day.
Activeday. has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €238k. Equity is growing by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 10331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92=
Solvency45▼-55
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.94 against 14.0 in 2024; short-term debt: 79.7% and cash: 64.7% of total assets), and 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
18.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
7 d early
2023
29 d late
2022
on the day
2021
31 d late
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€259k▼ 77.0%
2024 · €1.13M
2020: €231k
2021: €405k
2022: €637k
2023: €906k
2024: €1.13M
2020 → 2025
Total assets
€1.29M▲ 8.6%
2024 · €1.19M
2020: €476k
2021: €540k
2022: €756k
2023: €982k
2024: €1.19M
2020 → 2025
Net result
€238k▲ 8.3%
2024 · €220k
2020: €228k
2021: €174k
2022: €232k
2023: €269k
2024: €220k
2020 → 2025
Working capital
€-66k
2024 · €792k
2020: €208k
2021: €387k
2022: €624k
2023: €896k
2024: €792k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€405k-€637k▲ 57.3%€906k▲ 42.1%€1.13M▲ 24.3%€259k▼ 77.0%
Operating result€230k-€313k▲ 36.0%€361k▲ 15.5%€287k▼ 20.4%€307k▲ 6.9%
Net result€174k-€232k▲ 33.1%€269k▲ 15.7%€220k▼ 18.0%€238k▲ 8.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€328k▼ 2.4%
Current assets
€964k▲ 13.0%
Equity and liabilities €1.29M
Equity
€259k▼ 77.0%
Debt
€1.03M▲ 1,548%
The debt ratio rises from 5.3% to 80.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€317k▼
2024 · €343k
Cash flow
€248k▼
2024 · €276k
Solvency
20.0%▼
2024 · 94.7%
Current ratio
0.94▼
2024 · 14.00
Quick ratio
0.85▼
2024 · 12.64
Debt / equity
3.99▲
2024 · 0.06
ROE
92.2%▲
2024 · 19.6%
ROA
18.5%▼
2024 · 18.5%
Interest coverage
64.65▲
2024 · 63.08
Debt
€1.03M▲
2024 · €63k
Debt ≤ 1 year
€1.03M▲
2024 · €61k
Income taxes
€73k▲
2024 · €70k
Staff costs
€8k▲
2024 · €7
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.29M▲
Fixed assets21/28€336k€328k▼
Tangible fixed assets22/27€336k€328k▼
Land and buildings22€330k€324k▼
Plant, machinery and equipment23€708€456▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€853k€964k▲
Stocks and contracts in progress3€83k€93k▲
Stocks30/36€83k€93k▲
Amounts receivable within one year40/41€12k€33k▲
Trade receivables40€2k€22k▲
Other amounts receivable41€10k€12k▲
Cash at bank and in hand54/58€756k€835k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.29M▲
Equity10/15€1.13M€259k▼
Contributions10/11€3k€3k=
Reserves13€1.12M€256k▼
Distributable reserves133€1.12M€256k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€63k€1.03M▲
Amounts payable within one year42/48€61k€1.03M▲
Trade debts44€32k€57k▲
Suppliers440/4€32k€57k▲
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€22k€960k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€7€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€10k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€300€0▼
Gross operating margin9900€345k€328k▼
Operating profit (loss)9901€287k€307k▲
Financial income75/76B€8k€9k▲
Recurring financial income75€8k€9k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€290k€311k▲
Income taxes67/77€70k€73k▲
Profit (loss) for the period9904€220k€238k▲
Profit (loss) for the period to be appropriated9905€220k€238k▲
Appropriation of the result
Profit (loss) to be appropriated9906€220k€238k▲
Transfer from equity791/2-€1.10M
Transfer to equity691/2€220k€232k▲
To other reserves6921€220k€232k▲
Profit to be distributed694/7-€1.11M
Return on contributions (dividend)694-€1.10M
Directors or managers695-€6k
Social balance
Average headcount (FTE)9087-0.3
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €1MEq €1.13M ▲24.3%
5 profitable years in a row build equity to €1.13M.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Highest result since 2020net €269k ▲15.7%
Operating result €361k, net result €269k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 12.75
Current ratio from 6.28 to 12.75; short-term debt falls from €118k to €76k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €637k ▲57.3%
3 profitable years in a row build equity to €637k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €174k ▼23.4%
Net result drops to €174k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.87
Current ratio from 1.85 to 3.87; short-term debt falls from €246k to €135k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henegouwenstraat 89000 GentGround area
79 m²
Building footprint
79 m²
Volume, LiDAR
1,038 m³
Parcel 44803C0617/00X002, Flanders · tallest building 22.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DAY
since 20202.297.738.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0617/00X002 | Flanders | 79 m² | 1 · 79 m² | 22.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STUART
BE 0470.638.654
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ROSEDORANGE
BE 0779.301.364
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MUSHI
BE 0847.060.220
Oostende · Eq €261k
DIANNA DAVID
BE 0422.372.939
Meise · Eq €256k
BALESSE
BE 0754.742.350
Zedelgem · Eq €264k
Of 2,211 companies in sector 47711 we hold annual accounts for 889. 617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2019
Fiscal year end31-12
Activities, NACEBEL
47711Retail sale of women's outerwear
47120Other non-specialised retail sale
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.