken nazien en corrigeren die niet leiden tot een attestering of een expertiseverslag bestemd om aan derden te worden afgegeven
- De analyse met boekhoudtechnische procedés van de positie en werking van ondernemingen vanuit het oogpunt van hun kredietwaardigheid, rentabiliteit en risico's die niet leidt tot een attestering of een expertiseverslag bestemd om aan derden te worden afgegeven
- Zowel privé- als gerechtelijke expertise met betrekking tot de boekhouding van ondernemingen
- Elke opdracht bedoeld in 4° tot en met 6° uitgevoerd door een gecertificeerd accountant, andere dan de gebruikelijke beroepsbeoefenaar, die leidt tot een attestering of een expertiseverslag bestemd om aan derden te worden afgegeven
- Andere opdrachten waarvan de uitvoering bij of krachtens de wet zijn voorbehouden aan de gecertificeerd accountant
- Het verstrekken van advies in alle fiscale aangelegenheden
- Het bijstaan van de belastingplichtige bij het nakomen van zijn fiscale verplichtingen
- Het vertegenwoordigen van de belastingplichtige bij de belastingdiensten
- Het organiseren van administratieve diensten en advies verstrekken over de administratieve organisatie van ondernemingen
- Legal form clauseThe legal form, such as BV, NV or CV, which decides which company-law rules apply.
- “DB&” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Wanneer de bestuurders een collegiaal orgaan vormen en de plaats van een bestuurder openvalt vóór het einde van zijn mandaat, hebben de…” (deed in Dutch)“Het bestuursorgaan zal overeenkomstig artikel 5:73 Wetboek van Vennootschappen en Verenigingen, alle handelingen verrichten die nodig of…” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “De kosten van de prijsbepaling door de deskundige worden gedragen door de kandidaat-overnemer van het bestuursorgaan, indien deze de…” (deed in Dutch)1 more provision on this in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 17:00
- Meeting accessWho may attend the meeting and what is needed to be admitted.
- One provision in the deed
- Meeting agendaHow the agenda is set and who may add items to it.
- “Alle algemene vergaderingen mogen alleen beslissen over de voorstellen die zijn opgenomen in de agenda, behalve als alle personen die moeten…” (deed in Dutch)
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- “Elke aandeelhouder kan aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…” (deed in Dutch)“Formulier opgesteld door het bestuursorgaan, per brief of langs elektronische weg” (deed in Dutch)“Meerderheid van stemmen, ongeacht het aantal effecten dat op de algemene vergadering vertegenwoordigd is” (deed in Dutch)
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed